Abstract: The present invention provides a system for transferring funds comprising: a first terminal (100) connected to a communication network for a sender to initiate a fund transaction; a second terminal (100) linked to the communication network allowing a recipient to interactively respond to the fund transaction; a plurality of servers (400) connected to the communication network, the servers (400) include a database that stores sender and recipient's information, and further incorporate a visual and/or audio application to enable a visual and/or audio communication between the first and the second terminal (100, 200); and a third party entity server (500) connected to the plurality of servers (400) via the communication network, the third party entity server (500) manages the sender's account, the recipient's account and the fund transaction; wherein the servers (400) are configured: to receive information of the sender and the recipient from the first terminal (100), to authenticate the identity of the sender a

Abstract: A system for purchasing electronic vouchers is disclosed. The system comprises a plurality of kiosk terminals (100) for receiving payment made by the users of the system, a group of servers (140-142) for coordinating a purchase transaction and an e-voucher entity (180) for managing and supervising at least one voucher inventory (181,182,183). The kiosk terminals (100) are connected to the group of servers (140-142) in which the group of servers (140-142) establishes a connection with the e-voucher entity (180). The users of the system use the kiosk terminals (100) to purchase the electronic voucher selectable from the voucher inventory (181,182,183) from the e-voucher entity (180) which then sends the electronic voucher as purchased by the users to the users' mobile devices (110) in the form of a text message or a picture message or both.

Abstract: A system for facilitating the transaction of donation funds is disclosed. The system allows for the collection and disbursement of recurring donations. The system comprises a plurality of donors (110), at least one donation collecting institution (120) and a plurality of recipients (130). The plurality of donors (110) contribute donations to the donation collecting institution (120) in which the donations are gathered to form a pool of donation funds. The pool of donation funds is supervised and controlled by at least one global entity (125) which disburses and distributes the pool of donation funds to the plurality of recipients (130) via a plurality of kiosk terminals in the form of mobile airtime credit and mobile wallet points.