Abstract: An organization is presented that includes members of a consumer group. A facilitator coordinates and issues memberships in the organization. The facilitator negotiates with suppliers for favorable deals for members of the organization. The memberships are sold primarily by existing members. For each membership sold, a facilitator fee is paid to the facilitator, and a commission is paid to one of the members. A tree-like logic structure is used to determine which member is entitled to the commission. The first specified number of membership sales made by a member are qualifying sales for which the commission is paid to the member at the top of the tree. For all sales after the specified number, the member becomes the top member of a new tree and is entitled to all commissions from qualifying sales of all progeny.