Patents by Inventor Mervin Majella FELIX

Mervin Majella FELIX has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for using a cryptogram lockbox
    Patent number: 12008548
    Abstract: Systems and methods for using a cryptogram lockbox are disclosed. In one embodiment, in a merchant-specific cryptogram lockbox comprising at least one computer processor, a method for generating a cryptogram locally using a cryptogram lockbox may include: (1) receiving, from merchant backend, a request for a cryptogram comprising an account identifier received from a customer in a transaction; (2) generating a cryptogram for the account identifier using a limited use key for the account identifier; and (3) returning the cryptogram to the merchant backend. The merchant may conduct the transaction using the cryptogram.
    Type: Grant
    Filed: June 5, 2019
    Date of Patent: June 11, 2024
    Assignee: JPMORGAN CHASE BANK , N.A.
    Inventors: Howard Spector, Eric L. Connolly, David Christopher Carey, Gayathri Sundar, Raghuram Vudathu, Ankur Kulshreshtha, Ishank Paharia, Pavan Mummareddi, Benjamin Brandt, Mervin Majella Felix, Ajith Chandran Karuvathil, Arun Neelan, Rajeeva Chandra Nagarakanti, Venkata Kunam
  • Systems and methods for generation and use of a device wallet identifier
    Patent number: 11861595
    Abstract: Systems and methods for using a device wallet identifier are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for generating a device wallet identifier may include: (1) receiving a wallet identifier for an electronic wallet or payment application executed by an electronic device; (2) retrieving an issuer identifier for a customer associated with the electronic wallet or payment application; (3) generating a device wallet identifier; and (4) storing a mapping of the device wallet identifier to the issuer identifier for the customer.
    Type: Grant
    Filed: December 19, 2018
    Date of Patent: January 2, 2024
    Assignee: JPMORGAN CHASE BANK , N.A.
    Inventors: Raghuram Vudathu, Tuan Dao, Mervin Majella Felix
  • SYSTEMS AND METHODS FOR GENERATION AND USE OF A DEVICE WALLET IDENTIFIER
    Publication number: 20230306414
    Abstract: Systems and methods for using a device wallet identifier are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for generating a device wallet identifier may include: (1) receiving a wallet identifier for an electronic wallet or payment application executed by an electronic device; (2) retrieving an issuer identifier for a customer associated with the electronic wallet or payment application; (3) generating a device wallet identifier; and (4) storing a mapping of the device wallet identifier to the issuer identifier for the customer.
    Type: Application
    Filed: May 25, 2023
    Publication date: September 28, 2023
    Inventors: Raghu VUDATHU, Tuan DAO, Mervin Majella FELIX
  • SYSTEMS AND METHODS FOR GENERATION AND USE OF A DEVICE WALLET IDENTIFIER
    Publication number: 20200202331
    Abstract: Systems and methods for using a device wallet identifier are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for generating a device wallet identifier may include: (1) receiving a wallet identifier for an electronic wallet or payment application executed by an electronic device; (2) retrieving an issuer identifier for a customer associated with the electronic wallet or payment application; (3) generating a device wallet identifier; and (4) storing a mapping of the device wallet identifier to the issuer identifier for the customer.
    Type: Application
    Filed: December 19, 2018
    Publication date: June 25, 2020
    Inventors: Raghuram Vudathu, Tuan Dao, Mervin Majella Felix
  • SYSTEMS AND METHODS FOR USING A CRYPTOGRAM LOCKBOX
    Publication number: 20190370790
    Abstract: Systems and methods for using a cryptogram lockbox are disclosed. In one embodiment, in a merchant-specific cryptogram lockbox comprising at least one computer processor, a method for generating a cryptogram locally using a cryptogram lockbox may include: (1) receiving, from merchant backend, a request for a cryptogram comprising an account identifier received from a customer in a transaction; (2) generating a cryptogram for the account identifier using a limited use key for the account identifier; and (3) returning the cryptogram to the merchant backend. The merchant may conduct the transaction using the cryptogram.
    Type: Application
    Filed: June 5, 2019
    Publication date: December 5, 2019
    Inventors: Howard SPECTOR, Eric L. CONNOLLY, David Christopher CAREY, Gayathri SUNDAR, Raghuram VUDATHU, Ankur KULSHRESHTHA, Ishank PAHARIA, Pavan MUMMAREDDI, Benjamin BRANDT, Mervin Majella FELIX, Ajith CHANDRAN KARUVATHIL, Arun NEELAN, Rajeeva Chandra NAGARAKANTI, Venkata KUNAM