Patents by Inventor Michael A. Bray

Michael A. Bray has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7953661
    Abstract: Personal qualified dividend income (QDI) is calculated for one or more investors for mutual fund dividend distributions made to accounts of the investors from one or more mutual funds. Personal QDI information may be automatically generated and provided to investors. A similar process may be performed for brokerage accounts that hold individual stocks.
    Type: Grant
    Filed: April 29, 2004
    Date of Patent: May 31, 2011
    Assignee: The Vanguard Group, Inc.
    Inventors: Dori Laskin, Michael A. Bray, Thomas J. Cresswell, Deanna J. Flores, Andrea A. Gasser, Mary H. Pichola, Robert P. Smith
  • Publication number: 20040210501
    Abstract: Personal qualified dividend income (QDI) is calculated for one or more investors for mutual fund dividend distributions made to accounts of the investors from one or more mutual funds. A first database stores account transaction history data of the investors for each of the mutual funds. A second database stores dividend distribution information for each of the mutual funds and information indicating what percentage of dividend distributions of each of the mutual funds are QDI. A QDI calculation engine receives and processes the account transaction history data, the dividend distribution information, and the percentage of mutual fund dividend distributions that are QDI from the first and second databases to automatically determine the personal QDI for a selected time frame for one or more of the investors. The account transaction history data is used to provide transaction data for a specific investor and to determine whether holding period requirements are met for a specific investor.
    Type: Application
    Filed: April 29, 2004
    Publication date: October 21, 2004
    Applicant: THE VANGUARD GROUP, INC.
    Inventors: Dori Laskin, Michael A. Bray, Thomas J. Cresswell, Deanna J. Flores, Andrea A. Gasser, Mary H. Pichola, Robert P. Smith
  • Patent number: 6529905
    Abstract: A method for locking elements of a hierarchical data structure to allow multiple users at various distributed clients to simultaneously edit unlocked portions of the data structure, and systems for same are disclosed. The method includes checking for permission, setting and releasing various kind of locks. The structured authoring system of the invention may be distributed and collaborative. The process of checking for permission to set a lock is unique for each type of lock.
    Type: Grant
    Filed: January 11, 2000
    Date of Patent: March 4, 2003
    Assignee: Frontline Solutions, Inc.
    Inventors: Michael A. Bray, Daniel R. Corsberg