Abstract: Various embodiments of the present disclosure are directed to a system and method to reducing loyalty point liability through gaming. The system enables a member of a loyalty program provided by a loyalty program provider to use the member's accumulated loyalty points to play one or more games in one of a variety of different play modes. The system enables the member to win loyalty points or other suitable awards through game play. The system employs one or more mechanisms to cause loyalty points to be removed from circulation; that is, the system causes loyalty point providers to remove loyalty points from members' loyalty point balances, thereby removing those loyalty points from the loyalty program providers' balance sheets. The system is configured such that, over time, more loyalty points are removed from circulation via these mechanisms than are added to circulation through awards provided to members through game play.