Abstract: Systems and methods are described for modeling and analyzing utility structures according to applied loads. Particularly, a model engine can utilize inputs related to a utility structure, environmental conditions to which the utility structure is subjected, and engineering standards expected of the utility structure, and analyze the structure's loading and performance based on analysis configuration inputs. An engine or multiple engines can be run locally, or can be instantiated in a cloud to assist with multiple or complex calculations. Hybrid and geometric non-linear analyses and outputs can be performed or provided.

Abstract: A person can use a portable electronic device to electronically purchase or otherwise request a product, service or other deliverable related to audio programming to which the person is listening at the time they initiate the request. The request is fulfilled by a service that analyzes the audio content to identify the deliverable the person desires.

Abstract: Systems and methods allowing for a customer to initiate a fuel purchase transaction utilizing a mobile device are described. The customer may further be presented with advertisements on his mobile device and/or be provided with the opportunity to purchase additional items for inclusion on his fuel transaction. In some embodiments, the customer may pay for his transaction using mobile wallet information or other information associated with the mobile device. Alternatively, in some embodiments, the customer may pay for his transaction using input means of the fuel pump.

Abstract: A person can use a portable electronic device to electronically purchase or otherwise request a product, service or other deliverable related to audio programming to which the person is listening at the time they initiate the request. The request is fulfilled by a service that analyzes the audio content to identify the deliverable the person desires.

Abstract: A person can use a portable electronic device to electronically purchase or otherwise request a product, service or other deliverable related to audio programming to which the person is listening at the time they initiate the request. The request is fulfilled by a service that analyzes the audio content to identify the deliverable the person desires.

Abstract: Systems and methods allowing for a customer to initiate a fuel purchase transaction utilizing a mobile device are described. The customer may further be presented with advertisements on his mobile device and/or be provided with the opportunity to purchase additional items for inclusion on his fuel transaction. In some embodiments, the customer may pay for his transaction using mobile wallet information or other information associated with the mobile device. Alternatively, in some embodiments, the customer may pay for his transaction using input means of the fuel pump.

Abstract: A person can use a portable electronic device to electronically purchase or otherwise request a product, service or other deliverable related to audio programming to which the person is listening at the time they initiate the request. The request is fulfilled by a service that analyzes the audio content to identify the deliverable the person desires.

Abstract: Systems and methods allowing for a customer to initiate a fuel purchase transaction utilizing a mobile device are described. The customer may further be presented with advertisements on his mobile device and/or be provided with the opportunity to purchase additional items for inclusion on his fuel transaction. In some embodiments, the customer may pay for his transaction using mobile wallet information or other information associated with the mobile device. Alternatively, in some embodiments, the customer may pay for his transaction using input means of the fuel pump.

Abstract: A person can use a portable electronic device to electronically purchase or otherwise request a product, service or other deliverable related to audio programming to which the person is listening at the time they initiate the request. The request is fulfilled by a service that analyzes the audio content to identify the deliverable the person desires.

Abstract: A person can use a portable electronic device to electronically purchase or otherwise request a product, service or other deliverable related to audio programming to which the person is listening at the time they initiate the request. The request is fulfilled by a service that analyzes the audio content to identify the deliverable the person desires.

Abstract: Various systems, methods, and apparatuses are described for determining feedback to a polling statement. One example method may comprise generating a barcode associated with a response to a polling statement. The example method may further comprise enabling display of the barcode for receiving feedback on the polling statement via scanning of the barcode. Another example method may comprise generating a barcode associated with a response to a polling statement. The other example method may further comprise receiving feedback on the polling statement based at least in part on at least one individual scanning the barcode. Similar and related methods, apparatuses, systems, and computer program products are also provided.

Abstract: Techniques for checking into a retail establishment are provided. A retailer provides a substrate having a magnetic-field encoded tag. A consumer waves the consumer's device over the tag to electronically capture the magnetic-field encoded tag. The consumer's device is used to communicate the tag to a retailer to validate that the consumer is physically present and now checked into the retail establishment of the retailer.

Abstract: An approach is provided for indirectly connecting a customer's mobile smart device to computers located at a business when the customer is making a purchase at the business. The customer's mobile smart device and the business's computers communicate over the Internet with a customer interaction manager executing on an Internet server. This provides an easy to use interface for the customer and allows the customer to receive information and send requests to the business without having to wait for personnel working at the business to be available.

Abstract: An approach is provided for logically connecting customer endpoint devices to transaction services. The customer endpoint devices perform a customer purchase transaction and require access to transaction services to process payments and benefits that may be available for certain items. The customer endpoint devices use a transaction connection mediator to isolate communications with the transaction services.

Abstract: Techniques for checking into a retail establishment are provided. A retailer provides a substrate having a magnetic-field encoded tag. A consumer waves the consumer's device over the tag to electronically capture the magnetic-field encoded tag. The consumer's device is used to communicate the tag to a retailer to validate that the consumer is physically present and now checked into the retail establishment of the retailer.

Abstract: Techniques for credit card processing are provided. A credit card with a wireless interface wirelessly connects with a mobile device of a consumer that possesses the credit card. The mobile device is a relay between the credit card and a transaction processing device for a transaction to prove the credit card is present for the transaction and obtain Card Present rates for a retailer of the transaction.

Abstract: Techniques for credit card processing are provided. A credit card with a wireless interface wirelessly connects with a mobile device of a consumer that possesses the credit card. The mobile device is a relay between the credit card and a transaction processing device for a transaction to prove the credit card is present for the transaction and obtain Card Present rates for a retailer of the transaction.

Abstract: The illustrative embodiments provide a computer implemented method, apparatus, and computer program product for receiving a request from a client to instantiate an electronic document. After successful completion of mutual authentication between a web application server and the client, the web application server provides the electronic document to the client. The web application server may then receive a set of changes associated with the electronic document to form a modified document. After receiving a request from the client for a digital signature to be generated for the modified document, the web application server generates a digital signature using a private key of the web application server and an identity of an end-user associated with the client. The web application server then signs the modified document with the digital signature.

Abstract: Techniques for checking into a retail establishment are provided. A retailer provides a substrate having a magnetic-field encoded tag. A consumer waves the consumer's device over the tag to electronically capture the magnetic-field encoded tag. The consumer's device is used to communicate the tag to a retailer to validate that the consumer is physically present and now checked into the retail establishment of the retailer.

Abstract: Techniques for checking into a retail establishment are provided. A retailer provides a substrate having a magnetic-field encoded tag. A consumer waves the consumer's device over the tag to electronically capture the magnetic-field encoded tag. The consumer's device is used to communicate the tag to a retailer to validate that the consumer is physically present and now checked into the retail establishment of the retailer.