Abstract: Improved ice luge trays and methods for use and assembly thereof. The ice luge trays include a trough and a lid that fits above the trough. The trough, with the lid disposed thereon, is configured to be filled with water and placed in a freezer to form an ice block. The lid includes features that forms a channel extending along or through the ice block. The tray is mounted on a support structure to enable a beverage to be chilled as it flows down the channel under gravity, and delivered to a drinking vessel or directly into the mouth of a user.

Abstract: Improved ice luge trays and methods for use and assembly thereof. The ice luge trays include a trough and a lid that fits above the trough. The trough, with the lid disposed thereon, is configured to be filled with water and placed in a freezer to form an ice block. The lid includes features that forms a channel extending along or through the ice block. The tray is mounted on a support structure to enable a beverage to be chilled as it flows down the channel under gravity, and delivered to a drinking vessel or directly into the mouth of a user.

Abstract: One embodiment of the invention is a method for providing a financial instrument including determining a current account balance for a financial account, calculating a liability ratio for the financial account, and determining whether to transfer at least a portion of the account balance from a variable sub-account to a low-risk sub-account based on the liability ratio.

Abstract: A set of extruded interlocking moldings joins together panels of framed glass and/or framed glass doors. A first molding has a channel along an edge of one face and a groove in the opposite face. A second molding has a tongue extending along an edge of one face and a flange along an edge of the opposite face. The channel of the first molding is configured to receive and hold the tongue of the second molding to secure the moldings together as the panels are aligned. The flange of the first molding snaps into the groove of the second molding when the moldings are rotated to a predetermined angle with respect to each other.

Abstract: A set of extruded interlocking moldings joins together panels of framed glass and/or framed glass doors. A first molding has a channel along an edge of one face and a groove in the opposite face. A second molding has a tongue extending along an edge of one face and a flange along an edge of the opposite face. The channel of the first molding is configured to receive and hold the tongue of the second molding to secure the moldings together as the panels are aligned. The flange of the first molding snaps into the groove of the second molding when the moldings are rotated to a predetermined angle with respect to each other.

Abstract: A set of extruded interlocking moldings joins together panels of framed glass and/or framed glass doors. A first molding has a channel along an edge of one face and a groove in the opposite face. A second molding has a tongue extending along an edge of one face and a flange along an edge of the opposite face. The channel of the first molding is configured to receive and hold the tongue of the second molding to secure the moldings together as the panels are aligned. The flange of the first molding snaps into the groove of the second molding when the moldings are rotated to a predetermined angle with respect to each other.