Patents by Inventor Michael A. Merwarth

Michael A. Merwarth has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for determining a fixed rate based on behavior
    Patent number: 11983774
    Abstract: A system may include a vehicle system configured to monitor one or more monitor variables related to a vehicle. The system may also include a processor that may receive a selection of the one or more monitor variables to monitor and receive data from the vehicle system. The data may be limited based on the selection of the one or more monitor variables. The processor may then determine a fixed rate premium for at least two years based on the data and display a visualization that may include the fixed rate premium on a display.
    Type: Grant
    Filed: June 8, 2020
    Date of Patent: May 14, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Stephen Young, Michael A. Merwarth, Jon-Michael Kowall, Michael Kyne, Carolyn Knopf
  • Systems and methods for determining a fixed premium rate based on behavior
    Patent number: 11954737
    Abstract: A system may include a vehicle system configured to monitor one or more monitor variables related to a vehicle. The system may also include a processor that may receive a selection of the one or more monitor variables to monitor and receive data from the vehicle system. The data may be limited based on the selection of the one or more monitor variables. The processor may then determine a fixed rate premium for at least two years based on the data and display a visualization that may include the fixed rate premium on a display.
    Type: Grant
    Filed: June 8, 2020
    Date of Patent: April 9, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Stephen Young, Michael A. Merwarth, Jon-Michael Kowall, Michael Kyne, Carolyn Knopf
  • Systems and methods for determining a fixed rate based on behavior
    Patent number: 10679297
    Abstract: A system may include a vehicle system configured to monitor one or more monitor variables related to a vehicle. The system may also include a processor that may receive a selection of the one or more monitor variables to monitor and receive data from the vehicle system. The data may be limited based on the selection of the one or more monitor variables. The processor may then determine a fixed rate premium for at least two years based on the data and display a visualization that may include the fixed rate premium on a display.
    Type: Grant
    Filed: June 6, 2017
    Date of Patent: June 9, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Stephen Young, Michael A. Merwarth, Jon-Michael Kowall, Michael Kyne, Carolyn Knopf