Abstract: Technology for automated investing and divesting of the assets using a blockchain ledger may receive first event data reflecting a divestment event associated with an account of a user. The divestment event includes a transaction value in a base currency. The technology may retrieve, from a database, a diversification setting associated with the user; determine, based on the diversification setting and the transaction value, a first amount of an asset to divest; access, via a network, a blockchain ledger to verify, using a unique identifier associated with the user and an asset identifier identifying the asset, that the first amount of the asset to divest is available; process a first exchange of the first amount of the asset for a first corresponding amount of the base currency; and record, in the blockchain ledger using the unique identifier associated with the user, that the first amount of the asset was divested.

Abstract: An apparatus for calculating and executing currency exchanges including a currency gain module that compares a predominant base currency against one or more complementary currencies to calculate their respective percentage gains in the base currency over time, a currency pullback module that calculates a pullback score for each complementary currency over time, and a currency path module that determines one or more currency paths comprising one or more successive trades in which a complementary currency exceeding a gain threshold and satisfying a pullback threshold is traded. The currency gain module, the currency pullback module, and the currency path module comprise one or more of logic hardware and executable code, the executable code stored on one or more non-transitory computer-readable media.