Patents by Inventor Michael Bayes

Michael Bayes has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230206191
    Abstract: Payment platforms such as point of sale terminals can send test transactions to an acquirer processor certification and analytics system for certification of the payment platform's readiness to perform financial transaction processing with payment networks. A payment platform sends a test transaction to an acquirer processor and receives a unique request identifier. The request identifier and a test identifier associated with the test transaction are sent to an analytics engine that retrieves data associated with the test transaction from the acquirer processor, and expected values based on the test identifier. The analytics engine performs a comparison and determines a certification result for the payment platform based on the comparison. Based on certification results, authorization or licenses can be granted to payment platforms to use payment networks of the acquirer processor.
    Type: Application
    Filed: March 10, 2023
    Publication date: June 29, 2023
    Inventors: Johan Mattias NORDLOF, Douglas Michael BAY
  • Publication number: 20210012298
    Abstract: Payment platforms such as point of sale terminals can send test transactions to an acquirer processor certification and analytics system for certification of the payment platform's readiness to perform financial transaction processing with payment networks. A payment platform sends a test transaction to an acquirer processor and receives a unique request identifier. The request identifier and a test identifier associated with the test transaction are sent to an analytics engine that retrieves data associated with the test transaction from the acquirer processor, and expected values based on the test identifier. The analytics engine performs a comparison and determines a certification result for the payment platform based on the comparison. Based on certification results, authorization or licenses can be granted to payment platforms to use payment networks of the acquirer processor.
    Type: Application
    Filed: September 30, 2020
    Publication date: January 14, 2021
    Inventors: Johan Mattias NORDLOF, Douglas Michael BAY
  • Publication number: 20190005468
    Abstract: Payment platforms such as point of sale terminals can send test transactions to an acquirer processor certification and analytics system for certification of the payment platform's readiness to perform financial transaction processing with payment networks. A payment platform sends a test transaction to an acquirer processor and receives a unique request identifier. The request identifier and a test identifier associated with the test transaction are sent to an analytics engine that retrieves data associated with the test transaction from the acquirer processor, and expected values based on the test identifier. The analytics engine performs a comparison and determines a certification result for the payment platform based on the comparison. Based on certification results, authorization or licenses can be granted to payment platforms to use payment networks of the acquirer processor.
    Type: Application
    Filed: September 6, 2018
    Publication date: January 3, 2019
    Inventors: Johan Mattias NORDLOF, Douglas Michael BAY
  • Publication number: 20050189163
    Abstract: A vehicle stability compensation system which is arranged to adjust dynamically the self-centering position and the steering feel of the steering system during split mu braking operation, the adjustment being based on at least one operational variable representing a corrective steer angle for the vehicle which is added to the main electrically assisted steering system assistance torque via driver feedback controller whereby to maintain the vehicle stable and controllable.
    Type: Application
    Filed: September 19, 2003
    Publication date: September 1, 2005
    Inventors: Andrew Barton, James Patrick Farrelly, Mark Tucker, Edward Milbourn, Michael Bayes