Abstract: In an example embodiment, an approach for financial transaction processing involves using regulatory type rules at a banking institution for processing financial transactions involving a non-banking financial institution, such as a funds transfer service. An assimilation processing module and underlying processing modules determine whether the funds-transfer request should be reported as at least one of funds-related activity involving the banking institution and funds-related activity involving the financial institution.

Abstract: The method of applying adhesive to a substrate is performed by an installer donning a pair of shoes having pins extending from the undersurface thereof and using a notched spreading edge squeegee having an elongate handle to push adhesive from the configuration of a puddle to a configuration of parallel spaced apart lines of adhesive, the installer being capable of walking forwardly being the squeegee and further being capable of walking across the lines of adhesive without adversely affecting desired quality of adhesion.