Patents by Inventor Michael Bernico

Michael Bernico has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240079117
    Abstract: A method and system may use computer vision techniques and machine learning analysis to automatically identify a user's biometric characteristics. A user's client computing device may capture a video of the user. Feature data and movement data may be extracted from the video and applied to statistical models for determining several biometric characteristics. The determined biometric characteristic values may be used to identify individual health scores and the individual health scores may be combined to generate an overall health score and longevity metric. An indication of the user's biometric characteristics which may include the overall health score and longevity metric may be displayed on the user's client computing device.
    Type: Application
    Filed: November 10, 2023
    Publication date: March 7, 2024
    Inventors: Dingchao Zhang, Jeffrey S. Myers, Michael Bernico, Marigona Bokshi-Drotar, Edward W. Breitweiser, Peter Laube, Utku Pamuksuz
  • Patent number: 11862326
    Abstract: A method and system may use computer vision techniques and machine learning analysis to automatically identify a user's biometric characteristics. A user's client computing device may capture a video of the user. Feature data and movement data may be extracted from the video and applied to statistical models for determining several biometric characteristics. The determined biometric characteristic values may be used to identify individual health scores and the individual health scores may be combined to generate an overall health score and longevity metric. An indication of the user's biometric characteristics which may include the overall health score and longevity metric may be displayed on the user's client computing device.
    Type: Grant
    Filed: October 27, 2020
    Date of Patent: January 2, 2024
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Dingchao Zhang, Jeffrey S. Myers, Michael Bernico, Marigona Bokshi-Drotar, Edward W. Breitweiser, Peter Laube, Utku Pamuksuz
  • Publication number: 20230386331
    Abstract: Systems and methods for real-time detection and mitigation anomalous behavior of a remote vehicle are provided, e.g., vehicle behavior that is consistent with distracted or unexpectedly disabled driving. On-board and off-board sensors associated with a subject vehicle may monitor the subject vehicle's environment, and behavior characteristics of a remote vehicle operating within the subject vehicle's environment may be determined based upon collected sensor data. The remote vehicle's behavior characteristics may be utilized to detect or determine the presence of anomalous behavior, which may be anomalous for the current contextual conditions of the vehicles' environment. Mitigating actions for detected remote vehicle anomalous behaviors may be suggested and/or automatically implemented at the subject vehicle and/or at proximate vehicles to avoid or reduce the risk of accidents, injury, or death resulting from the anomalous behavior. In some situations, authorities may be notified.
    Type: Application
    Filed: August 8, 2023
    Publication date: November 30, 2023
    Inventors: John A. Nepomuceno, Scott T. Christensen, Duane Christiansen, Steven C. Cielocha, Kristopher Keith Gaudin, Michael Bernico, Nathan L. Tofte, Steve Roberson, Brian Fields
  • Patent number: 11776246
    Abstract: A method and system may use machine learning analysis of audio data to automatically identify a user's biometric characteristics. A user's client computing device may capture audio of the user. Feature data may be extracted from the audio and applied to statistical models for determining several biometric characteristics. The determined biometric characteristic values may be used to identify individual health scores and the individual health scores may be combined to generate an overall health score and longevity metric. An indication of the user's biometric characteristics which may include the overall health score and longevity metric may be displayed on the user's client computing device.
    Type: Grant
    Filed: November 8, 2022
    Date of Patent: October 3, 2023
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Dingchao Zhang, Michael Bernico, Peter Laube, Utku Pamuksuz, Jeffrey S. Myers, Marigona Bokshi-Drotar, Edward W. Breitweiser
  • Patent number: 11763669
    Abstract: Systems and methods for real-time detection and mitigation anomalous behavior of a remote vehicle are provided, e.g., vehicle behavior that is consistent with distracted or unexpectedly disabled driving. On-board and off-board sensors associated with a subject vehicle may monitor the subject vehicle's environment, and behavior characteristics of a remote vehicle operating within the subject vehicle's environment may be determined based upon collected sensor data. The remote vehicle's behavior characteristics may be utilized to detect or determine the presence of anomalous behavior, which may be anomalous for the current contextual conditions of the vehicles' environment. Mitigating actions for detected remote vehicle anomalous behaviors may be suggested and/or automatically implemented at the subject vehicle and/or at proximate vehicles to avoid or reduce the risk of accidents, injury, or death resulting from the anomalous behavior. In some situations, authorities may be notified.
    Type: Grant
    Filed: December 10, 2021
    Date of Patent: September 19, 2023
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Brian M. Fields, John A. Nepomuceno, Scott Thomas Christensen, Duane Christiansen, Steven C. Cielocha, Kristopher Keith Gaudin, Michael Bernico, Nathan L. Tofte, Steve Roberson
  • Publication number: 20230230166
    Abstract: A system and computer-implemented method for classifying a level of vehicle damage includes receiving, at a remote server, captured image data of a vehicle from a user electronic device. The user electronic device has an orientation model configured to assist image capture. The image data is processed by the remote server using a damage assessment model. In addition, the remote server determines a classification for a level of damage to the vehicle based on the processed image data.
    Type: Application
    Filed: June 15, 2018
    Publication date: July 20, 2023
    Applicant: State Farm Mutual Automobile Insurance Company
    Inventors: Shane Tomlinson, Jennifer Malia Andrus, Marigona Bokshi-Drotar, Holly Lambert, Daniel J. Green, Michael Bernico, Bradley A. Sliz, He Yang
  • Publication number: 20230206704
    Abstract: Systems and methods for identifying anomalous driving behavior for a vehicle based on past driving behavior are disclosed herein. The method may include receiving a set of time-series driving data for the vehicle, wherein the set of time-series driving data is indicative of a set of operating conditions for the vehicle. Performing machine learning operations on the set of time-series driving data. Identifying a set of anomalous conditions in the time-series driving data based on a result set produced by the machine learning operations, wherein the set of anomalous conditions are indicative of an anomalous vehicle behavior. Comparing the set of anomalous conditions to a set of historical time-series driving data for the vehicle. Generating a vehicle feedback based on the time-series driving data and the comparison of the set of anomalous conditions to the set of historical time-series driving data.
    Type: Application
    Filed: February 17, 2023
    Publication date: June 29, 2023
    Inventor: Michael Bernico
  • Publication number: 20230196855
    Abstract: Systems and methods for identifying anomalous driving behavior for a vehicle based on past driving behavior are disclosed herein. The method may include receiving a set of time-series driving data for the vehicle, wherein the set of time-series driving data is indicative of a set of operating conditions for the vehicle. Performing machine learning operations on the set of time-series driving data. Identifying a set of anomalous conditions in the time-series driving data based on a result set produced by the machine learning operations, wherein the set of anomalous conditions are indicative of an anomalous vehicle behavior. Comparing the set of anomalous conditions to a set of historical time-series driving data for the vehicle. Generating a vehicle feedback based on the time-series driving data and the comparison of the set of anomalous conditions to the set of historical time-series driving data.
    Type: Application
    Filed: February 17, 2023
    Publication date: June 22, 2023
    Inventor: Michael Bernico
  • Publication number: 20230177616
    Abstract: A system and method for processing an insurance claim for damage to a vehicle, home, or other property. Image data of the damaged property may be examined, with an insured's permission or affirmative consent, by a processor using a machine learning technology to determine the amount of damage; determine a repair or replacement cost; generate a proposed insurance claim and initiate processing the insurance claim; and perform additional actions relevant to handling the insurance claim or assisting the claimant. The additional actions may include estimating a repair or replacement cost and time; identifying a repair service; determining an availability of repair parts and appointments; identifying one or more salvage services; identifying settlement options; and identifying temporary replacement property (e.g., rental vehicles or hotel rooms). The processor may receive and account for GPS location of the damaged property or the insured's mobile device, and/or the forecasted weather for that location.
    Type: Application
    Filed: January 26, 2023
    Publication date: June 8, 2023
    Applicant: State Farm Mutual Automobile Insurance Company
    Inventors: David Thurber, Paul Rutkowski, Michael Aviles, Ivan Hall, George T. Dulee, JR., Michael Bernico, Timothy J. Nickel, Joshua Samara, William J. Leise
  • Patent number: 11610441
    Abstract: Systems and methods for identifying anomalous driving behavior for a vehicle based on past driving behavior are disclosed herein. The method may include receiving a set of time-series driving data for the vehicle, wherein the set of time-series driving data is indicative of a set of operating conditions for the vehicle. Performing machine learning operations on the set of time-series driving data. Identifying a set of anomalous conditions in the time-series driving data based on a result set produced by the machine learning operations, wherein the set of anomalous conditions are indicative of an anomalous vehicle behavior. Comparing the set of anomalous conditions to a set of historical time-series driving data for the vehicle. Generating a vehicle feedback based on the time-series driving data and the comparison of the set of anomalous conditions to the set of historical time-series driving data.
    Type: Grant
    Filed: June 22, 2017
    Date of Patent: March 21, 2023
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventor: Michael Bernico
  • Publication number: 20230060732
    Abstract: A method and system may use machine learning analysis of audio data to automatically identify a user's biometric characteristics. A user's client computing device may capture audio of the user. Feature data may be extracted from the audio and applied to statistical models for determining several biometric characteristics. The determined biometric characteristic values may be used to identify individual health scores and the individual health scores may be combined to generate an overall health score and longevity metric. An indication of the user's biometric characteristics which may include the overall health score and longevity metric may be displayed on the user's client computing device.
    Type: Application
    Filed: November 8, 2022
    Publication date: March 2, 2023
    Inventors: Dingchao Zhang, Michael Bernico, Peter Laube, Utku Pamuksuz, Jeffrey S. Myers, Marigona Bokshi-Drotar, Edward W. Breitweiser
  • Patent number: 11521412
    Abstract: A method and system may use machine learning analysis of audio data to automatically identify a user's biometric characteristics. A user's client computing device may capture audio of the user. Feature data may be extracted from the audio and applied to statistical models for determining several biometric characteristics. The determined biometric characteristic values may be used to identify individual health scores and the individual health scores may be combined to generate an overall health score and longevity metric. An indication of the user's biometric characteristics which may include the overall health score and longevity metric may be displayed on the user's client computing device.
    Type: Grant
    Filed: November 2, 2020
    Date of Patent: December 6, 2022
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Dingchao Zhang, Michael Bernico, Peter Laube, Utku Pamuksuz, Jeffrey S. Myers, Marigona Bokshi-Drotar, Edward W. Breitweiser
  • Patent number: 11372699
    Abstract: Methods, systems, apparatus, and non-transitory computer readable media are described for detecting system outages using application event logs. Various aspects may include obtaining several prior application event logs where the status of the system is known at the time the application event logs were recorded. Additionally, various aspects may include determining characteristics of prior application event logs which were recorded during a system outage, and/or determining characteristics of prior application event logs which were recorded while the system was available. When current application event logs are obtained where the status of the system is unknown at the time the current application event logs are recorded, various aspects include comparing the current application event logs to the prior application event logs to determine that a system outage has occurred based upon the comparison.
    Type: Grant
    Filed: June 16, 2020
    Date of Patent: June 28, 2022
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Michael Bernico, Brian Alexander, Abigail A. Scott, Andrew J. Rader
  • Publication number: 20220114627
    Abstract: A system and computer-implemented method for processing images of a damaged vehicle and estimating a repair cost of the damaged vehicle includes receiving image data of a vehicle from a user mobile device. The image data is processed to determine whether one or more parts of the damaged vehicle are damaged. In addition, one or more parts of the damaged vehicle are identified for repair and one or more parts of the damaged vehicle are identified for replacement. A cost associated for the repair of each of the one or more parts of the damaged vehicle for repair is estimated based on estimated repair cost data contained in a parts repair database. Moreover, a cost associated with the replacement of each of the one or more parts of the damaged vehicle for replacement is determined based on replacement cost data contained in a parts replacement database.
    Type: Application
    Filed: December 20, 2021
    Publication date: April 14, 2022
    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Shane Tomlinson, Jennifer Malia Andrus, Marigona Bokshi-Drotar, Holly Lambert, Daniel J. Green, Michael Bernico, Bradley A. Sliz, He Yang
  • Publication number: 20220101726
    Abstract: Systems and methods for real-time detection and mitigation anomalous behavior of a remote vehicle are provided, e.g., vehicle behavior that is consistent with distracted or unexpectedly disabled driving. On-board and off-board sensors associated with a subject vehicle may monitor the subject vehicle's environment, and behavior characteristics of a remote vehicle operating within the subject vehicle's environment may be determined based upon collected sensor data. The remote vehicle's behavior characteristics may be utilized to detect or determine the presence of anomalous behavior, which may be anomalous for the current contextual conditions of the vehicles' environment. Mitigating actions for detected remote vehicle anomalous behaviors may be suggested and/or automatically implemented at the subject vehicle and/or at proximate vehicles to avoid or reduce the risk of accidents, injury, or death resulting from the anomalous behavior. In some situations, authorities may be notified.
    Type: Application
    Filed: December 10, 2021
    Publication date: March 31, 2022
    Inventors: Brian M. Fields, John A. Nepomuceno, Scott Thomas Christensen, Duane Christiansen, Steven C. Cielocha, Kristopher Keith Gaudin, Michael Bernico, Nathan L. Tofte, Steve Roberson
  • Patent number: 11238506
    Abstract: A system and computer-implemented method for processing images of a damaged vehicle and estimating a repair cost of the damaged vehicle includes receiving image data of a vehicle from a user mobile device. The image data is processed to determine whether one or more parts of the damaged vehicle are damaged. In addition, one or more parts of the damaged vehicle are identified for repair and one or more parts of the damaged vehicle are identified for replacement. A cost associated for the repair of each of the one or more parts of the damaged vehicle for repair is estimated based on estimated repair cost data contained in a parts repair database. Moreover, a cost associated with the replacement of each of the one or more parts of the damaged vehicle for replacement is determined based on replacement cost data contained in a parts replacement database.
    Type: Grant
    Filed: June 15, 2018
    Date of Patent: February 1, 2022
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Shane Tomlinson, Jennifer Malia Andrus, Marigona Bokshi-Drotar, Holly Lambert, Daniel J. Green, Michael Bernico, Bradley A. Sliz, He Yang
  • Patent number: 11232708
    Abstract: Systems and methods for real-time detection and mitigation anomalous behavior of a remote vehicle are provided, e.g., vehicle behavior that is consistent with distracted or unexpectedly disabled driving. On-board and off-board sensors associated with a subject vehicle may monitor the subject vehicle's environment, and behavior characteristics of a remote vehicle operating within the subject vehicle's environment may be determined based upon collected sensor data. The remote vehicle's behavior characteristics may be utilized to detect or determine the presence of anomalous behavior, which may be anomalous for the current contextual conditions of the vehicles' environment. Mitigating actions for detected remote vehicle anomalous behaviors may be suggested and/or automatically implemented at the subject vehicle and/or at proximate vehicles to avoid or reduce the risk of accidents, injury, or death resulting from the anomalous behavior. In some situations, authorities may be notified.
    Type: Grant
    Filed: June 26, 2020
    Date of Patent: January 25, 2022
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Brian Mark Fields, John A. Nepomuceno, Scott Thomas Christensen, Duane Christiansen, Steven C. Cielocha, Kristopher Keith Gaudin, Michael Bernico, Nathan L. Tofte, Steve Roberson
  • Publication number: 20210374997
    Abstract: A system and computer-implemented method for facilitating a user of a mobile device obtaining image data of damage to a vehicle for damage assessment includes capturing image data of a vehicle with the mobile device. The mobile device may include an orientation model for capturing the image data. The captured image data is analyzed, and a determination is made of the orientations of the images of the captured image data. In addition, a determination is made as to whether the captured image data can be used for the damage assessment. The captured image data may then be transmitted to a damage estimator computing device for estimating an amount of damage to the vehicle.
    Type: Application
    Filed: August 13, 2021
    Publication date: December 2, 2021
    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Shane Tomlinson, Jennifer Malia Andrus, Marigona Bokshi-Drotar, Holly Lambert, Daniel J. Green, Michael Bernico, Bradley A. Sliz, He Yang
  • Publication number: 20210350470
    Abstract: A system and computer-implemented method for processing image data of a vehicle to identify one or more damaged parts includes receiving the image data of the vehicle from a policyholder. The image data is processed to determine whether the image data includes images of one or more damaged parts of the vehicle. One or more damaged parts are identified. A parts database is used to receive data corresponding to the identified one or more damaged parts. A parts list is generated including the identified one or more damaged parts and the data corresponding to the identified one or more damaged parts.
    Type: Application
    Filed: June 15, 2018
    Publication date: November 11, 2021
    Applicant: State Farm Mutual Automobile Insurance Company
    Inventors: Holly Lambert, Jennifer Malia Andrus, Marigona Bokshi-Drotar, Shane Tomlinson, Daniel J. Green, Michael Bernico, Bradley A. Sliz, He Yang
  • Patent number: 11120574
    Abstract: A system and computer-implemented method for facilitating a user of a mobile device obtaining image data of damage to a vehicle for damage assessment includes capturing image data of a vehicle with the mobile device. The mobile device may include an orientation model for capturing the image data. The captured image data is analyzed, and a determination is made of the orientations of the images of the captured image data. In addition, a determination is made as to whether the captured image data can be used for the damage assessment. The captured image data may then be transmitted to a damage estimator computing device for estimating an amount of damage to the vehicle.
    Type: Grant
    Filed: June 15, 2018
    Date of Patent: September 14, 2021
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Shane Tomlinson, Jennifer Malia Andrus, Marigona Bokshi-Drotar, Holly Lambert, Daniel J. Green, Michael Bernico, Bradley A. Sliz, He Yang