Patents by Inventor Michael Bliman

Michael Bliman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Linking transaction cards with spending accounts
    Patent number: 7905399
    Abstract: A computer-implemented system and method to facilitate a purchase utilizing a flexible spending account, comprising the steps of: receiving, at a host computer, a request for payment authorization for an item; determining whether the item qualifies for pre-tax treatment; and when the item qualifies for pre-tax treatment: determining at least partial payment authorization for the item, transmitting the at least partial payment authorization for the item to a point of sale device; causing the flexible spending account to be debited for at least a portion of the purchasing amount of the item based on the payment authorization; and debiting a non-flexible spending account for an item not qualifying for pre-tax treatment.
    Type: Grant
    Filed: May 4, 2006
    Date of Patent: March 15, 2011
    Inventors: Brian T. Barnes, Michael Bliman, Sarah E. Harrison, Jason S. Jagatic, Dana J. Klaboe, Leigh Reynolds Malnati
  • Clear contactless card
    Patent number: 7607583
    Abstract: The present invention relates to a process for producing an transparent or translucent transaction card having multiple features, such as a holographic foil, integrated circuit chip, RFID circuitry, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically recognizable compound, a translucent signature field such that the RFID circuitry and signature on back of the card is visible from the front of the card and an active thru date on the front of the card. The invisible optically recognizable compound is an infrared ink and/or film, which can be detected by a sensor found in an ATM or card assembly line.
    Type: Grant
    Filed: October 13, 2007
    Date of Patent: October 27, 2009
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Michael J Berardi, Michael Bliman, David S Bonalle, Jennifer Anne Elwood, Becky Vander Eyk, Matthew C Hood, Susan E Isenberg, Leigh Malnati, Alexandra Mayers, Sue Mueller, Zarita Norcross, Peter D Saunders, Kathryn D Scheding, Sejal Ajit Shah, Lisa Skilling-Belmond, John R Williamson
  • CLEAR CONTACTLESS CARD
    Publication number: 20080203172
    Abstract: The present invention relates to a process for producing an transparent or translucent transaction card having multiple features, such as a holographic foil, integrated circuit chip, RFID circuitry, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically recognizable compound, a translucent signature field such that the RFID circuitry and signature on back of the card is visible from the front of the card and an active thru date on the front of the card. The invisible optically recognizable compound is an infrared ink and/or film, which can be detected by a sensor found in an ATM or card assembly line.
    Type: Application
    Filed: October 13, 2007
    Publication date: August 28, 2008
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Michael J. Berardi, Michael Bliman, David S. Bonalle, Jennifer Anne Elwood, Becky Vander Eyk, Matthew C. Hood, Susan E. Isenberg, Leigh Malnati, Alexandra Mayers, Sue Mueller, Zarita Norcross, Peter D. Saunders, Kathryn D. Scheding, Sejal Ajit Shah, Lisa Skilling-Belmond, John R. Williamson