Patents by Inventor Michael Boardman

Michael Boardman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240078599
    Abstract: A method for employing adaptive credit decisions in relation to extension of a loan to a user may include receiving user information associated with the user and transaction information associated with a transaction of the user with respect to a product or service offered by a vendor, employing a first credit decision model to execute a first credit extension decision with respect to a first type of financing option based on the user information and the transaction information, employing a second credit decision model to execute a second credit extension decision with respect to a second type of financing option based on the user information and the transaction information, and determining, based on the first and second credit extension decisions, whether to extend a credit offer to the user when the user proceeds to checkout for the transaction.
    Type: Application
    Filed: November 10, 2023
    Publication date: March 7, 2024
    Inventors: Shawn Krisman, Jaya Pareek, Jeremy Mittleman, Kenny Eimer, Michael Boardman
  • Patent number: 11842392
    Abstract: A method for employing adaptive credit decisions in relation to extension of a loan to a user may include receiving user information associated with the user and transaction information associated with a transaction of the user with respect to a product or service offered by a vendor, employing a first credit decision model to execute a first credit extension decision with respect to a first type of financing option based on the user information and the transaction information, employing a second credit decision model to execute a second credit extension decision with respect to a second type of financing option based on the user information and the transaction information, and determining, based on the first and second credit extension decisions, whether to extend a credit offer to the user when the user proceeds to checkout for the transaction.
    Type: Grant
    Filed: September 17, 2021
    Date of Patent: December 12, 2023
    Assignee: Affirm, Inc.
    Inventors: Shawn Krisman, Jaya Pareek, Jeremy Mittleman, Kenny Eimer, Michael Boardman
  • Publication number: 20230091717
    Abstract: A method for employing adaptive credit decisions in relation to extension of a loan to a user may include receiving user information associated with the user and transaction information associated with a transaction of the user with respect to a product or service offered by a vendor, employing a first credit decision model to execute a first credit extension decision with respect to a first type of financing option based on the user information and the transaction information, employing a second credit decision model to execute a second credit extension decision with respect to a second type of financing option based on the user information and the transaction information, and determining, based on the first and second credit extension decisions, whether to extend a credit offer to the user when the user proceeds to checkout for the transaction.
    Type: Application
    Filed: September 17, 2021
    Publication date: March 23, 2023
    Inventors: Shawn Krisman, Jaya Pareek, Jeremy Mittleman, Kenny Eimer, Michael Boardman
  • Patent number: 9441986
    Abstract: The technology described herein includes a system and/or a method for global hypothesis tracking. In some examples, a method generates one or more paired segments based on track data representing kinematic data of target objects. Each paired segment includes a list of tracks incompatible with the paired segment, which are tracks sharing common track data, and a likelihood score. The method generates a transition probability between each pair of the paired segments based on the list of tracks incompatible with the paired segment and the likelihood score associated with each paired segment. The method further generates one or more multi-segment tracks based on the one or more paired segments also based on the transition probability between each pair of the paired segments.
    Type: Grant
    Filed: April 12, 2013
    Date of Patent: September 13, 2016
    Assignee: Raytheon Company
    Inventors: Brian A. Cronin, Nicholas J. Ploplys, Ray B. Huffaker, Nicholas Sun, Michael Boardman
  • Publication number: 20130275034
    Abstract: The technology described herein includes a system and/or a method for global hypothesis tracking In some examples, a method generates one or more paired segments based on track data. The method further generates one or more multi-segment tracks based on the one or more paired segments and generates a transition probability between each pair of the one or more paired segments.
    Type: Application
    Filed: April 12, 2013
    Publication date: October 17, 2013
    Inventors: Brian A. Cronin, Nicholas J. Ploplys, Ray B. Huffaker, Nicholas Sun, Michael Boardman
  • Publication number: 20080272265
    Abstract: A motion platform assembly having a motion platform including a user support assembly. The motion platform being rotatable about a plurality of bearing axes which are perpendicular or aligned with the user support assembly.
    Type: Application
    Filed: May 2, 2007
    Publication date: November 6, 2008
    Inventors: Thomas J. Ciesielka, Sean P. MacDonald, Michael Boardman