Abstract: Embodiments of the invention provide a system and method for generating a lease-purchase agreement including a non-transitory computer-readable medium with software instructions a processor configured to execute the software instructions to cause the system to couple to a front end client including a customer interface including an approval and order session, to process a customer application by verifying a customer in the approval session, and switching to the order session to enable an approved customer to select a good, review an estimate, select a payment option, and order a good. The customer can review an initial and monthly payment, optionally select a user-definable early purchase option payment amount if applicable, and sign a lease agreement generated by the system. The front end client can be a web coupled device, where the approval and order sessions transmit over the Internet, or a kiosk device that displays the approval and order sessions.