Abstract: Disclosed is an open-toed sandal with an integrated bladder filled pouch having a non-evaporative liquid composition, according to one embodiment. An open-toed sandal includes a sole member and a bladder filled pouch filled with a non-evaporative liquid affixed on a top surface of the sole member on which a wearer of the open-toed sandal rests a foot. A shape of the bladder filled pouch contorts as the wearer of the open-toed sandal walks. The contortion of the bladder filled pouch is triggered by a movement of the non-evaporative liquid within the bladder filled pouch. A securing support member is connected to the sole member. The securing support member wraps around the sole member to secure the foot in the open-toed sandal. The bladder filled pouch may retain a memory of a motion of the foot based on the pressure placed on the bladder filled pouch filled with the non-evaporative liquid.

Abstract: A computer system and method includes a discount program and a referral program. A sponsor, such as a credit union, enters into arrangements with merchants to offer a discount program to members. The member receives an instant discount off the purchase at a participating merchant. The sponsor receives a referral fee from the merchant. The referral fee is debited from the merchant account and credited to the sponsor account using an automated clearinghouse. The referral fee is paid to the sponsor in near real-time or later. The member benefits by receiving a discount, and in the case of a credit union being the sponsor, the member also benefits because the credit union received the referral fee. The sponsor benefits by receiving the referral fee and by improved member services. Although the merchant funds the discount amount and the referral fee, the merchant benefits from having new or repeat customers.