Abstract: A computer-implemented centralized budgeting system and method can include a central budget account containing a quantity of electronic funds housed in a computer system of a financial institution. A plurality of cards can be distributed to account holders to provide access to the funds in the central budget account. A control database can be provided and stored in a server computer system. The control database can include one or more sets of rules for controlling the approval or denial of card requests to access the funds in the central budget account. A web-interface can be provided to enable a client to establish and/or modify the one or more sets of rules for controlling the approval or denial of card requests. Secondary account holders can be provided access to the funds in the central budget account upon one or more different sets of rules than the primary account holder(s).

Abstract: A trim detail system with trim detail has an exterior surface with a contour for attachment to a structure. The trim detail includes a base material, such as foam, having an exterior surface with a contour generally matching the contour of the trim detail. A first layer of material, such as foam-coat, overlays the exterior surface of the base material that is harder than the base material. A second layer of material, such as a gypsum-based "drywall" material, overlays the first layer of material that is softer than the first layer of material.