Patents by Inventor Michael Cardamone
Michael Cardamone has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230098330Abstract: A vitrectomy probe outfitted with a vitrectomy needle having a region of enhanced frictional character which may be referred to as an “augmented” surface region. This region may be utilized to interface with tissues such as the hyaloid membrane for forcibly shearing it from, for example, the underlying retina in a manner that avoids a degree of pulling forces on the retina in achieving the hyaloid detachment. By utilizing the vitrectomy probe to achieve the detachment, a subsequent intervention to introduce the probe for uptake of the sheared or detached hyaloid membrane material may also be avoided.Type: ApplicationFiled: August 18, 2022Publication date: March 30, 2023Inventors: Jean-Antoine Pournaras, Michael Cardamone, Reto Grüebler
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Patent number: 11361318Abstract: A computer-implemented method for real-time fraudulent activity verification, comprising: displaying, on a user device, a first notification which prompts entry of a user-selected geographic area, the user-selected geographic area defining a valid region for processing of transactions associated with a user; receiving, by the user device, user-defined geographic data, the user-defined geographic data specifying at least one user-selected geographic area and defining the valid region for processing of transactions; transmitting, by the user device, the user-defined geographic data along with user data, the user data identifying the user device or the user; receiving, the user device, a second notification, the second notification being an authentication request message received in response to a proposed transaction associated with a user identifier related to the user; displaying, by the user device, the second notification; receiving, by the user device, user-provided authentication data; and transmitting, byType: GrantFiled: January 3, 2020Date of Patent: June 14, 2022Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Cindi Pitz, Roopa Vaidya, Michael Cardamone
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Patent number: 10650383Abstract: A method for consumer verification of a payment transaction that exceeds previously established account limitations includes: storing account profiles, each including data related to a transaction account including a primary account number and transaction controls; receiving a transaction message related to a payment transaction including a specific primary account number, a point of sale identifier, and one or more additional data elements configured to store transaction details; identifying a specific account profile that includes the specific primary account number; determining that the payment transaction exceeds the account controls in the specific account profile based on the transaction details; transmitting question data for a plurality of questions to a point of sale associated with the point of sale identifier; receiving answer data from the point of sale; and transmitting the transaction message to a financial institution based on the answer data.Type: GrantFiled: December 29, 2015Date of Patent: May 12, 2020Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Roopa Vaidya, Michael Cardamone, Cindi Pitz
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Publication number: 20200143374Abstract: A computer-implemented method for real-time fraudulent activity verification, comprising: displaying, on a user device, a first notification which prompts entry of a user-selected geographic area, the user-selected geographic area defining a valid region for processing of transactions associated with a user; receiving, by the user device, user-defined geographic data, the user-defined geographic data specifying at least one user-selected geographic area and defining the valid region for processing of transactions; transmitting, by the user device, the user-defined geographic data along with user data, the user data identifying the user device or the user; receiving, the user device, a second notification, the second notification being an authentication request message received in response to a proposed transaction associated with a user identifier related to the user; displaying, by the user device, the second notification; receiving, by the user device, user-provided authentication data; and transmitting, byType: ApplicationFiled: January 3, 2020Publication date: May 7, 2020Applicant: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Cindi PITZ, Roopa VAIDYA, Michael CARDAMONE
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Patent number: 10565589Abstract: A computer-implemented method for real-time fraudulent activity verification, comprising: displaying, on a user device, a first notification which prompts entry of a user-selected geographic area, the user-selected geographic area defining a valid region for processing of transactions associated with a user; receiving, by the user device, user-defined geographic data, the user-defined geographic data specifying at least one user-selected geographic area and defining the valid region for processing of transactions; transmitting, by the user device, the user-defined geographic data along with user data, the user data identifying the user device or the user; receiving, the user device, a second notification, the second notification being an authentication request message received in response to a proposed transaction associated with a user identifier related to the user; displaying, by the user device, the second notification; receiving, by the user device, user-provided authentication data; and transmitting, byType: GrantFiled: June 14, 2016Date of Patent: February 18, 2020Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Cindi Pitz, Roopa Vaidya, Michael Cardamone
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Patent number: 10417638Abstract: A computer-implemented method comprising: intercepting, from an output of fraudulent activity determination software, an electronic transaction message; reading by a processing device, the intercepted message; detecting, that the received electronic transaction message includes a data field comprising a fraud-related decline code; updating, by the processing device, the received electronic message by replacing the fraud-related decline code with a hold code; generating, based upon the detection of the fraud-related decline code, at least one authentication request message configured to prompt at least one of a point of sale device and a user mobile device that authentication data is to be input by a user; transmitting, by a transmitting device and to the point of sale device, the updated electronic transaction message; and transmitting, by the transmitting device and to at least one of the point of sale device and a user mobile device, the at least one authentication request message.Type: GrantFiled: June 14, 2016Date of Patent: September 17, 2019Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Cindi Pitz, Roopa Vaidya, Michael Cardamone
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Publication number: 20170357971Abstract: A computer-implemented method for real-time fraudulent activity verification, comprising: displaying, on a user device, a first notification which prompts entry of a user-selected geographic area, the user-selected geographic area defining a valid region for processing of transactions associated with a user; receiving, by the user device, user-defined geographic data, the user-defined geographic data specifying at least one user-selected geographic area and defining the valid region for processing of transactions; transmitting, by the user device, the user-defined geographic data along with user data, the user data identifying the user device or the user; receiving, the user device, a second notification, the second notification being an authentication request message received in response to a proposed transaction associated with a user identifier related to the user; displaying, by the user device, the second notification; receiving, by the user device, user-provided authentication data; and transmitting, byType: ApplicationFiled: June 14, 2016Publication date: December 14, 2017Applicant: MasterCard International IncorporatedInventors: Cindi PITZ, Roopa VAIDYA, Michael CARDAMONE
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Publication number: 20170357977Abstract: A computer-implemented method comprising: intercepting, from an output of fraudulent activity determination software, an electronic transaction message; reading by a processing device, the intercepted message; detecting, that the received electronic transaction message includes a data field comprising a fraud-related decline code; updating, by the processing device, the received electronic message by replacing the fraud-related decline code with a hold code; generating, based upon the detection of the fraud-related decline code, at least one authentication request message configured to prompt at least one of a point of sale device and a user mobile device that authentication data is to be input by a user; transmitting, by a transmitting device and to the point of sale device, the updated electronic transaction message; and transmitting, by the transmitting device and to at least one of the point of sale device and a user mobile device, the at least one authentication request message.Type: ApplicationFiled: June 14, 2016Publication date: December 14, 2017Applicant: MasterCard International IncorporatedInventors: Cindi PITZ, Roopa VAIDYA, Michael CARDAMONE
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Publication number: 20170186005Abstract: A method for consumer verification of a payment transaction that exceeds previously established account limitations includes: storing account profiles, each including data related to a transaction account including a primary account number and transaction controls; receiving a transaction message related to a payment transaction including a specific primary account number, a point of sale identifier, and one or more additional data elements configured to store transaction details; identifying a specific account profile that includes the specific primary account number; determining that the payment transaction exceeds the account controls in the specific account profile based on the transaction details; transmitting question data for a plurality of questions to a point of sale associated with the point of sale identifier; receiving answer data from the point of sale; and transmitting the transaction message to a financial institution based on the answer data.Type: ApplicationFiled: December 29, 2015Publication date: June 29, 2017Applicant: MasterCard International IncorporatedInventors: Roopa Vaidya, Michael Cardamone, Cindi Pitz
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Publication number: 20160140665Abstract: A method and system are provided herein of improving the integrity of location data in records resulting from ATM-based single message transactions processed over a payment network including: electronically storing records on a specialized computing device, the records resulting from ATM-based single message transactions processed over a payment network; geocoding location data in the records to generate geocoded records which are electronically stored on the specialized computing device; extracting at least two details from a first of the geocoded records; and, comparing, using a special purpose database management system, the at least two details with data structures maintained in a special purpose database of ATM-related information generated independently of the records resulting from the ATM-based single message transactions.Type: ApplicationFiled: November 14, 2014Publication date: May 19, 2016Inventors: DIVYAM MAYAWALA, STEPHEN DANTU, ROOPA VAIDYA, MICHAEL CARDAMONE
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Publication number: 20160042374Abstract: Methods and systems are provided for identifying demand at, for example, merchants and ATMs located within selected geographic boundaries, and over a selected time frame. Transaction data for transactions conducted over the selected time frame is received at a computing device, and location data is associated with each of the transactions. The location data generally corresponds to a location at which each of the transactions occurred. The transactions are then grouped into geographic boundaries based on the location data. For each of the geographic boundaries, the transaction data is compared to a predefined benchmark. And, for each of the geographic boundaries satisfying the benchmark, demand indices are generated indicative of financial demand in the geographic boundary.Type: ApplicationFiled: August 11, 2014Publication date: February 11, 2016Inventors: David Weis, Roopa Vaidya, Michael Cardamone
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Patent number: 7786472Abstract: A molecular-based switching device and method for controlling charge transport across a molecule. The molecular-based switching device includes a molecule having first and second nodes in between which destructive quantum interference restricts electrical conduction from the first node to the second node in an off-state, a first electrode connected to the first node and configured to supply charge carriers to the first node, a second electrode connected to the second node and configured to remove the charge carriers from the second node, and a control element configured to reduce coherence in or alter charge transport paths between the first and second nodes so as to reduce existing destructive quantum interference and permit flow of the charge carriers from the first node to the second node.Type: GrantFiled: March 20, 2007Date of Patent: August 31, 2010Assignee: Arizona Board of Regents/Behalf of University of ArizonaInventors: Charles Allen Stafford, David Michael Cardamone, Sumitendra Mazumdar
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Patent number: 5980508Abstract: A device for dispensing one or more active agents, the device including: a housing (112) having an opening; at least one active agent (118) located within the housing; a driving means (124) located within, or at the closed end of the housing, including an expandable material; and one or more permeable fluid conveying passage(s) adapted to convey fluid from outside the housing to the driving means.Type: GrantFiled: April 30, 1997Date of Patent: November 9, 1999Assignee: Controlled Release Technologies Pty LtdInventors: Michael Cardamone, Herbert William Bentley