Patents by Inventor Michael Chittaro

Michael Chittaro has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20190213574
    Abstract: A system and method for providing multinational prepaid services in a plurality of countries is provided. A multinational organization can work with an originating issuer to implement a corporate disbursement program in a number of countries. The multinational organization can provide a device file to a multinational prepaid system. The multinational prepaid system can split the device file into a plurality of destination device files for a plurality of destination issuers in each country where the funds need to be disbursed. The multinational prepaid system can provide a funding file to a funds transfer system to convert the funds from an originating country currency into a destination country currency for each country and to deliver the funds to the appropriate destination issuer in each country. The destination issuers can then distribute prepaid funds in their respective local currency to the specified recipients based on the destination device file.
    Type: Application
    Filed: March 19, 2019
    Publication date: July 11, 2019
    Inventor: Michael Chittaro
  • Publication number: 20140201059
    Abstract: A system and method for providing multinational prepaid services in a plurality of countries is provided. A multinational organization can work with an originating issuer to implement a corporate disbursement program in a number of countries. The multinational organization can provide a device file to a multinational prepaid system. The multinational prepaid system can split the device file into a plurality of destination device files for a plurality of destination issuers in each country where the funds need to be disbursed. The multinational prepaid system can provide a funding file to a funds transfer system to convert the funds from an originating country currency into a destination country currency for each country and to deliver the funds to the appropriate destination issuer in each country. The destination issuers can then distribute prepaid funds in their respective local currency to the specified recipients based on the destination device file.
    Type: Application
    Filed: January 15, 2014
    Publication date: July 17, 2014
    Inventor: Michael Chittaro