Abstract: A business method that will eliminate many of the paper check transactions that are currently required in today's financial environment. This method works by the creation of a deposit only financial account that is transparently linked to one (or more) normal financial account(s). Money deposited into the deposit only account immediately flows to the linked financial account(s) whose account numbers remain hidden. The method is simple to implement, is easily understood by the average user, eliminates the need for third party payment handing firms and will result in the saving of millions of dollars per day.