Patents by Inventor Michael D. Battaglini
Michael D. Battaglini has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 8620809Abstract: Money transfer method and system for quickly and easily sending cash from one party via electronic mediums such as phones and computer modems using one of a credit card, debit card, ATM (automated teller machine) card, and/or a bank card and/or bank checking account and/or bank savings account, to another party who accesses an electronic retrieval site using a specialized card, credit card, debit card, ATM card account, or debit card account. Simultaneous money transfers from human sender's available and accessible funds debit card accounts to human recipient's receiving debit card accounts are processed by computer without the necessity of a pre-established relationship between the sending and receiving accounts, and the method and system repeats simultaneous money transfers between other senders and receivers.Type: GrantFiled: September 14, 2012Date of Patent: December 31, 2013Assignee: Intergrated Technological Systems, Inc.Inventors: Stephen D. Battaglini, Michael D. Battaglini, Gil Starkey
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Publication number: 20130246263Abstract: Money transfer method and system for quickly and easily sending cash from one party via electronic mediums such as phones and computer modems using one of a credit card, debit card, ATM (automated teller machine) card, and/or a bank card and/or bank checking account and/or bank savings account, to another party who accesses an electronic retrieval site using a specialized card, credit card, debit card, ATM card account, or debit card account. Simultaneous money transfers from human sender's available and accessible funds debit card accounts to human recipient's receiving debit card accounts are processed by computer without the necessity of a pre-established relationship between the sending and receiving accounts, and the method and system repeats simultaneous money transfers between other senders and receivers.Type: ApplicationFiled: September 14, 2012Publication date: September 19, 2013Inventors: Stephen D. Battaglini, Michael D. Battaglini, Gil Starkey
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Publication number: 20130246262Abstract: Money transfer method and system for quickly and easily sending cash from one party via electronic mediums such as phones and computer modems using one of a credit card, debit card, ATM (automated teller machine) card, and/or a bank card and/or bank checking account and/or bank savings account, to another party who accesses an electronic retrieval site using a specialized card, credit card, debit card, ATM card account, or debit card account. Simultaneous money transfers from human sender's available and accessible funds debit card accounts to human recipient's receiving debit card accounts are processed by computer without the necessity of a pre-established relationship between the sending and receiving accounts, and the method and system repeats simultaneous money transfers between other senders and receivers.Type: ApplicationFiled: September 14, 2012Publication date: September 19, 2013Inventors: Stephen D. BATTAGLINI, Michael D. BATTAGLINI, Gil STARKEY
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Patent number: 8321347Abstract: Money transfer system authorizing an escrow agent computer electronically by touch-tone telephone, computer modem, P.O.S. (point of sale) terminal, live operators, to send cash transfers from a sender's account such as their credit, debit, bank, or ATM card, or a bank account, to a recipient who accesses the money at any remote ATM type location or P.O.S. (point of sale) terminal by using cards such as a specialized magnetic cards, credit cards, debit cards, and automated teller machine (ATM) card, at anytime and anywhere. Senders can authorize the transfer by touch-tone and PIN (personal identification number) secure codes. The system can operate without pre-existing relationships, and monitor transactions and take surcharges based on transfer amounts, and use a cards tethered to ATM machines and be used with double magnetic sided cards.Type: GrantFiled: February 14, 2012Date of Patent: November 27, 2012Assignee: Integrated Technological Systems, Inc.Inventors: Stephen D. Battaglini, Michael D. Battaglini, Gil Starkey
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Publication number: 20120209767Abstract: Money transfer system authorizing an escrow agent computer electronically by touch-tone telephone, computer modem, P.O.S. (point of sale) terminal, live operators, to send cash transfers from a sender's account such as their credit, debit, bank, or ATM card, or a bank account, to a recipient who accesses the money at any remote ATM type location or P.O.S. (point of sale) terminal by using cards such as a specialized magnetic cards, credit cards, debit cards, and automated teller machine (ATM) card, at anytime and anywhere. Senders can authorize the transfer by touch-tone and PIN (personal identification number) secure codes. The system can operate without pre-existing relationships, and monitor transactions and take surcharges based on transfer amounts, and use a cards tethered to ATM machines and be used with double magnetic sided cards.Type: ApplicationFiled: February 14, 2012Publication date: August 16, 2012Inventors: Stephen D. Battaglini, Michael D. Battaglini, Gil Starkey
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Patent number: 8131643Abstract: Money transfer system authorizing an escrow agent computer electronically by touch-tone telephone, computer modem, P.O.S.(point of sale) terminal, live operators, to send cash transfers from a sender's account such as their credit, debit, bank, or ATM card, or a bank account, to a recipient who accesses the money at any remote ATM type location or P.O.S.(point of sale) terminal by using cards such as a specialized magnetic cards, credit cards, debit cards, and automated teller machine(ATM) card, at anytime and anywhere. Senders can authorize the transfer by touch-tone and PIN(personal identification number) secure codes. The system can operate without pre-existing relationships, and monitor transactions and take surcharges based on transfer amounts, and use a cards tethered to ATM machines and be used with double magnetic sided cards.Type: GrantFiled: February 21, 2011Date of Patent: March 6, 2012Assignee: Integrated Technological Systems, Inc.Inventors: Stephen D. Battaglini, Michael D. Battaglini, Gil Starkey
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Publication number: 20110145145Abstract: A money transfer system where a sender can authorize an escrow agent computer system electronically by touch-tone telephone, computer modem, P.O.S. (point of sale) terminal, live operators, and the like, to send a money transfer such as a cash transfer from their card account such as their credit card, debit card, bank card, ATM card, or a bank checking account, bank savings account, and the like, to a recipient that can access the money transfer at any remote ATM type location or P.O.S. (point of sale) terminal by using magnetic cards such as a specialized magnetic (Cash Magic) card, credit cards, debit cards, and automated teller machine (ATM) card, at anytime and anywhere that the ATM or P.O.S. (point of sale) terminal is located worldwide. The system can be used to quickly and easily send another party cash for pickup at any ATM location or P.O.S. (point of sale) terminal worldwide without having pre-existing relationships between the parties.Type: ApplicationFiled: February 21, 2011Publication date: June 16, 2011Inventors: Stephen D. Battaglini, Michael D. Battaglini, Gil Starkey
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Patent number: 7668780Abstract: A money transfer system where a sender can authorize an escrow agent computer system electronically by touch-tone telephone, computer modem, P.O.S.(point of sale) terminal, live operators, and the like, to send a money transfer such as a cash transfer from their card account such as their credit card, debit card, bank card, ATM card, or a bank checking account, bank savings account, and the like, to a recipient that can access the money transfer at any remote ATM type location or P.O.S.(point of sale) terminal by using magnetic cards such as a specialized magnetic (Cash Magic) card, credit cards, debit cards, and automated teller machine(ATM) card, at anytime and anywhere that the ATM or P.O.S.(point of sale) terminal is located worldwide. The system can be used to quickly and easily send another party cash for pickup at any ATM location or P.O.S.(point of sale) terminal worldwide without having pre-existing relationships between the parties.Type: GrantFiled: February 1, 2008Date of Patent: February 23, 2010Assignee: Integrated Technological Systems, Inc.Inventors: Stephen D. Battaglini, Michael D. Battaglini, Gil Starkey
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Patent number: 7415442Abstract: Money transfer system authorizing an escrow agent computer electronically by touch-tone telephone, computer modem, P.O.S.(point of sale) terminal, live operators, to send cash transfers from a sender's account such as their credit, debit, bank, or ATM card, or a bank account, to a recipient who accesses the money at any remote ATM type location or P.O.S.(point of sale) terminal by using cards such as a specialized magnetic cards, credit cards, debit cards, and automated teller machine(ATM) card, at anytime and anywhere. Senders can authorize the transfer by touch-tone and PIN(personal identification number) secure codes. The system can operate without pre-existing relationships, and monitor transactions and take surcharges based on transfer amounts, and use a cards tethered to ATM machines and be used with double magnetic sided cards.Type: GrantFiled: December 27, 2001Date of Patent: August 19, 2008Assignee: Integrated Technological Systems, Inc.Inventors: Stephen D. Battaglini, Michael D. Battaglini, Gil Starkey
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Publication number: 20080195541Abstract: A money transfer system where a sender can authorize an escrow agent computer system electronically by touch-tone telephone, computer modem, P.O.S.(point of sale) terminal, live operators, and the like, to send a money transfer such as a cash transfer from their card account such as their credit card, debit card, bank card, ATM card, or a bank checking account, bank savings account, and the like, to a recipient that can access the money transfer at any remote ATM type location or P.O.S.(point of sale) terminal by using magnetic cards such as a specialized magnetic (Cash Magic) card, credit cards, debit cards, and automated teller machine(ATM) card, at anytime and anywhere that the ATM or P.O.S.(point of sale) terminal is located worldwide. The system can be used to quickly and easily send another party cash for pickup at any ATM location or P.O.S.(point of sale) terminal worldwide without having pre-existing relationships between the parties.Type: ApplicationFiled: February 1, 2008Publication date: August 14, 2008Inventors: Stephen D. Battaglini, Michael D. Battaglini, Gil Starkey