Patents by Inventor Michael D. Carow

Michael D. Carow has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8621641
    Abstract: Systems and methods according to the present invention provide a proactive approach to controlling access to information that may be correlated with a governmentally issued personal identifier. Included are systems and methods for proactive control of information access and liability incursion. Further included are systems and methods for emulating information access to an authorized person. Generally, a method according to the present invention includes the steps of requesting verification from a subscriber at any time that information is requested from registered information holders and any time that liability may be incurred through registered information holders. In this way, the subscriber, rather than reacting to invasive information or identity theft, may proactively control access to such information, thereby preventing the theft in the first place.
    Type: Grant
    Filed: February 29, 2008
    Date of Patent: December 31, 2013
    Inventors: Michael D. Carow, Vicki L. James
  • Publication number: 20090222897
    Abstract: Systems and methods according to the present invention provide a proactive approach to controlling access to information that may be correlated with a governmentally issued personal identifier. Included are systems and methods for proactive control of information access and liability incursion. Further included are systems and methods for emulating information access to an authorized person. Generally, a method according to the present invention includes the steps of requesting verification from a subscriber at any time that information is requested from registered information holders and any time that liability may be incurred through registered information holders. In this way, the subscriber, rather than reacting to invasive information or identity theft, may proactively control access to such information, thereby preventing the theft in the first place.
    Type: Application
    Filed: February 29, 2008
    Publication date: September 3, 2009
    Inventors: Michael D. Carow, Vicki L. James