Patents by Inventor Michael D. Lamb

Michael D. Lamb has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10097682
    Abstract: Some aspects as disclosed herein are directed to, for example, a system for determining a geographical location of a user, such as via a data input, a network address, and/or a location sensor. A computing device of the system may determine a plurality of prompts for the user based on the determined geographical location of the user and may generate one or more user interfaces configured to display the plurality of prompts. Data input responding to one or more of the plurality of prompts may be received via the one or more user interfaces. It may be determined, based on the data input, whether to approve the user for one or more services. Additionally or alternatively, a computing device may determine a plurality of available services for the user based on the determined geographical location of the user and may generate one or more user interfaces configured to display the plurality of available services.
    Type: Grant
    Filed: November 16, 2015
    Date of Patent: October 9, 2018
    Assignee: Bank of America Corporation
    Inventors: Albert R. Lupcho, III, Christina Jasko, John J. Wilson, Michael D. Lamb, Sara M. Towers
  • Publication number: 20170139551
    Abstract: Some aspects as disclosed herein are directed to, for example, a system for determining a geographical location of a user, such as via a data input, a network address, and/or a location sensor. A computing device of the system may determine a plurality of prompts for the user based on the determined geographical location of the user and may generate one or more user interfaces configured to display the plurality of prompts. Data input responding to one or more of the plurality of prompts may be received via the one or more user interfaces. It may be determined, based on the data input, whether to approve the user for one or more services. Additionally or alternatively, a computing device may determine a plurality of available services for the user based on the determined geographical location of the user and may generate one or more user interfaces configured to display the plurality of available services.
    Type: Application
    Filed: November 16, 2015
    Publication date: May 18, 2017
    Inventors: Albert R. Lupcho, III, Christina Jasko, John J. Wilson, Michael D. Lamb, Sara M. Towers
  • Publication number: 20170142251
    Abstract: Some aspects as disclosed herein are directed to, for example, a system for determining a geographical location of a user, such as via a data input, a network address, and/or a location sensor. A computing device of the system may determine a plurality of prompts for the user based on the determined geographical location of the user and may generate one or more user interfaces configured to display the plurality of prompts. Data input responding to one or more of the plurality of prompts may be received via the one or more user interfaces. It may be determined, based on the data input, whether to approve the user for one or more services. Additionally or alternatively, a computing device may determine a plurality of available services for the user based on the determined geographical location of the user and may generate one or more user interfaces configured to display the plurality of available services.
    Type: Application
    Filed: November 16, 2015
    Publication date: May 18, 2017
    Inventors: Albert R. Lupcho, III, Christina Jasko, John J. Wilson, Michael D. Lamb, Sara M. Towers
  • Publication number: 20150278936
    Abstract: Methods, computer-readable media, systems, and apparatuses for receiving information associated with at least one account of a first user and at least one account of a second user are provided. In some examples, a determination may be made as to whether the first user and the second user have consented to group the at least one account associated with each user. Upon determining that the users have consented, the accounts may be grouped and a common financial goal for the grouped accounts may be determined. The grouped accounts may then be managed toward the common financial goal.
    Type: Application
    Filed: March 31, 2014
    Publication date: October 1, 2015
    Applicant: Bank of America Corporation
    Inventors: Eric B. Lordi, Eugene M. Mulligan, Michael D. Lamb