Patents by Inventor Michael E. Toth

Michael E. Toth has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20150026054
    Abstract: Disclosed is a system and associated method for restricting access to a customer's online banking account based on customer-defined online-banking access restrictions. The system typically includes a processor, a memory, and an online banking module stored in the memory. The module is typically configured for initially associating a mobile device with the customer's online banking account.
    Type: Application
    Filed: July 19, 2013
    Publication date: January 22, 2015
    Applicant: Bank of America Corporation
    Inventors: Matthew A. Calman, William E. Kelley, Chris Purvis, Dipika Jain, Michael E. Toth
  • Publication number: 20150026024
    Abstract: Embodiments of the invention are directed to apparatus, methods, and computer program products for determining and notifying a user, herein a financial institution customer, as to which account aggregators currently have been granted permission to access accounts held by the customer at the financial institution. In addition to notifying the customer of the current status of account aggregator access, the present invention provides the customer, through an online or mobile banking application or the like, a comprehensive tool for managing the access granted to all of the account aggregators that are determined to currently have permission to access the customer's accounts.
    Type: Application
    Filed: July 19, 2013
    Publication date: January 22, 2015
    Applicant: Bank of America Corporation
    Inventors: Matthew A. Calman, Dipika Jain, Chris Purvis, William Kelley, Michael E. Toth