Abstract: Systems and methods selecting payment terms. One system includes a computing device configured to receive cost information and determine available payment options. The computing device is also configured to generate a graphical user interface based on the payment options. The graphical user interface includes a slider graphically illustrating a range of values for a payment term and a selector movable within the slider for selecting a value within the range, wherein the range of values includes a discount range. The computing device is configured to receive input from a lendee indicating a desired value from the range of values for the payment term based on a position of the selector along the range, determine if the desired value is within the discount range, and calculate a payment plan based on the desired value, wherein the payment plan includes a discount when the desired value is within the discount range.