Abstract: A system is provided for resource sharing over a secure wireless network communication channel. In particular, the system may include an endpoint device equipped with wireless communication capabilities. An application installed on the endpoint device may cause the endpoint device to perform a wireless scan of a network for nearby devices that are configured to send, receive, and/or exchange resources. Each device may be associated with a unique identifier, where the unique identifier may be associated with one or more resource accounts. Upon receiving a selection of a unique identifier, the endpoint device may initiate a resource transfer to the device associated with the selected identifier. In this way, the system may provide a secure and efficient way to exchange resources over a wireless communication channel.

Abstract: Systems, computer program products, and methods are described herein for an intelligent processing engine for acquisition, storage, and subsequent refresh of data from a distributed network. The present invention is configured to receive, from one or more distributed computing systems, an enterprise dataset; convert the enterprise dataset to a standardized format; store the enterprise dataset in one or more storage locations based on a characteristic of the enterprise dataset; provide the one or more distributed computing systems with remote access to the one or more storage locations; monitor, via an artificial intelligence engine, usage data from the one or more distributed computing systems, wherein the usage data is associated with remote access of the one or more storage locations; generate, via the artificial intelligence engine, a use score associated with the one or more storage locations; and automatically refresh the one or more storage locations based on the use score.

Abstract: A system is provided for implementing predictive configuration changes based on tracking application usage patterns. In particular, the system may track usage patterns associated with a user and predict the intention of the user based on the usage patterns. For instance, the system may track resource transfers executed by the user within the application and generate one or more configuration changes for user account linkages with external entity computing systems or servers. Once the configuration changes have been generated, the system may prompt the user with a notification to accept the changes. Upon receiving an acceptance from the user, the system may dynamically and automatically implement the configuration changes. In this way, the system may provide an efficient way to generate and implement configuration changes based on tracking application usage.

Abstract: Systems, computer program products, and methods are described herein for electronically, initiating, tracking and completing resource replenishments with a network. The method includes receiving a resource indicator relating to a resource at location(s). The resource indicator includes information relating to an inventory of the resource at each of the one or more locations. The method also includes determining a resource replenishment action is needed for at least one of the one or more locations based on the resource indicator. The resource replenishment action is needed in an instance in which the inventory of the resource is below an inventory threshold. The method further includes causing an execution of the resource replenishment action in response to determining the resource replenishment action is needed. The resource replenishment action is executed for each of the one or more locations in which the inventory of the resource is below the inventory threshold.

Abstract: A system for protecting the privacy of consumer assets. The system may include a web-based interface. The web-based interface may include an entity-facing side and a consumer-facing side. The system may include an internal processing executable executing on a processor. The internal processing executable may be obscured from and inaccessible to, both the entity-facing side and the consumer-facing side. The entity-facing side of the web-based interface may prompt the user to provide opt-in permission, receive profile data from the consumer, generate a record for the consumer, enter a minimum asset amount and initiate a funds verification process for the consumer. The consumer-facing side of the web-based interface may receive opt-in permission and receive asset data. The executable may execute a query using on the one or more assets using existing financial rails and/or new financial rails.