Patents by Inventor Michael H. Chang

Michael H. Chang has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250049780
    Abstract: The present disclosure relates generally to certain compounds, pharmaceutical compositions comprising said compounds, and methods of making and using said compounds and pharmaceutical compositions. The compounds and compositions provided herein may be used for the treatment or prevention of an autoimmune disease and/or inflammatory condition, including systemic lupus erythematosus and cutaneous lupus erythematosus.
    Type: Application
    Filed: July 12, 2024
    Publication date: February 13, 2025
    Inventors: Stephen E. Ammann, Eda Y. Canales, Weng K. Chang, Henok H. Kinfe, Scott E. Lazerwith, Michael L. Mitchell, Yasamin Moazami, Scott D. Schroeder, Daniel G. Shore
  • Publication number: 20250042915
    Abstract: The present disclosure relates to compounds of Formula I: and pharmaceutically acceptable salts thereof, pharmaceutical compositions thereof, useful in the treatment of treating viral infections, for example, coronaviridae infections.
    Type: Application
    Filed: June 14, 2024
    Publication date: February 6, 2025
    Inventors: Stephen E. Ammann, Xinpei Cai, Eda Y. Canales, Weng K. Chang, Gregory F. Chin, Henok H. Kinfe, Scott E. Lazerwith, Jessica L. McKinley, Michael R. Mish, Devan Naduthambi, Jason K. Perry, Kevin X. Rodriguez, Scott D. Schroeder, Christopher J. Swank, Joshua J. Van Veldhuizen
  • Patent number: 11666829
    Abstract: A system includes at least one hardware processor in communication with a gaming device and a memory storing instructions that, when executed by the at least one hardware processor, cause the at least one hardware processor to perform operations including receiving suspect gaming behavior data associated with a suspect user playing a computer game on the gaming device, comparing the suspect gaming behavior data to a user gaming behavior profile associated with another user, the user gaming behavior profile includes at least one component of behavior associated with the other user and the computer game representing a pattern of conduct of the other user, and based on the comparing, authenticating the suspect user for access to a target system as the other user.
    Type: Grant
    Filed: December 14, 2020
    Date of Patent: June 6, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Abhijit Rao, Edward J. Landers, Byron G. Chun, Samuel B. Martin, Michael H. Chang, Traci H. Nguyen, Douglas S. Pelton
  • Patent number: 11562362
    Abstract: According to one example arrangement, a computer implemented method performed by a computing system, includes identifying a user device associated with a user. Authentication information regarding the user indicative of use of the user device is captured. A confidence level for the user is dynamically adjusted based on the authentication information. The confidence level is responsive to the use of the user device by the user.
    Type: Grant
    Filed: January 23, 2018
    Date of Patent: January 24, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Michael H. Chang, Cynthia James, Joon Maeng, Darius A. Miranda, Muhammad Farukh Munir, Darrell L. Suen, Charlotte Yan Whitney
  • Patent number: 11315088
    Abstract: A method may include collecting, in a data store, a plurality of signals associated with a user and a geographic area; calculating, using at least one processor, a satisfaction score for the user with respect to the geographic area based on the plurality of signals; querying the data store to retrieve a set of entities associated with the geographic area; generating, using the at least one processor, a respective credit allocation amount for each of the set of entities based on the satisfaction score and a user-specified allocation modality; and initiating a transfer from a user account to a set of receiver accounts according to the respective generated credit allocation amounts.
    Type: Grant
    Filed: November 27, 2018
    Date of Patent: April 26, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jannette Marie McCully, Michael H. Chang, Russell Sage Hamilton, Gerardo Costilla, Darius A. Miranda, Muhammad Farukh Munir, Traci H. Nguyen
  • Publication number: 20210297406
    Abstract: A system includes at least one hardware processor in communication with a first computing device of a suspect party and a second computing device of an inquiring party, the suspect party being targeted for trust evaluation by the inquiring party, and a memory storing instructions that, when executed by the at least one hardware processor, cause the at least one hardware processor to perform operations. The operations include receiving, from the second computing device, a request to perform a trust evaluation of the suspect party, the request including a permission token, identifying the suspect party based on the permission token, generating a trust result for the suspect party based on financial data associated with the suspect party, the trust result indicating an assessed level of trustworthiness of the suspect party, and transmitting the trust result to the second computing device for display to the inquiring party.
    Type: Application
    Filed: October 4, 2016
    Publication date: September 23, 2021
    Inventors: Edward J. Landers, Abhijit Rao, Byron G. Chun, Samuel B. Martin, Michael H. Chang, Traci H. Nguyen, Douglas S. Pelton
  • Patent number: 11071910
    Abstract: A system includes at least one hardware processor in communication with a user computing device associated with a user and a memory storing instructions. When executed by the at least one hardware processor, the instructions cause the at least one hardware processor to perform operations including receiving gaming behavior data associated with the user playing a computer game on the user computing device, the gaming behavior data includes one or more of session-based behavior data, game-selection behavior data, and ancillary gaming behavior data, determining a first trait of the user based on the gaming behavior data, and automatically computing a financial risk factor associated with the user based on the determined first trait.
    Type: Grant
    Filed: July 18, 2019
    Date of Patent: July 27, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Edward J. Landers, Byron G. Chun, Samuel B. Martin, Michael H. Chang, Abhijit Rao, Traci H. Nguyen, Douglas S. Pelton
  • Patent number: 11005992
    Abstract: A fraud analysis computing system is provided. The system includes a network interface configured to communicate data over a network and a processing circuit including one or more processors coupled to non-transitory memory. The processing circuit is configured to monitor incoming call data generated during an incoming call between a user and an incoming caller, detect a fraud trigger within the incoming call data, and complete a fraud interception activity in response to detection of the fraud trigger.
    Type: Grant
    Filed: April 1, 2020
    Date of Patent: May 11, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Michael H. Chang, Kevin R. Cieslak, Jeffrey A. Cornman, Chris Kalaboukis, Beth S. Moss, Christina Zappala Ongpin, Ramanathan Ramanathan, Darrell L. Suen
  • Patent number: 10864444
    Abstract: A system includes at least one hardware processor in communication with a gaming device and a memory storing instructions that, when executed by the at least one hardware processor, cause the at least one hardware processor to perform operations including receiving suspect gaming behavior data associated with a suspect user playing a computer game on the gaming device, comparing the suspect gaming behavior data to a user gaming behavior profile associated with another user, the user gaming behavior profile includes at least one component of behavior associated with the other user and the computer game representing a pattern of conduct of the other user, and based on the comparing, authenticating the suspect user for access to a target system as the other user.
    Type: Grant
    Filed: August 30, 2016
    Date of Patent: December 15, 2020
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Abhijit Rao, Edward J. Landers, Byron G. Chun, Samuel B. Martin, Michael H. Chang, Traci H. Nguyen, Douglas S. Pelton
  • Patent number: 10616411
    Abstract: A fraud analysis computing system is provided. The system includes a network interface configured to communicate data over a network and a processing circuit including one or more processors coupled to non-transitory memory. The processing circuit is configured to monitor incoming call data generated during an incoming call between a user and an incoming caller, detect a fraud trigger within the incoming call data, and complete a fraud interception activity in response to detection of the fraud trigger.
    Type: Grant
    Filed: August 21, 2017
    Date of Patent: April 7, 2020
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Michael H. Chang, Kevin R. Cieslak, Jeffrey A. Cornman, Chris Kalaboukis, Beth S. Moss, Christina Zappala Ongpin, Ramanathan Ramanathan, Darrell L. Suen
  • Patent number: 10357713
    Abstract: A system includes at least one hardware processor in communication with a user computing device associated with a user and a memory storing instructions. When executed by the at least one hardware processor, the instructions cause the at least one hardware processor to perform operations including receiving gaming behavior data associated with the user playing a computer game on the user computing device, the gaming behavior data includes one or more of session-based behavior data, game-selection behavior data, and ancillary gaming behavior data, determining a first trait of the user based on the gaming behavior data, and automatically computing a financial risk factor associated with the user based on the determined first trait.
    Type: Grant
    Filed: August 5, 2016
    Date of Patent: July 23, 2019
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Edward J. Landers, Byron G. Chun, Samuel B. Martin, Michael H. Chang, Abhijit Rao, Traci H. Nguyen, Douglas S. Pelton
  • Patent number: 5365219
    Abstract: A method and apparatus are provided for warning when the amplitude of conversations exceeds certain values. The apparatus includes a microphone and related circuitry which continuously produce a signal related to the amplitude of the conversation while the apparatus is operational. A comparator continuously compares the signal to a pre-set first value and produces an output as long as the signal indicates that the conversation exceeds a certain amplitude. There is a discriminator responsive to the comparator output which provides a discriminator output when the duration of the comparator output exceeds a pre-determined value. The discriminator is connected to an alarm which produces a warning signal when the discriminator provides the discriminator output. There may also be a second comparator which produces a visual signal when the amplitude of the conversation is above an amplitude which may be below the amplitude which activates the alarm.
    Type: Grant
    Filed: July 8, 1992
    Date of Patent: November 15, 1994
    Assignee: Michael Hung Chang
    Inventors: Stanley Wong, Michael H. Chang, Robert Lee