Patents by Inventor Michael H. Chang
Michael H. Chang has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20250049780Abstract: The present disclosure relates generally to certain compounds, pharmaceutical compositions comprising said compounds, and methods of making and using said compounds and pharmaceutical compositions. The compounds and compositions provided herein may be used for the treatment or prevention of an autoimmune disease and/or inflammatory condition, including systemic lupus erythematosus and cutaneous lupus erythematosus.Type: ApplicationFiled: July 12, 2024Publication date: February 13, 2025Inventors: Stephen E. Ammann, Eda Y. Canales, Weng K. Chang, Henok H. Kinfe, Scott E. Lazerwith, Michael L. Mitchell, Yasamin Moazami, Scott D. Schroeder, Daniel G. Shore
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Publication number: 20250042915Abstract: The present disclosure relates to compounds of Formula I: and pharmaceutically acceptable salts thereof, pharmaceutical compositions thereof, useful in the treatment of treating viral infections, for example, coronaviridae infections.Type: ApplicationFiled: June 14, 2024Publication date: February 6, 2025Inventors: Stephen E. Ammann, Xinpei Cai, Eda Y. Canales, Weng K. Chang, Gregory F. Chin, Henok H. Kinfe, Scott E. Lazerwith, Jessica L. McKinley, Michael R. Mish, Devan Naduthambi, Jason K. Perry, Kevin X. Rodriguez, Scott D. Schroeder, Christopher J. Swank, Joshua J. Van Veldhuizen
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Patent number: 11666829Abstract: A system includes at least one hardware processor in communication with a gaming device and a memory storing instructions that, when executed by the at least one hardware processor, cause the at least one hardware processor to perform operations including receiving suspect gaming behavior data associated with a suspect user playing a computer game on the gaming device, comparing the suspect gaming behavior data to a user gaming behavior profile associated with another user, the user gaming behavior profile includes at least one component of behavior associated with the other user and the computer game representing a pattern of conduct of the other user, and based on the comparing, authenticating the suspect user for access to a target system as the other user.Type: GrantFiled: December 14, 2020Date of Patent: June 6, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Abhijit Rao, Edward J. Landers, Byron G. Chun, Samuel B. Martin, Michael H. Chang, Traci H. Nguyen, Douglas S. Pelton
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Patent number: 11562362Abstract: According to one example arrangement, a computer implemented method performed by a computing system, includes identifying a user device associated with a user. Authentication information regarding the user indicative of use of the user device is captured. A confidence level for the user is dynamically adjusted based on the authentication information. The confidence level is responsive to the use of the user device by the user.Type: GrantFiled: January 23, 2018Date of Patent: January 24, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Michael H. Chang, Cynthia James, Joon Maeng, Darius A. Miranda, Muhammad Farukh Munir, Darrell L. Suen, Charlotte Yan Whitney
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Patent number: 11315088Abstract: A method may include collecting, in a data store, a plurality of signals associated with a user and a geographic area; calculating, using at least one processor, a satisfaction score for the user with respect to the geographic area based on the plurality of signals; querying the data store to retrieve a set of entities associated with the geographic area; generating, using the at least one processor, a respective credit allocation amount for each of the set of entities based on the satisfaction score and a user-specified allocation modality; and initiating a transfer from a user account to a set of receiver accounts according to the respective generated credit allocation amounts.Type: GrantFiled: November 27, 2018Date of Patent: April 26, 2022Assignee: Wells Fargo Bank, N.A.Inventors: Jannette Marie McCully, Michael H. Chang, Russell Sage Hamilton, Gerardo Costilla, Darius A. Miranda, Muhammad Farukh Munir, Traci H. Nguyen
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Publication number: 20210297406Abstract: A system includes at least one hardware processor in communication with a first computing device of a suspect party and a second computing device of an inquiring party, the suspect party being targeted for trust evaluation by the inquiring party, and a memory storing instructions that, when executed by the at least one hardware processor, cause the at least one hardware processor to perform operations. The operations include receiving, from the second computing device, a request to perform a trust evaluation of the suspect party, the request including a permission token, identifying the suspect party based on the permission token, generating a trust result for the suspect party based on financial data associated with the suspect party, the trust result indicating an assessed level of trustworthiness of the suspect party, and transmitting the trust result to the second computing device for display to the inquiring party.Type: ApplicationFiled: October 4, 2016Publication date: September 23, 2021Inventors: Edward J. Landers, Abhijit Rao, Byron G. Chun, Samuel B. Martin, Michael H. Chang, Traci H. Nguyen, Douglas S. Pelton
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Patent number: 11071910Abstract: A system includes at least one hardware processor in communication with a user computing device associated with a user and a memory storing instructions. When executed by the at least one hardware processor, the instructions cause the at least one hardware processor to perform operations including receiving gaming behavior data associated with the user playing a computer game on the user computing device, the gaming behavior data includes one or more of session-based behavior data, game-selection behavior data, and ancillary gaming behavior data, determining a first trait of the user based on the gaming behavior data, and automatically computing a financial risk factor associated with the user based on the determined first trait.Type: GrantFiled: July 18, 2019Date of Patent: July 27, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Edward J. Landers, Byron G. Chun, Samuel B. Martin, Michael H. Chang, Abhijit Rao, Traci H. Nguyen, Douglas S. Pelton
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Patent number: 11005992Abstract: A fraud analysis computing system is provided. The system includes a network interface configured to communicate data over a network and a processing circuit including one or more processors coupled to non-transitory memory. The processing circuit is configured to monitor incoming call data generated during an incoming call between a user and an incoming caller, detect a fraud trigger within the incoming call data, and complete a fraud interception activity in response to detection of the fraud trigger.Type: GrantFiled: April 1, 2020Date of Patent: May 11, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Michael H. Chang, Kevin R. Cieslak, Jeffrey A. Cornman, Chris Kalaboukis, Beth S. Moss, Christina Zappala Ongpin, Ramanathan Ramanathan, Darrell L. Suen
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Patent number: 10864444Abstract: A system includes at least one hardware processor in communication with a gaming device and a memory storing instructions that, when executed by the at least one hardware processor, cause the at least one hardware processor to perform operations including receiving suspect gaming behavior data associated with a suspect user playing a computer game on the gaming device, comparing the suspect gaming behavior data to a user gaming behavior profile associated with another user, the user gaming behavior profile includes at least one component of behavior associated with the other user and the computer game representing a pattern of conduct of the other user, and based on the comparing, authenticating the suspect user for access to a target system as the other user.Type: GrantFiled: August 30, 2016Date of Patent: December 15, 2020Assignee: Wells Fargo Bank, N.A.Inventors: Abhijit Rao, Edward J. Landers, Byron G. Chun, Samuel B. Martin, Michael H. Chang, Traci H. Nguyen, Douglas S. Pelton
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Patent number: 10616411Abstract: A fraud analysis computing system is provided. The system includes a network interface configured to communicate data over a network and a processing circuit including one or more processors coupled to non-transitory memory. The processing circuit is configured to monitor incoming call data generated during an incoming call between a user and an incoming caller, detect a fraud trigger within the incoming call data, and complete a fraud interception activity in response to detection of the fraud trigger.Type: GrantFiled: August 21, 2017Date of Patent: April 7, 2020Assignee: Wells Fargo Bank, N.A.Inventors: Michael H. Chang, Kevin R. Cieslak, Jeffrey A. Cornman, Chris Kalaboukis, Beth S. Moss, Christina Zappala Ongpin, Ramanathan Ramanathan, Darrell L. Suen
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Patent number: 10357713Abstract: A system includes at least one hardware processor in communication with a user computing device associated with a user and a memory storing instructions. When executed by the at least one hardware processor, the instructions cause the at least one hardware processor to perform operations including receiving gaming behavior data associated with the user playing a computer game on the user computing device, the gaming behavior data includes one or more of session-based behavior data, game-selection behavior data, and ancillary gaming behavior data, determining a first trait of the user based on the gaming behavior data, and automatically computing a financial risk factor associated with the user based on the determined first trait.Type: GrantFiled: August 5, 2016Date of Patent: July 23, 2019Assignee: Wells Fargo Bank, N.A.Inventors: Edward J. Landers, Byron G. Chun, Samuel B. Martin, Michael H. Chang, Abhijit Rao, Traci H. Nguyen, Douglas S. Pelton
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Patent number: 5365219Abstract: A method and apparatus are provided for warning when the amplitude of conversations exceeds certain values. The apparatus includes a microphone and related circuitry which continuously produce a signal related to the amplitude of the conversation while the apparatus is operational. A comparator continuously compares the signal to a pre-set first value and produces an output as long as the signal indicates that the conversation exceeds a certain amplitude. There is a discriminator responsive to the comparator output which provides a discriminator output when the duration of the comparator output exceeds a pre-determined value. The discriminator is connected to an alarm which produces a warning signal when the discriminator provides the discriminator output. There may also be a second comparator which produces a visual signal when the amplitude of the conversation is above an amplitude which may be below the amplitude which activates the alarm.Type: GrantFiled: July 8, 1992Date of Patent: November 15, 1994Assignee: Michael Hung ChangInventors: Stanley Wong, Michael H. Chang, Robert Lee