Patents by Inventor Michael Horgan

Michael Horgan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230419279
    Abstract: A method for real-time billpay using credit-based products may include a billpay computer program: receiving an electronic file identifying approved merchant billpay participants from a payment processor computer program; receiving an invoice from one of the approved billpay merchant participants, the invoice comprising an embedded statement and a merchant name, an amount due, and a due date; receiving access to the invoice via a first customer user interface, wherein the first customer user interface is configured to access the embedded statement in a second customer interface, wherein the embedded statement is inaccessible to the first customer interface; presenting, in the first customer interface, the merchant name, the amount due, and the due date; receiving, from the first customer interface, approval to pay the invoice; determining that the approved billpay merchant participant is identified in the electronic file; and executing payment for the invoice via the payment processor computer program.
    Type: Application
    Filed: May 31, 2023
    Publication date: December 28, 2023
    Inventors: Andrea COUTU, Riti SINGHAL, Michael HORGAN, Othman ELGOUMHI, Rimoun GHALY, Baxter P CAMPBELL, Matthew D ROSE, Ken GUTIERREZ, Elmahdi ERRAJI, Brendan CROTTY, Bill SMART, Jeffrey LIN, O'Brian SANTOS, Abdallah Mancour BILLAH, Rachel WULF, Nicholas R APOSTOLU, Krishnan NAIR, Victoria LEE, Mark S WEBER
  • Publication number: 20220010896
    Abstract: A gasket has an annular gasket base extending circumferentially about a gasket axis. A central flange extends inwardly away from the gasket base toward the gasket axis. The central flange has an apex positioned at a first distance from the gasket axis. A first arm is spaced apart from the central flange and extends radially and inwardly away from the gasket base toward the gasket axis. The first arm includes a first sealing portion. The first sealing portion defines a first sealing surface spaced apart from the gasket axis by a second distance which is greater than the first distance. A second arm is spaced apart from the central flange and extends radially and inwardly away from the gasket base toward the gasket axis. The second arm includes a second sealing portion defining a second sealing surface.
    Type: Application
    Filed: November 13, 2019
    Publication date: January 13, 2022
    Inventors: Michael Horgan, Gary Luiz
  • Publication number: 20210342901
    Abstract: Systems and methods for machine-assisted document input are disclosed. In one embodiment, a method may include a data extraction application executed by a computer processor: receiving an image of a document/email; generating a transcript of the document/email, wherein the transcript comprises a plurality of text groups from the document/email and a location for each text group in the document/email; identifying a vendor associated with the document/email based on contents of one of the text groups and/or one of the locations of the one of one of the text groups; retrieving a vendor-specific machine learning model for the vendor; associating each of the plurality of locations in the document/email with a billing field using the vendor-specific machine learning model; extracting each of the text groups into one of the billing fields based on the association; and transmitting the billing fields with the extracted data to a user electronic device.
    Type: Application
    Filed: April 28, 2021
    Publication date: November 4, 2021
    Inventors: Jiangling WANG, Song Ting CENG, Hong JI, Somnath CHOUDHURI, Michael K. O'LEARY, Riti SINGHAL, Sandeep KOLLA, Syed Mohammed Abbas UBAISE, Michael HORGAN
  • Patent number: 9080700
    Abstract: Coupling devices for joining pipe ends include annular gaskets. Example gaskets include pipe interface profiles for sealing performance and manufacturability.
    Type: Grant
    Filed: May 2, 2011
    Date of Patent: July 14, 2015
    Assignee: Mueller International LLC
    Inventors: Sandra M. Lippka, Michael Horgan
  • Patent number: 8646814
    Abstract: Coupling devices for joining pipe ends include annular gaskets. Example gaskets include pipe interface profiles for sealing performance and manufacturability.
    Type: Grant
    Filed: October 3, 2008
    Date of Patent: February 11, 2014
    Assignee: Anvil International LLC
    Inventors: Sandra M. Lippka, Michael Horgan
  • Publication number: 20110204582
    Abstract: Various embodiments of the present invention provide improved coupling devices for joining pipe ends that have improved sealing performance and manufacturability over known pipe coupling devices. One of the improvements provided by embodiments of the present invention is a unique design of the gasket. Various embodiments of the gasket include an innovative pipe interface profile that improves the manufacturability of the gasket itself and its sealing performance.
    Type: Application
    Filed: May 2, 2011
    Publication date: August 25, 2011
    Applicant: ANVIL INTERNATIONAL, LP
    Inventors: Sandra M. Lippka, Michael Horgan
  • Publication number: 20090146417
    Abstract: Various embodiments of the present invention provide improved coupling devices for joining pipe ends that have improved sealing performance and manufacturability over known pipe coupling devices. One of the improvements provided by embodiments of the present invention is a unique design of the gasket. Various embodiments of the gasket include an innovative pipe interface profile that improves the manufacturability of the gasket itself and its sealing performance.
    Type: Application
    Filed: October 3, 2008
    Publication date: June 11, 2009
    Inventors: Sandra M. Lippka, Michael Horgan