Patents by Inventor Michael J. Feczko

Michael J. Feczko has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20020091646
    Abstract: The present invention provides a proxy process and system for emulating card-present credit card transactions in credit card transactions occurring over a computer network. The process involves collecting credit card information and identification information from the cardholder and presenting that information to an identifier. Once the cardholder has been identified by the identifier, an authentication server generates a code and transmits the code to the cardholder to “set up” the credit card. The cardholder possessing both the credit card information and the code then sends that information and code from the cardholder's PC to the authentication server, which compares the credit card information and code to the credit card information and code stored from the credit card set up and if they match, a secure pay digital certificate is issued to the cardholder's computer.
    Type: Application
    Filed: October 22, 2001
    Publication date: July 11, 2002
    Inventors: Lawrence L. Lake, Gregory E. Hedges, Martin Staks, Edward M. Hau, Jeffrey T. Eberwein, John B. McCormick, J. Russell Gates, Michael J. Feczko