Patents by Inventor Michael J. Harty
Michael J. Harty has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 9224273Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.Type: GrantFiled: November 28, 2012Date of Patent: December 29, 2015Assignee: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: James D Atkinson, Robert Konecny, Paul D Magee, James Block, Randall W Jenkins, Tim Crews, Michael J Harty, Richard C Lute, Klaus Steinbach, Natarajan Ramachandran, Songtao Ma, Sathish Irudayam
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Publication number: 20150317056Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records includes at least one processor that is in operative connection with a card reader and a touch screen display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination that the read card data corresponds to an authorized financial account. Data corresponding to a user input character is resolved by the at least one processor responsive to contact with the touch screen display input surface, which may not include any visible output indicia that corresponds to the input character.Type: ApplicationFiled: July 14, 2015Publication date: November 5, 2015Inventors: Michael J. HARTY, Randall JENKINS, Tim CREWS, Natarajan RAMACHANDRAN
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Patent number: 9177449Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. A secure chest portion of the machine is accessible responsive to servicer input through an input device of the machine.Type: GrantFiled: March 15, 2012Date of Patent: November 3, 2015Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: David E. Kolinski-Schultz, James Block, Randall W. Jenkins, Tim Crews, Michael J. Harty, Paul D. Magee, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran
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Patent number: 9082253Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records includes at least one processor that is in operative connection with a card reader and a touch screen display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination that the read card data corresponds to an authorized financial account. Data corresponding to a user input character is resolved by the at least one processor responsive to contact with the touch screen display input surface, which may not include any visible output indicia that corresponds to the input character.Type: GrantFiled: October 26, 2011Date of Patent: July 14, 2015Assignee: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: Michael J. Harty, Randall W. Jenkins, Tim Crews, Natarajan Ramachandran
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Publication number: 20150179024Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a touch screen display. The processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Data corresponding to a user input alphanumeric characters is resolved by the processor responsive to contact with an input surface of the touch screen display. The area of contact may not include any visible output indicia that corresponds to the possible input characters prior to contact.Type: ApplicationFiled: December 23, 2014Publication date: June 25, 2015Inventors: Michael J. HARTY, Randall JENKINS, Tim CREWS, Natarajan RAMACHANDRAN
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Patent number: 8978971Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and the display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Unauthorized observation of manual inputs to an input device is prevented through the use of nonvisible light emitters that prevent the observation of such inputs via an electronic camera interception device.Type: GrantFiled: February 14, 2012Date of Patent: March 17, 2015Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: James Block, Randall W Jenkins, Tim Crews, Michael J Harty, Paul D Magee, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran
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Patent number: 8950665Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and the display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Unauthorized observation of manual inputs to an input device is prevented through the use of nonvisible light emitters that prevent the observation of such inputs via an electronic camera interception device.Type: GrantFiled: February 14, 2012Date of Patent: February 10, 2015Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Block, Randall W. Jenkins, Tim Crews, Michael J. Harty, Paul D. Magee, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran
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Patent number: 8925799Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The machine includes a card reader operative to read card data corresponding to at least one of a user and a financial account. A computer associated with the machine is operative to cause a determination to be made that the card data corresponds to a financial account authorized to conduct a transaction through operation of the machine. The account corresponding to the card data is assessed or credited with a value associated with the transaction. A record of the transaction is printed through operation of a printer. The machine includes at least one serviceable component. Sensors are operative to sense whether a serviceable component is in an operative position, and to provide an indication related thereto.Type: GrantFiled: March 15, 2012Date of Patent: January 6, 2015Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Michael J. Harty, H. Thomas Graef, David E. Kolinski-Schultz
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Patent number: 8915422Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes a processor that is in operative connection with a card reader and a touch screen display. The processor can cause the card reader to read card data from a user card, and can determine whether the read card data corresponds to an authorized financial account. Without the touch screen display surface visibly providing indicia that corresponds to a desired character, the user can still input the character through user contact with the touch screen display surface. The processor can resolve the desired character from the user contact.Type: GrantFiled: October 26, 2011Date of Patent: December 23, 2014Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Michael J. Harty, Randall Jenkins, Tim Crews, Natarajan Ramachandran
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Publication number: 20140339758Abstract: An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.Type: ApplicationFiled: August 5, 2014Publication date: November 20, 2014Inventors: Jeffrey M. EASTMAN, Brian JONES, Michael S. JOHNSON, Shawn GRIGGY, Jeff A. BRANNAN, Michael J. HARTY, Robert W. BARNETT, Eric S. VANKEULEN, Mike R. RYAN, William D. BESKITT, Kenneth TUROCY
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Patent number: 8794512Abstract: An automated banking machine can cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that can read from user cards, card data that corresponds to financial accounts. The machine can operate responsive to the read card data to carry out transactions that transfer and/or allocate funds between accounts. The machine can provide users a transaction receipt. The machine includes a cash dispenser that can dispense cash to machine users. Value of dispensed cash can be assessed to an account which corresponds to the read card data. The machine also includes an accepting device that can receive currency bills and/or checks from users. An account that corresponds to the read card data can be credited for the value of received bills and/or checks.Type: GrantFiled: August 24, 2012Date of Patent: August 5, 2014Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Jeffrey M. Eastman, Brian Jones, Michael S. Johnson, Shawn Griggy, Jeff A. Brannan, Michael J. Harty, Robert W. Barnett, Eric S. VanKeulen, Mike R. Ryan, William D. Beskitt, Kenneth Turocy
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Patent number: 8281986Abstract: An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.Type: GrantFiled: June 26, 2009Date of Patent: October 9, 2012Assignee: Diebold Self-Service SystemsInventors: Jeffrey M. Eastman, Brian Jones, Michael S. Johnson, Shawn Griggy, Jeff A. Brannan, Michael J. Harty, Robert W. Barnett, Eric S. VanKeulen, Mike R. Ryan, William D. Beskitt, Kenneth Turocy
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Patent number: 8251281Abstract: An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.Type: GrantFiled: June 26, 2009Date of Patent: August 28, 2012Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Jeffrey M. Eastman, Brian Jones, Michael S. Johnson, Shawn Griggy, Jeff A. Brannan, Michael J. Harty, Robert W. Barnett, Eric S. VanKeulen, Mike R. Ryan, William D. Beskitt, Kenneth Turocy
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Patent number: 8033455Abstract: A banking system includes an automated banking machine controlled by data bearing records. The machine compares indicia from a bearer record with computer information regarding the bearer. The machine operates to reallocate credit among various accounts responsive to computer determined correspondence among stored user identification data, read card data, and read biometric data. The machine also includes a note presenter and a currency cassette. A gate of the presenter is located at a note dispensing outlet of the machine. The gate is opened by actuating a lever linked with an arm connected to the gate. The currency cassette includes a one-piece polymer body attached to a one-piece polymer lid. A one-piece tambour door is movable along guide tracks integrally formed with body side walls.Type: GrantFiled: June 30, 2010Date of Patent: October 11, 2011Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: H. Thomas Graef, Michael J. Harty, Kenneth C. Kontor, Eric S. VanKeulen, William D. Beskitt, Michael S. Johnson
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Publication number: 20100288831Abstract: A banking system includes an automated banking machine controlled by data bearing records. The machine compares indicia from a bearer record with computer information regarding the bearer. The machine operates to reallocate credit among various accounts responsive to computer determined correspondence among stored user identification data, read card data, and read biometric data. The machine also includes a note presenter and a currency cassette. A gate of the presenter is located at a note dispensing outlet of the machine. The gate is opened by actuating a lever linked with an arm connected to the gate. The currency cassette includes a one-piece polymer body attached to a one-piece polymer lid. A one-piece tambour door is movable along guide tracks integrally formed with body side walls.Type: ApplicationFiled: June 30, 2010Publication date: November 18, 2010Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: H. Thomas Graef, Michael J. Harty, Kenneth C. Kontor, Eric S. VanKeulen, William D. Beskitt, Michael S. Johnson
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Patent number: 7780073Abstract: A polymer currency cassette for an ATM. The cassette includes a one-piece polymer body attached to a one-piece polymer lid. The lid is arranged with the body to resist entry into the cassette interior. Integral stiffening ribs are provided. The body side walls include integrally formed guide tracks. A one-piece tambour door is securely movable along the guide tracks. The upper edge of each body side wall extends into a gap created between double-walled side walls of the lid when the lid is closed. A tab, which projects outward from an upper edge of a body side wall, extends even further into the closed lid. The tab becomes nested in an aligned slot in the lid when the lid is closed. A nested tab affords further cassette security by providing resistance to lid and body separation.Type: GrantFiled: September 18, 2006Date of Patent: August 24, 2010Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: H. Thomas Graef, Michael J. Harty, Kenneth C. Kontor, Eric S. VanKeulen, William D. Beskitt, Michael S. Johnson
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Patent number: 7735723Abstract: An automated canister reloading machine is able to reload a currency canister removed from an ATM. The reloading machine includes a supply of currency notes. The reloading machine can transfer currency notes from the supply into a storage area of the canister. The canister includes a memory that can store data representative of information concerning the canister, such as data representative of the type and number of currency notes held in the canister. The reloading machine is able to update the canister memory.Type: GrantFiled: November 10, 2008Date of Patent: June 15, 2010Assignee: Diebold Self-Service Systems division of Diebold IncorporatedInventors: Matthew V. Force, H. Thomas Graef, Robert A. Bowser, Jeffrey M. Eastman, Michael J. Harty, Andrew Junkins, Michael E. Lindroos, Mark J. Owens, Mike R. Ryan, Alan Looney, Roy Shirah
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Patent number: 7344132Abstract: An automated banking machine (10) includes at least one of sheet dispensing mechanisms (34, 36, 38, 40, 210). Each sheet dispensing mechanism includes a picking member (72, 212). The picking member rotates, and with each rotation generally causes an end note to be picked from a stack (42, 264) of sheets. The picking member (212) includes an arcuate projecting portion (258) that reduces the risk of damage to the leading edge areas of sheets due to opposed picking and stripping forces.Type: GrantFiled: March 9, 2004Date of Patent: March 18, 2008Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: H. Thomas Graef, Kenneth C. Kontor, Michael J. Harty, Brian M. Jones
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Patent number: 7195237Abstract: An automated banking machine (10) includes at least one of sheet dispensing mechanisms (34, 36, 38, 40, 210). Each sheet dispensing mechanism includes a picking member (72, 212). The picking member rotates, and with each rotation generally causes an end note to be picked from a stack (42, 264) of sheets. The picking member (212) includes an arcuate projecting portion (258) that reduces the risk of damage to the leading edge areas of sheets due to opposed picking and stripping forces.Type: GrantFiled: March 9, 2004Date of Patent: March 27, 2007Assignee: Diebold Self-Service Systems Division of Diebold IncorporatedInventors: H. Thomas Graef, Kenneth C. Kontor, Michael J. Harty, Brian M. Jones
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Patent number: 7182329Abstract: An automated banking machine (10) includes at least one of sheet dispensing mechanisms (34, 36, 38, 40, 210). Each sheet dispensing mechanism includes a picking member (72, 212). The picking member rotates, and with each rotation generally causes an end note to be picked from a stack (42, 264) of sheets. The picking member (212) includes an arcuate projecting portion (258) that reduces the risk of damage to the leading edge areas of sheets due to opposed picking and stripping forces.Type: GrantFiled: March 9, 2004Date of Patent: February 27, 2007Assignee: Diebold Self-Service Systems division of Diedbold, IncorporatedInventors: H. Thomas Graef, Kenneth C. Kontor, Michael J. Harty, Brian M. Jones