Abstract: A system includes a computing device comprising a memory storing instructions configured to cause a processor to receive: purchase data associated with products purchased by a user, online activity data performed by the user and other users and associated with information pertaining to the products, and vendor information comprising retail sales data, after-market sales data, and product availability associated with the products. The processor determines one or more values of the products based on the purchase data, the online activity data, and the vendor information and whether the purchased products correspond to specialty products based on the purchase data, the online activity data, and the values of the products. The processor may then send a notification to the user comprising an offer for insurance for the products in response to determining the products correspond to specialty products.

Abstract: The present invention includes an elongated securement strap comprised of a plurality of joined segments. The strap preferably comprises of an elongated first webbed segment of material having a first end and a second end, an elongated second segment of material having a first end and a second end; and an elongated third webbed segment of material having a first end and a second end, wherein the segments are joined in an overlapping relationship to form the elongated strap. The second end of the first segment and the first end of the third segment have securement openings therein. The middle or second segment of the elongated strap is comprised of a stretchable material to permit ease of strapping and holding objects together.