Patents by Inventor Michael James Caughey

Michael James Caughey has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240078334
    Abstract: Disclosed herein are system, method, and computer program product embodiments for vaultless tokenization. Alphanumeric values may be determined based on numeric values generated from a hash of numeric user information shuffled through a plurality of randomly generated alphanumeric tables. The numeric user information and the alphanumeric values may be used to generate a table index. Shuffled numeric user information may be generated based on the table index and a plurality of randomly generated numeric tables, and transformed to alphanumeric user information (e.g., via format-preserving encryption, additive cipher, etc.). Each character of the alphanumeric user information may be shuffled through a different alphanumeric table of the plurality of alphanumeric tables identified for the character based on the table index. Moreover, an alphanumeric token may be generated based on the shuffled characters of the alphanumeric user information.
    Type: Application
    Filed: September 1, 2022
    Publication date: March 7, 2024
    Applicant: Capital One Services, LLC
    Inventors: Rohit JOSHI, Hao CHENG, Michael James CAUGHEY
  • Publication number: 20020099639
    Abstract: An electronic business posting and negotiated transaction system for offering business products and inventory for sale, receiving offers and counter-offers to buy, and conducting transactions for the same. The system utilizes a web-based relational database which receives, qualifies, and stores postings of business products, and receives, qualifies and responds to search queries for postings. The system receives, qualifies and transmits offers for purchase to sellers, transmits counter-offers, and maintains a searchable record of the communications and of the status of the posted goods.
    Type: Application
    Filed: January 19, 2001
    Publication date: July 25, 2002
    Inventors: Michael James Caughey, Tamara Olga Petroff, Brandon Curiel