Patents by Inventor Michael James O'Hagan

Michael James O'Hagan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8931071
    Abstract: Systems and methods for integrating biometric authentication with video conference sessions are described. An individual seeking to participate in a video conference may first be identified with a biometric parameter such as an iris scan based on a comparison of the scanned iris with a database of stored parameters. If authorized, the system may connect the individual to the video session. In addition, the system may generate dynamic tags that allow the participants to identify and locate individuals in the video conference. For example, if one of the participants is speaking and moving within the room, her tag may change color and move with her on the video screen.
    Type: Grant
    Filed: July 15, 2013
    Date of Patent: January 6, 2015
    Assignee: Bank of America Corporation
    Inventors: Kurt D. Newman, Debashis Ghosh, Michael James O'Hagan, David Joa, Timothy J. Bendel
  • Publication number: 20140321719
    Abstract: Systems and methods for biometrically identifying an individual for purchasing a product and/or service without a need for the individual to input authentication data into a system/device are described. Data representative of a scanned iris of a customer desiring to make a purchase may be made. The customer may be identified based upon the scanned iris. A determination may be made as to whether the identified customer has a plurality of accounts at a financial entity. Information of a selected account to make the purchase may be received. Sufficient funds in the selected account to make the purchase may be determined. If insufficient, a different account may be identified to make the purchase. Sufficient funds in the different account may be determined and funds in the different account may be decreased by the associated payment amount.
    Type: Application
    Filed: April 7, 2014
    Publication date: October 30, 2014
    Applicant: Bank of America Corporation
    Inventors: Kurt D. Newman, Debashis Ghosh, David Joa, Timothy J. Bendel, Michael James O'Hagan, Mayur Dhanji Chheda
  • Patent number: 8693737
    Abstract: Systems and methods for biometrically identifying an individual for purchasing a product and/or service without a need for the individual to input authentication data into a system/device are described. Data representative of a scanned iris of a customer desiring to make a purchase may be made. The customer may be identified based upon the scanned iris. A determination may be made as to whether the identified customer has a plurality of accounts at a financial entity. Information of a selected account to make the purchase may be received. Sufficient funds in the selected account to make the purchase may be determined. If insufficient, a different account may be identified to make the purchase. Sufficient funds in the different accounts may be determined and funds in the different accounts may be decreased by the associated payment amount.
    Type: Grant
    Filed: September 30, 2008
    Date of Patent: April 8, 2014
    Assignee: Bank of America Corporation
    Inventors: Kurt D. Newman, Debashish Ghosh, David Joa, Timothy J. Bendel, Michael James O'Hagan, Mayur Chheda
  • Publication number: 20130305337
    Abstract: Systems and methods for integrating biometric authentication with video conference sessions are described. An individual seeking to participate in a video conference may first be identified with a biometric parameter such as an iris scan based on a comparison of the scanned iris with a database of stored parameters. If authorized, the system may connect the individual to the video session. In addition, the system may generate dynamic tags that allow the participants to identify and locate individuals in the video conference. For example, if one of the participants is speaking and moving within the room, her tag may change color and move with her on the video screen.
    Type: Application
    Filed: July 15, 2013
    Publication date: November 14, 2013
    Inventors: Kurt D. Newman, Debashis Ghosh, Michael James O'Hagan, David Joa, Timothy J. Bendel
  • Patent number: 8489887
    Abstract: Systems and methods for integrating biometric authentication with video conference sessions are described. An individual seeking to participate in a video conference may first be identified with a biometric parameter such as an iris scan based on a comparison of the scanned iris with a database of stored parameters. If authorized, the system may connect the individual to the video session. In addition, the system may generate dynamic tags that allow the participants to identify and locate individuals in the video conference. For example, if one of the participants is speaking and moving within the room, her tag may change color and move with her on the video screen.
    Type: Grant
    Filed: December 31, 2008
    Date of Patent: July 16, 2013
    Assignee: Bank of America Corporation
    Inventors: Kurt D. Newman, Debashis Ghosh, Michael James O'Hagan, David Joa, Timothy J. Bendel
  • Patent number: 8207815
    Abstract: Systems and methods for integrating facility access with other security systems are described. An individual seeking access authorization to a facility may be identified with a biometric parameter such as an iris scan. If authorized, the system may allow entry by disabling the alarm system, and a time period for access may be determined based on one or more characteristics associated with the individual. These characteristics may include the functional role of the individual at the facility and/or the location of the facility itself. Moreover, this facility access authorization system may be integrated with a network access authorization system associated with the facility so that when an individual gains access to the facility for a specific time period, the system is also able to determine how long the individual may access its network resources.
    Type: Grant
    Filed: December 19, 2008
    Date of Patent: June 26, 2012
    Assignee: Bank of America Corporation
    Inventors: Kurt D. Newman, Debashis Ghosh, Michael James O'Hagan, David Joa, Timothy J. Bendel
  • Publication number: 20110213709
    Abstract: Systems and methods for biometrically identifying an individual for purchasing a product and/or service without a need for the individual to input authentication data into a system/device are described. Data representative of a scanned iris of a customer desiring to make a purchase may be made. The customer may be identified based upon the scanned iris. A determination may be made as to whether the identified customer desires to make a purchase with an associated payment amount from an entity. A determination may be made as to whether the identified customer has a default purchase at the entity. Information of an account of the customer to make a purchase may be received and funds in the account may be debited by the associated payment amount. An item corresponding with the purchase based upon the scanned iris may be determined.
    Type: Application
    Filed: May 12, 2011
    Publication date: September 1, 2011
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Kurt D. Newman, Christopher R. Griggs, Joseph A. Giordano, Debashis Ghosh, David Joa, Timothy J. Bendel, Michael James O'Hagan
  • Publication number: 20110213710
    Abstract: Systems and methods for authorizing an individual for purchasing a product and/or service are described. Monetary funds of a customer of a company may be received into a monetary account of the company at the financial entity. The received monetary funds of the customer may be maintained virtually in a non-monetary account with the non-monetary account value being proportional to the received monetary funds. A determination may be made as to whether an identified customer is authorized to make a purchase with an associated payment amount. The customer may be identified by a scanned iris. Upon determining the identified customer is authorized, the non-monetary account value may be decreased proportional to the associated payment amount.
    Type: Application
    Filed: May 12, 2011
    Publication date: September 1, 2011
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Kurt D. Newman, Christopher R. Griggs, Joseph A. Giordano, Debashis Ghosh, David Joa, Timothy J. Bendel, Michael James O'Hagan
  • Publication number: 20100156591
    Abstract: Systems and methods for integrating facility access with other security systems are described. An individual seeking access authorization to a facility may be identified with a biometric parameter such as an iris scan. If authorized, the system may allow entry by disabling the alarm system, and a time period for access may be determined based on one or more characteristics associated with the individual. These characteristics may include the functional role of the individual at the facility and/or the location of the facility itself. Moreover, this facility access authorization system may be integrated with a network access authorization system associated with the facility so that when an individual gains access to the facility for a specific time period, the system is also able to determine how long the individual may access its network resources.
    Type: Application
    Filed: December 19, 2008
    Publication date: June 24, 2010
    Applicant: BANK OF AMERICA
    Inventors: Kurt D. Newman, Debashis Ghosh, Michael James O'Hagan, David Joa, Timothy J. Bendel