Patents by Inventor Michael James O'Hagan
Michael James O'Hagan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 8931071Abstract: Systems and methods for integrating biometric authentication with video conference sessions are described. An individual seeking to participate in a video conference may first be identified with a biometric parameter such as an iris scan based on a comparison of the scanned iris with a database of stored parameters. If authorized, the system may connect the individual to the video session. In addition, the system may generate dynamic tags that allow the participants to identify and locate individuals in the video conference. For example, if one of the participants is speaking and moving within the room, her tag may change color and move with her on the video screen.Type: GrantFiled: July 15, 2013Date of Patent: January 6, 2015Assignee: Bank of America CorporationInventors: Kurt D. Newman, Debashis Ghosh, Michael James O'Hagan, David Joa, Timothy J. Bendel
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Publication number: 20140321719Abstract: Systems and methods for biometrically identifying an individual for purchasing a product and/or service without a need for the individual to input authentication data into a system/device are described. Data representative of a scanned iris of a customer desiring to make a purchase may be made. The customer may be identified based upon the scanned iris. A determination may be made as to whether the identified customer has a plurality of accounts at a financial entity. Information of a selected account to make the purchase may be received. Sufficient funds in the selected account to make the purchase may be determined. If insufficient, a different account may be identified to make the purchase. Sufficient funds in the different account may be determined and funds in the different account may be decreased by the associated payment amount.Type: ApplicationFiled: April 7, 2014Publication date: October 30, 2014Applicant: Bank of America CorporationInventors: Kurt D. Newman, Debashis Ghosh, David Joa, Timothy J. Bendel, Michael James O'Hagan, Mayur Dhanji Chheda
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Patent number: 8693737Abstract: Systems and methods for biometrically identifying an individual for purchasing a product and/or service without a need for the individual to input authentication data into a system/device are described. Data representative of a scanned iris of a customer desiring to make a purchase may be made. The customer may be identified based upon the scanned iris. A determination may be made as to whether the identified customer has a plurality of accounts at a financial entity. Information of a selected account to make the purchase may be received. Sufficient funds in the selected account to make the purchase may be determined. If insufficient, a different account may be identified to make the purchase. Sufficient funds in the different accounts may be determined and funds in the different accounts may be decreased by the associated payment amount.Type: GrantFiled: September 30, 2008Date of Patent: April 8, 2014Assignee: Bank of America CorporationInventors: Kurt D. Newman, Debashish Ghosh, David Joa, Timothy J. Bendel, Michael James O'Hagan, Mayur Chheda
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Publication number: 20130305337Abstract: Systems and methods for integrating biometric authentication with video conference sessions are described. An individual seeking to participate in a video conference may first be identified with a biometric parameter such as an iris scan based on a comparison of the scanned iris with a database of stored parameters. If authorized, the system may connect the individual to the video session. In addition, the system may generate dynamic tags that allow the participants to identify and locate individuals in the video conference. For example, if one of the participants is speaking and moving within the room, her tag may change color and move with her on the video screen.Type: ApplicationFiled: July 15, 2013Publication date: November 14, 2013Inventors: Kurt D. Newman, Debashis Ghosh, Michael James O'Hagan, David Joa, Timothy J. Bendel
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Patent number: 8489887Abstract: Systems and methods for integrating biometric authentication with video conference sessions are described. An individual seeking to participate in a video conference may first be identified with a biometric parameter such as an iris scan based on a comparison of the scanned iris with a database of stored parameters. If authorized, the system may connect the individual to the video session. In addition, the system may generate dynamic tags that allow the participants to identify and locate individuals in the video conference. For example, if one of the participants is speaking and moving within the room, her tag may change color and move with her on the video screen.Type: GrantFiled: December 31, 2008Date of Patent: July 16, 2013Assignee: Bank of America CorporationInventors: Kurt D. Newman, Debashis Ghosh, Michael James O'Hagan, David Joa, Timothy J. Bendel
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Patent number: 8207815Abstract: Systems and methods for integrating facility access with other security systems are described. An individual seeking access authorization to a facility may be identified with a biometric parameter such as an iris scan. If authorized, the system may allow entry by disabling the alarm system, and a time period for access may be determined based on one or more characteristics associated with the individual. These characteristics may include the functional role of the individual at the facility and/or the location of the facility itself. Moreover, this facility access authorization system may be integrated with a network access authorization system associated with the facility so that when an individual gains access to the facility for a specific time period, the system is also able to determine how long the individual may access its network resources.Type: GrantFiled: December 19, 2008Date of Patent: June 26, 2012Assignee: Bank of America CorporationInventors: Kurt D. Newman, Debashis Ghosh, Michael James O'Hagan, David Joa, Timothy J. Bendel
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Publication number: 20110213709Abstract: Systems and methods for biometrically identifying an individual for purchasing a product and/or service without a need for the individual to input authentication data into a system/device are described. Data representative of a scanned iris of a customer desiring to make a purchase may be made. The customer may be identified based upon the scanned iris. A determination may be made as to whether the identified customer desires to make a purchase with an associated payment amount from an entity. A determination may be made as to whether the identified customer has a default purchase at the entity. Information of an account of the customer to make a purchase may be received and funds in the account may be debited by the associated payment amount. An item corresponding with the purchase based upon the scanned iris may be determined.Type: ApplicationFiled: May 12, 2011Publication date: September 1, 2011Applicant: BANK OF AMERICA CORPORATIONInventors: Kurt D. Newman, Christopher R. Griggs, Joseph A. Giordano, Debashis Ghosh, David Joa, Timothy J. Bendel, Michael James O'Hagan
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Publication number: 20110213710Abstract: Systems and methods for authorizing an individual for purchasing a product and/or service are described. Monetary funds of a customer of a company may be received into a monetary account of the company at the financial entity. The received monetary funds of the customer may be maintained virtually in a non-monetary account with the non-monetary account value being proportional to the received monetary funds. A determination may be made as to whether an identified customer is authorized to make a purchase with an associated payment amount. The customer may be identified by a scanned iris. Upon determining the identified customer is authorized, the non-monetary account value may be decreased proportional to the associated payment amount.Type: ApplicationFiled: May 12, 2011Publication date: September 1, 2011Applicant: BANK OF AMERICA CORPORATIONInventors: Kurt D. Newman, Christopher R. Griggs, Joseph A. Giordano, Debashis Ghosh, David Joa, Timothy J. Bendel, Michael James O'Hagan
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Publication number: 20100156591Abstract: Systems and methods for integrating facility access with other security systems are described. An individual seeking access authorization to a facility may be identified with a biometric parameter such as an iris scan. If authorized, the system may allow entry by disabling the alarm system, and a time period for access may be determined based on one or more characteristics associated with the individual. These characteristics may include the functional role of the individual at the facility and/or the location of the facility itself. Moreover, this facility access authorization system may be integrated with a network access authorization system associated with the facility so that when an individual gains access to the facility for a specific time period, the system is also able to determine how long the individual may access its network resources.Type: ApplicationFiled: December 19, 2008Publication date: June 24, 2010Applicant: BANK OF AMERICAInventors: Kurt D. Newman, Debashis Ghosh, Michael James O'Hagan, David Joa, Timothy J. Bendel