Patents by Inventor Michael Jay Szentes
Michael Jay Szentes has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 11902463Abstract: A system may include a processor that may execute computer-executable instructions that cause the processor to receive caller information regarding an incoming communication from a caller and receive a request from a user to route the incoming communication to a virtual assistant application. The virtual assistant application is configured to interact with the caller and determine whether the caller is associated a fraudulent caller activity stored on databases accessible by the processor. The processor may then receive an indication from the virtual assistant application that the caller is associated with the fraudulent caller activity and forward the incoming communication to another party in response to receiving the indication.Type: GrantFiled: December 21, 2022Date of Patent: February 13, 2024Assignee: United Services Automobile Association (USAA)Inventors: Andre Rene Buentello, Mark Anthony Lopez, Gregory Brian Meyer, Ashley Raine Philbrick, Garrett Rielly Rapport, Jose L. Romero, Jr., Michael Jay Szentes
-
Patent number: 11816747Abstract: Systems and methods for detecting use of a property are provided. A first set of property identifying data for a first property is received from a first source. The first source indicates a use of the first property but does not publicly provide an address of the first property prior to initiation of a request for use of the first property. A second set of property identifying data for a second property from a second source is also received. The second source provides a property address of the second property. The first set of data are compared to the second set of data, to determine an amount of overlap. When the amount of overlap meets a pre-defined threshold amount, the first property and the second property are identified as a common property and a notice is provided of the property address and the use of the common property.Type: GrantFiled: August 9, 2019Date of Patent: November 14, 2023Assignee: United Services Automobile Association (USAA)Inventors: Andre Rene Buentello, Mark Anthony Lopez, Gregory Brian Meyer, Ashley Raine Philbrick, Garrett Rielly Rapport, Jose L. Romero, Jr., Michael Jay Szentes
-
Patent number: 11748676Abstract: Systems and methods for virtual walkthroughs are provided. Pre-loss and post loss captures of an environment are captured and analyzed to identify loss estimates and trigger claim fulfillment based upon the loss estimates.Type: GrantFiled: February 13, 2020Date of Patent: September 5, 2023Assignee: United Services Automobile Association (USAA)Inventors: Andre Rene Buentello, Jose L. Romero, Jr., Garrett Rielly Rapport, Gregory Brian Meyer, Michael Jay Szentes, Mark Anthony Lopez, Ashley Raine Philbrick
-
Patent number: 11539834Abstract: A system may include a processor that may execute computer-executable instructions that cause the processor to receive caller information regarding an incoming communication from a caller and receive a request from a user to route the incoming communication to a virtual assistant application. The virtual assistant application is configured to interact with the caller and determine whether the caller is associated a fraudulent caller activity stored on databases accessible by the processor. The processor may then receive an indication from the virtual assistant application that the caller is associated with the fraudulent caller activity and forward the incoming communication to another party in response to receiving the indication.Type: GrantFiled: April 21, 2021Date of Patent: December 27, 2022Assignee: United Services Automobile Association (USAA)Inventors: Andre Rene Buentello, Mark Anthony Lopez, Gregory Brian Meyer, Ashley Raine Philbrick, Garrett Rielly Rapport, Jose L. Romero, Jr., Michael Jay Szentes
-
Patent number: 11477622Abstract: The present disclosure relates to monitoring sound in and around a vehicle to predict unsafe driving events, and using the sound information to detect and reduce unsafe driving conditions. A computing device receives information indicative of a sound in or near a vehicle. The sound information may be received via the vehicle itself or via a device. The computing device then determines whether there is an indication of an unwanted driving event. The computing device also receives vehicle operation data extracted from one or more vehicle sensors. The computing device then determines whether there is an indication of unsafe driving conditions, and if there is, the computing device may output a notice or alert via a notification system to alert the driver or, in certain embodiments, other parties via social media, text message, chat programs, and the like.Type: GrantFiled: June 23, 2021Date of Patent: October 18, 2022Assignee: United Services Automobile Association (USAA)Inventors: Andre Rene Buentello, Mark Anthony Lopez, Gregory Brian Meyer, Ashley Raine Philbrick, Garrett Rielly Rapport, Jose L. Romero, Jr., Michael Jay Szentes
-
Patent number: 11446949Abstract: Embodiments are described herein for a teller check that includes enhanced security features. In response to a request from a user, a teller check image is generated using a check template and that includes check information in fields of the check template. The teller check also includes a unique visible pattern or unique visible picture in the image that serves as an enhanced security feature. A captured image or received image of the teller check is able to be verified based on data extracted from the unique visible pattern or unique visible picture.Type: GrantFiled: September 23, 2019Date of Patent: September 20, 2022Assignee: United Services Automobile Association (USAA)Inventors: Andre Rene Buentello, Mark Anthony Lopez, Gregory Brian Meyer, Ashley Raine Philbrick, Garrett Rielly Rapport, Jose L. Romero, Jr., Michael Jay Szentes
-
Patent number: 11200339Abstract: The present disclosure relates to a system, method, and apparatus for securing electronic personal identifying information. The system enhances data privacy, by minimizing the amount of authentic personal identifying information that is shared with a third party. Namely, the system includes a database of known websites, apps, etc. that require personal identifying information to sign up—and then classifies whether any given type of information is strictly necessary to the functioning of the website. The system then generates placeholder “dummy” data for any fields that are required for signup, but are not strictly necessary for the website to function. The system allows for creation of several user profiles that vary the amount of authentic personal identifying information to be shared, based on the user's preferences. The system therefore helps to secure personal information in the event that, for example, the website later has a data breach.Type: GrantFiled: August 13, 2019Date of Patent: December 14, 2021Assignee: United Services Automobile Association (USAA)Inventors: Michael Jay Szentes, Sumita T. Jonak, Brian Christopher Hawes, Shane Elliot Richard
-
Patent number: 11102344Abstract: A system may include a processor that may execute computer-executable instructions that cause the processor to receive caller information regarding an incoming communication from a caller and receive a request from a user to route the incoming communication to a virtual assistant application. The virtual assistant application is configured to interact with the caller and determine whether the caller is associated a fraudulent caller activity stored on databases accessible by the processor. The processor may then receive an indication from the virtual assistant application that the caller is associated with the fraudulent caller activity and forward the incoming communication to another party in response to receiving the indication.Type: GrantFiled: January 24, 2020Date of Patent: August 24, 2021Assignee: United States Automobile Association (USAA)Inventors: Andre Rene Buentello, Mark Anthony Lopez, Gregory Brian Meyer, Ashley Raine Philbrick, Garrett Rielly Rapport, Jose L. Romero, Jr., Michael Jay Szentes
-
Patent number: 11076274Abstract: The present disclosure relates to monitoring sound in and around a vehicle to predict unsafe driving events, and using the sound information to detect and reduce unsafe driving conditions. A computing device receives information indicative of a sound in or near a vehicle. The sound information may be received via the vehicle itself or via a device. The computing device then determines whether there is an indication of an unwanted driving event. The computing device also receives vehicle operation data extracted from one or more vehicle sensors. The computing device then determines whether there is an indication of unsafe driving conditions, and if there is, the computing device may output a notice or alert via a notification system to alert the driver or, in certain embodiments, other parties via social media, text message, chat programs, and the like.Type: GrantFiled: September 23, 2019Date of Patent: July 27, 2021Assignee: United Services Automobile Association (USAA)Inventors: Andre Rene Buentello, Mark Anthony Lopez, Gregory Brian Meyer, Ashley Raine Philbrick, Garrett Rielly Rapport, Jose L. Romero, Jr., Michael Jay Szentes
-
Patent number: 10504302Abstract: A vehicle monitoring system with a camera is disclosed for creating video or still photo data at the time of a detected accident. The monitoring system monitors a vehicle parameter using a sensor contained within the vehicle. The system may use a processor contained within the vehicle to monitor the vehicle parameter. The system sets a parameter threshold. When the system detects, using the sensor, that the parameter has met the threshold it captures a video or still photo of an area surrounding the vehicle. The system then stores and/or transmits the video or still photo data to a remote server over a network.Type: GrantFiled: December 15, 2016Date of Patent: December 10, 2019Assignee: United Services Automobile Association (USAA)Inventors: Carlos Chavez, Amanda Shannon Danko, Kevin Kenneth Fiedler, Michael Jay Szentes, James Stephan Harrison
-
Patent number: 10002639Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, for sanitizing audio recordings. One of the methods includes identifying confidential information in a transcription of an audio file. The method includes altering at least a portion of the audio file to remove the identified confidential information.Type: GrantFiled: June 12, 2017Date of Patent: June 19, 2018Assignee: United Services Automobile Association (USAA)Inventors: Michael Joseph Gaeta, Michael Jay Szentes