Patents by Inventor Michael Jeronimus

Michael Jeronimus has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Biometric based authorization systems for electronic fund transfers
    Patent number: 9542684
    Abstract: A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.
    Type: Grant
    Filed: September 15, 2014
    Date of Patent: January 10, 2017
    Assignee: The Western Union Company
    Inventors: Michael Jeronimus, Ken Algiene, Scott R. Paintin
  • BIOMETRIC BASED AUTHORIZATION SYSTEMS FOR ELECTRONIC FUND TRANSFERS
    Publication number: 20150134527
    Abstract: A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.
    Type: Application
    Filed: September 15, 2014
    Publication date: May 14, 2015
    Inventors: Michael Jeronimus, Ken Algiene, Scott R. Paintin
  • Biometric based authorization systems for electronic fund transfers
    Patent number: 8837784
    Abstract: A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.
    Type: Grant
    Filed: December 20, 2012
    Date of Patent: September 16, 2014
    Assignee: The Western Union Company
    Inventors: Michael Jeronimus, Ken Algiene, Scott R. Paintin
  • BIOMETRIC BASED AUTHORIZATION SYSTEMS FOR ELECTRONIC FUND TRANSFERS
    Publication number: 20130238501
    Abstract: A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.
    Type: Application
    Filed: December 20, 2012
    Publication date: September 12, 2013
    Applicant: The Western Union Company
    Inventors: Michael Jeronimus, Ken Algiene, Scott R. Paintin
  • Biometric based authorization systems for electronic fund transfers
    Patent number: 8345931
    Abstract: A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.
    Type: Grant
    Filed: November 21, 2006
    Date of Patent: January 1, 2013
    Assignee: The Western Union Company
    Inventors: Michael Jeronimus, Ken Algiene, Scott R. Paintin
  • BIOMETRIC BASED AUTHORIZATION SYSTEMS FOR ELECTRONIC FUND TRANSFERS
    Publication number: 20070208662
    Abstract: A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.
    Type: Application
    Filed: November 21, 2006
    Publication date: September 6, 2007
    Applicant: The Western Union Company
    Inventors: Michael Jeronimus, Ken Algiene, Scott R. Paintin