Abstract: On-line systems and methods allow customers to view and purchase financial services products, such as annuities, and the like, which are subject to State regulations and require the use of State mandated forms. Customers are able to view State-specific forms and to electronically sign such forms to make a purchase.

Abstract: The present invention provides a system and method of facilitating online transactions. The present invention is capable of receiving product information, storing same upon a repository and profiling each product according to geographical region. When a customer accesses the website utilized by the present invention, his or her address information is used to determine a geographical area of residence. Geographical area specific product forms are stored upon the repository in image-type format (for example, PDF format) substantially identical to the forms as they would appear if presented to the customer as a hard copy. Thus, once the customer has verified the correct purchasing information, the invention imports the purchasing information into the appropriate image-type geographical area specific form and displays same to the customer.