Patents by Inventor Michael Joseph Carroll
Michael Joseph Carroll has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11962617Abstract: Embodiments of the invention are directed to a system, method, or computer program product for cross-channel network security with tiered adaptive mitigation operations. In this regard, the invention is structured for dynamic detection of security events associated with network devices and resources, and triggering real-time mitigation operations across a plurality of resource channels. The invention provides a novel method for employing activity data to construct and implement mitigation actions for de-escalating authorization tiers that are adapted to the specific attributes of the activity data, in order to prevent security exposure associated with the activity. Another aspect of the invention is directed to determining whether to continue the tiered adaptive mitigation actions and/or trigger a security proceed signal.Type: GrantFiled: March 3, 2021Date of Patent: April 16, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Michael Joseph Carroll, Jeffrey Brian Bashore, Joel Filliben, Andrew DongHo Kim, Akhilendra Reddy Kotha, Pavan Kumar Reddy Kotlo, Ronnie Joe Morris, Jr., Dharmender Kumar Satija, Michael Shih, Scott Anderson Sims, Craig D. Widmann
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Patent number: 11895133Abstract: Embodiments of the present invention provide an innovative system, method, and computer program product for automated device activity analysis in both a forward and reverse fashion. A collaborative system for receiving data and continuously analyzing the data to determine emerging patterns associated with particular user devices is provided. The system is also designed to generate a historical query of user device touch points or interaction points with entity systems across multiple data vectors, and generate system alerts as patterns or potential issues are identified. Common characteristics of data may be used to detect patterns that are broadened in scope and used in a generative neural network approach.Type: GrantFiled: April 5, 2021Date of Patent: February 6, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Scott Anderson Sims, Jeffrey Brian Bashore, Michael Joseph Carroll, Christopher J. Cooley, Andrew DongHo Kim, Pavan Kumar Reddy Kotlo, Randy J. Nelson, Jennifer Quillen, Lizabeth Rosenberg, Dharmender Kumar Satija, James F. Stevens, Craig Douglas Widmann
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Publication number: 20240020370Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.Type: ApplicationFiled: September 26, 2023Publication date: January 18, 2024Applicant: BANK OF AMERICA CORPORATIONInventors: Scott Anderson Sims, Sai Kishan Alapati, Jeffrey Brian Bashore, Michael Joseph Carroll, Brian H. Corr, Andrew DongHo Kim, JR., Holly J. Martinez, Aron Megyeri, Ronnie Joe Morris, JR., Elliot Piatetsky, Jennifer Quillen, Tracy R. Regehr, Dharmender Kumar Satija, Craig Douglas Widmann
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Patent number: 11816198Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.Type: GrantFiled: April 6, 2021Date of Patent: November 14, 2023Assignee: BANK OF AMERICA CORPORATIONInventors: Scott Anderson Sims, Sai Kishan Alapati, Jeffrey Brian Bashore, Michael Joseph Carroll, Brian H. Corr, Andrew Dongho Kim, Holly J. Martinez, Aron Megyeri, Ronnie Joe Morris, Jr., Elliot Piatetsky, Jennifer Quillen, Tracy R. Regehr, Dharmender Kumar Satija, Craig Douglas Widmann
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Publication number: 20220400474Abstract: Embodiments of the present invention provide a secure edge device for contactless resource distribution and resource crediting from an automobile. In this way, the edge device may be affixed to or embedded within the side or the mirror of an automobile and be able to communicate with a third party device using near field communication. Upon authentication of a user, the edge device may communicate with the third party to transmit and present data about the resource distribution to the automobile display. The system allows for the user to select the resource distribution via the automobile display and provide a completion of resource distributions.Type: ApplicationFiled: June 11, 2021Publication date: December 15, 2022Applicant: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Naoll Addisu Merdassa, Lalit Dhawan, Robert Nyeland Huggins, Pratap Dande, Michael Joseph Carroll, Brandon Sloane, Vijaya L. Vemireddy
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Publication number: 20220318348Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.Type: ApplicationFiled: April 6, 2021Publication date: October 6, 2022Applicant: BANK OF AMERICA CORPORATIONInventors: Scott Anderson Sims, Sai Kishan Alapati, Jeffrey Brian Bashore, Michael Joseph Carroll, Brian H. Corr, Andrew DongHo Kim, Holly J. Martinez, Aron Megyeri, Ronnie Joe Morris, JR., Elliot Piatetsky, Jennifer Quillen, Tracy R. Regehr, Dharmender Kumar Satija, Craig Douglas Widmann
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Publication number: 20220321586Abstract: Embodiments of the present invention provide an innovative system, method, and computer program product for automated device activity analysis in both a forward and reverse fashion. A collaborative system for receiving data and continuously analyzing the data to determine emerging patterns associated with particular user devices is provided. The system is also designed to generate a historical query of user device touch points or interaction points with entity systems across multiple data vectors, and generate system alerts as patterns or potential issues are identified. Common characteristics of data may be used to detect patterns that are broadened in scope and used in a generative neural network approach.Type: ApplicationFiled: April 5, 2021Publication date: October 6, 2022Applicant: BANK OF AMERICA CORPORATIONInventors: Scott Anderson Sims, Jeffrey Brian Bashore, Michael Joseph Carroll, Christopher J. Cooley, Andrew DongHo Kim, Pavan Kumar Reddy Kotlo, Randy J. Nelson, Jennifer Quillen, Lizabeth Rosenberg, Dharmender Kumar Satija, James F. Stevens, Craig Douglas Widmann
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Publication number: 20220286476Abstract: Embodiments of the invention are directed to a system, method, or computer program product for cross-channel network security with tiered adaptive mitigation operations. In this regard, the invention is structured for dynamic detection of security events associated with network devices and resources, and triggering real-time mitigation operations across a plurality of resource channels. The invention provides a novel method for employing activity data to construct and implement mitigation actions for de-escalating authorization tiers that are adapted to the specific attributes of the activity data, in order to prevent security exposure associated with the activity. Another aspect of the invention is directed to determining whether to continue the tiered adaptive mitigation actions and/or trigger a security proceed signal.Type: ApplicationFiled: March 3, 2021Publication date: September 8, 2022Applicant: BANK OF AMERICA CORPORATIONInventors: Michael Joseph Carroll, Jeffrey Brian Bashore, Joel Filliben, Andrew DongHo Kim, Akhilendra Reddy Kotha, Pavan Kumar Reddy Kotlo, Ronnie Joe Morris, JR., Dharmender Kumar Satija, Michael Shih, Scott Anderson Sims, Craig D. Widmann
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Patent number: 10733293Abstract: Systems, computer program products, and methods are described herein for cross platform user event record aggregation system. The present invention is configured to receive one or more exposure events from one or more detection systems; determine that a combination of at least a portion of the one or more exposure events indicates an intrusion in at least one of the one or more detection systems, thereby requiring elevated review of each exposure event; initiate the elevated review based on at least the indication of the intrusion; determine whether the intrusion is benign or harmful; and re-train the machine learning algorithm based on at least determining whether the intrusion is benign or harmful, thereby adjusting the score for future incidents of each exposure event in the combination of at least a portion of the one or more exposure events.Type: GrantFiled: January 28, 2020Date of Patent: August 4, 2020Assignee: Bank of America CorporationInventors: Scott Anderson Sims, Kolt Arthur Bell, Michael Joseph Carroll, Elliot Piatetsky, Stephen M. Schneeweis, Craig D. Widmann, Dharmender Kumar Satija, Sai Kishan Alapati
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Patent number: 10728256Abstract: Systems, computer program products, and methods are described herein for elevated authentication model using cross-channel data. The present invention is configured to receive one or more exposure events from a detection system, wherein at least one of the one or more exposure events indicates that a user has failed an authentication requirement in at least one communication channel associated with the detection system; store the one or more exposure events in a centralized repository; determine one or more other communication channels across the one or more detection systems available for access to the user; and increase an authentication requirement of the user in the one or more other communication channels, wherein increasing the authentication requirement further comprises increasing an authentication level required to enable the user to access at least one of the one or more functions associated with at least one of the one or more applications.Type: GrantFiled: October 30, 2017Date of Patent: July 28, 2020Assignee: Bank of America CorporationInventors: Scott Anderson Sims, Kolt Arthur Bell, Michael Joseph Carroll, Andrew DongHo Kim, Elliot Piatetsky, Stephen M. Schneeweis, Michael E. Toth, Craig D. Widmann, Dharmender Kumar Satija, Sai Kishan Alapati
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Patent number: 10721246Abstract: Systems, computer program products, and methods are described herein for the creation of an exposure identification and distribution system for across silo channel integration. In this way, the system allows team integration of data across rails and silos for exposure identification. As such, the system generates a centralized repository for data and a communication linkage across the various systems used for identifying exposure and manipulated for linkage via a specific taxonomy overlay. Furthermore the system also includes logic that, when identification of a potential exposure indicate occurs, the system may communicate via distribution over the rails for integration and sharing for cross entity exposure identification.Type: GrantFiled: October 30, 2017Date of Patent: July 21, 2020Assignee: BANK OF AMERICA CORPORATIONInventors: Scott Anderson Sims, Kolt Arthur Bell, Michael Joseph Carroll, Andrew Dongho Kim, Elliot Piatetsky, Stephen M. Schneeweis, Michael E. Toth, Craig D. Widmann, Dharmender Kumar Satija, Sai Kishan Alapati, Hitesh J. Shah
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Publication number: 20200159919Abstract: Systems, computer program products, and methods are described herein for cross platform user event record aggregation system. The present invention is configured to receive one or more exposure events from one or more detection systems; determine that a combination of at least a portion of the one or more exposure events indicates an intrusion in at least one of the one or more detection systems, thereby requiring elevated review of each exposure event; initiate the elevated review based on at least the indication of the intrusion; determine whether the intrusion is benign or harmful; and re-train the machine learning algorithm based on at least determining whether the intrusion is benign or harmful, thereby adjusting the score for future incidents of each exposure event in the combination of at least a portion of the one or more exposure events.Type: ApplicationFiled: January 28, 2020Publication date: May 21, 2020Applicant: Bank of America CorporationInventors: Scott Anderson Sims, Kolt Arthur Bell, Michael Joseph Carroll, Elliot Piatetsky, Stephen M. Schneeweis, Craig D. Widmann, Dharmender Kumar Satija, Sai Kishan Alapati
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Patent number: 10621341Abstract: Systems, computer program products, and methods are described herein for cross platform user event record aggregation system. The present invention is configured to receive one or more exposure events from one or more detection systems; determine that a combination of at least a portion of the one or more exposure events indicates an intrusion in at least one of the one or more detection systems, thereby requiring elevated review of each exposure event; initiate the elevated review based on at least the indication of the intrusion; determine whether the intrusion is benign or harmful; and re-train the machine learning algorithm based on at least determining whether the intrusion is benign or harmful, thereby adjusting the score for future incidents of each exposure event in the combination of at least a portion of the one or more exposure events.Type: GrantFiled: October 30, 2017Date of Patent: April 14, 2020Assignee: Bank of America CorporationInventors: Scott Anderson Sims, Kolt Arthur Bell, Michael Joseph Carroll, Elliot Piatetsky, Stephen M. Schneeweis, Craig D. Widmann, Dharmender Kumar Satija, Sai Kishan Alapati
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Publication number: 20190132328Abstract: Systems, computer program products, and methods are described herein for elevated authentication model using cross-channel data. The present invention is configured to receive one or more exposure events from a detection system, wherein at least one of the one or more exposure events indicates that a user has failed an authentication requirement in at least one communication channel associated with the detection system; store the one or more exposure events in a centralized repository; determine one or more other communication channels across the one or more detection systems available for access to the user; and increase an authentication requirement of the user in the one or more other communication channels, wherein increasing the authentication requirement further comprises increasing an authentication level required to enable the user to access at least one of the one or more functions associated with at least one of the one or more applications.Type: ApplicationFiled: October 30, 2017Publication date: May 2, 2019Inventors: Scott Anderson Sims, Kolt Arthur Bell, Michael Joseph Carroll, Andrew DongHo Kim, Elliot Piatetsky, Stephen M. Schneeweis, Michael E. Toth, Craig D. Widmann, Dharmender Kumar Satija, Sai Kishan Alapati
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Publication number: 20190130098Abstract: Systems, computer program products, and methods are described herein for cross platform user event record aggregation system. The present invention is configured to receive one or more exposure events from one or more detection systems; determine that a combination of at least a portion of the one or more exposure events indicates an intrusion in at least one of the one or more detection systems, thereby requiring elevated review of each exposure event; initiate the elevated review based on at least the indication of the intrusion; determine whether the intrusion is benign or harmful; and re-train the machine learning algorithm based on at least determining whether the intrusion is benign or harmful, thereby adjusting the score for future incidents of each exposure event in the combination of at least a portion of the one or more exposure events.Type: ApplicationFiled: October 30, 2017Publication date: May 2, 2019Inventors: Scott Anderson Sims, Kolt Arthur Bell, Michael Joseph Carroll, Elliot Piatetsky, Stephen M. Schneeweis, Craig D. Widmann, Dharmender Kumar Satija, Sai Kishan Alapati
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Publication number: 20190132336Abstract: Systems, computer program products, and methods are described herein for the creation of an exposure identification and distribution system for across silo channel integration. In this way, the system allows team integration of data across rails and silos for exposure identification. As such, the system generates a centralized repository for data and a communication linkage across the various systems used for identifying exposure and manipulated for linkage via a specific taxonomy overlay. Furthermore the system also includes logic that, when identification of a potential exposure indicate occurs, the system may communicate via distribution over the rails for integration and sharing for cross entity exposure identification.Type: ApplicationFiled: October 30, 2017Publication date: May 2, 2019Inventors: Scott Anderson Sims, Kolt Arthur Bell, Michael Joseph Carroll, Andrew DongHo Kim, Elliot Piatetsky, Stephen M. Schneeweis, Michael E. Toth, Craig D. Widmann, Dharmender Kumar Satija, Sai Kishan Alapati, Hitesh J. Shah