Patents by Inventor Michael Jurecki

Michael Jurecki has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7996305
    Abstract: A system and method for forwarding multiple credit applications to multiple potential lenders. A user computer or a credit management server sends queries to potential lenders inquiring about the respective information fields used in the potential lenders' respective credit applications. The queries also request information relating to the desired format and transmission method of the respective credit applications. With this information, a dynamic credit application is generated which includes all of information fields from all potential lenders. A credit applicant enters credit information into the dynamic credit application. The system then generates tailored credit applications for each lender and forwards these tailored applications to the respective potential lenders. The lenders process the tailored applications and provide results to the user.
    Type: Grant
    Filed: December 17, 2010
    Date of Patent: August 9, 2011
    Assignee: Routeone LLC
    Inventors: Richard Seibert, Brad Rogers, Mark David Christensen, Michael Jurecki
  • Publication number: 20110087588
    Abstract: A system and method for forwarding multiple credit applications to multiple potential lenders. A user computer or a credit management server sends queries to potential lenders inquiring about the respective information fields used in the potential lenders' respective credit applications. The queries also request information relating to the desired format and transmission method of the respective credit applications. With this information, a dynamic credit application is generated which includes all of information fields from all potential lenders. A credit applicant enters credit information into the dynamic credit application. The system then generates tailored credit applications for each lender and forwards these tailored applications to the respective potential lenders. The lenders process the tailored applications and provide results to the user.
    Type: Application
    Filed: December 17, 2010
    Publication date: April 14, 2011
    Inventors: Richard SEIBERT, Brad Rogers, Mark David Christensen, Michael Jurecki
  • Patent number: 7882024
    Abstract: A system and method for forwarding multiple credit applications to multiple potential lenders. A user computer or a credit management server sends queries to potential lenders inquiring about the respective information fields used in the potential lenders' respective credit applications. The queries also request information relating to the desired format and transmission method of the respective credit applications. With this information, a dynamic credit application is generated which includes all of information fields from all potential lenders. A credit applicant enters credit information into the dynamic credit application. The system then generates tailored credit applications for each lender and forwards these tailored applications to the respective potential lenders. The lenders process the tailored applications and provide results to the user.
    Type: Grant
    Filed: September 23, 2004
    Date of Patent: February 1, 2011
    Assignee: Routeone LLC
    Inventors: Richard Seibert, Brad Rogers, Mark David Christensen, Michael Jurecki
  • Publication number: 20100088222
    Abstract: Systems and methods for communicating a financing application from a retailer to a finance source are provided. In some embodiments, information related to a financing application may be communicated from a retailer. The information may be converted to a suitable file format and automatically transmitted, for example, as a facsimile (or any other suitable file format) over communications paths using a communications network. In some embodiments of the present invention, motor vehicle dealership financing application techniques are used to determine financing eligibility, financing terms, or any combination thereof in connection with the sale or leasing of motor vehicles.
    Type: Application
    Filed: September 29, 2009
    Publication date: April 8, 2010
    Applicant: ROUTEONE LLC
    Inventors: Michael Jurecki, Richard Seibert, James Crossman
  • Publication number: 20050108129
    Abstract: A system and method for forwarding multiple credit applications to multiple potential lenders. A user computer or a credit management server sends queries to potential lenders inquiring about the respective information fields used in the potential lenders' respective credit applications. The queries also request information relating to the desired format and transmission method of the respective credit applications. With this information, a dynamic credit application is generated which includes all of information fields from all potential lenders. A credit applicant enters credit information into the dynamic credit application. The system then generates tailored credit applications for each lender and forwards these tailored applications to the respective potential lenders. The lenders process the tailored applications and provide results to the user.
    Type: Application
    Filed: September 23, 2004
    Publication date: May 19, 2005
    Inventors: Richard Seibert, Brad Rogers, Mark Christensen, Michael Jurecki