Patents by Inventor Michael K. Cook

Michael K. Cook has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240328794
    Abstract: Systems and methods relating to usage of multimodal transportation systems are disclosed. Such systems and methods may identify available local transportation modes for a user, such as vehicle-sharing, ridesharing, rental vehicles, taxicabs, owned vehicles, or public transit options. The available transportation modes may be compared, and recommendations may be presented to the user. Routes may be identified, compared, or recommended to a user, and scheduling or ticket purchasing may be facilitated. With user permission, user transportation data may be collected via a smartphone to identify user transportation patterns and preferences, thereby improving recommendations regarding and assessment of user transportation. Information regarding risks or other relevant factors associated with various transportation modes may be assessed for a user based upon typical characteristics of user transportation choices over a plurality of transportation scenarios, which may be indicated by a user transportation profile.
    Type: Application
    Filed: June 7, 2024
    Publication date: October 3, 2024
    Inventors: Craig Benjamin Cope, Kristopher Keith Gaudin, Ryan Gross, Melissa C. Miles, Jessica Lynn Shull, Michael K. Cook
  • Patent number: 12013246
    Abstract: Systems and methods relating to usage of multimodal transportation systems are disclosed. Such systems and methods may identify available local transportation modes for a user, such as vehicle-sharing, ridesharing, rental vehicles, taxicabs, owned vehicles, or public transit options. The available transportation modes may be compared, and recommendations may be presented to the user. Routes may be identified, compared, or recommended to a user, and scheduling or ticket purchasing may be facilitated. With user permission, user transportation data may be collected via a smartphone to identify user transportation patterns and preferences, thereby improving recommendations regarding and assessment of user transportation. Information regarding risks or other relevant factors associated with various transportation modes may be assessed for a user based upon typical characteristics of user transportation choices over a plurality of transportation scenarios, which may be indicated by a user transportation profile.
    Type: Grant
    Filed: November 11, 2020
    Date of Patent: June 18, 2024
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Craig Cope, Kristopher Keith Gaudin, Ryan Gross, Melissa C. Miles, Jessica Lynn Shull, Michael K. Cook
  • Publication number: 20220366326
    Abstract: Systems and methods relating to usage of multimodal transportation systems are disclosed. Such systems and methods may identify available local transportation modes for a user, such as vehicle-sharing, ridesharing, rental vehicles, taxicabs, owned vehicles, or public transit options. The available transportation modes may be compared, and recommendations may be presented to the user. Routes may be identified, compared, or recommended to a user, and scheduling or ticket purchasing may be facilitated. With user permission, user transportation data may be collected via a smartphone to identify user transportation patterns and preferences, thereby improving recommendations regarding and assessment of user transportation. Information regarding risks or other relevant factors associated with various transportation modes may be assessed for a user based upon typical characteristics of user transportation choices over a plurality of transportation scenarios, which may be indicated by a user transportation profile.
    Type: Application
    Filed: August 1, 2022
    Publication date: November 17, 2022
    Inventors: Craig Cope, Kristopher Keith Gaudin, Ryan Gross, Melissa C Miles, Jessica Lynn Shull, Michael K Cook
  • Publication number: 20210063173
    Abstract: Systems and methods relating to usage of multimodal transportation systems are disclosed. Such systems and methods may identify available local transportation modes for a user, such as vehicle-sharing, ridesharing, rental vehicles, taxicabs, owned vehicles, or public transit options. The available transportation modes may be compared, and recommendations may be presented to the user. Routes may be identified, compared, or recommended to a user, and scheduling or ticket purchasing may be facilitated. With user permission, user transportation data may be collected via a smartphone to identify user transportation patterns and preferences, thereby improving recommendations regarding and assessment of user transportation. Information regarding risks or other relevant factors associated with various transportation modes may be assessed for a user based upon typical characteristics of user transportation choices over a plurality of transportation scenarios, which may be indicated by a user transportation profile.
    Type: Application
    Filed: November 11, 2020
    Publication date: March 4, 2021
    Inventors: Craig Cope, Kristopher Keith Gaudin, Ryan Gross, Melissa C. Miles, Jessica Lynn Shull, Michael K. Cook
  • Patent number: 10895463
    Abstract: Systems and methods relating to usage of multimodal transportation systems are disclosed. Such systems and methods may identify available local transportation modes for a user, such as vehicle-sharing, ridesharing, rental vehicles, taxicabs, owned vehicles, or public transit options. The available transportation modes may be compared, and recommendations may be presented to the user. Routes may be identified, compared, or recommended to a user, and scheduling or ticket purchasing may be facilitated. With user permission, user transportation data may be collected via a smartphone to identify user transportation patterns and preferences, thereby improving recommendations regarding and assessment of user transportation. Information regarding risks or other relevant factors associated with various transportation modes may be assessed for a user based upon typical characteristics of user transportation choices over a plurality of transportation scenarios, which may be indicated by a user transportation profile.
    Type: Grant
    Filed: November 7, 2018
    Date of Patent: January 19, 2021
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Craig Cope, Kristopher Keith Gaudin, Ryan Gross, Melissa C Miles, Jessica Lynn Shull, Michael K Cook
  • Patent number: 10715598
    Abstract: Methods and systems for processing machine accelerated and augmented customer data using a Web-Scale Data Fabric (WSDF). According to embodiments, the data may be received as data transfer objects from a set of business operations client applications. The data transfer objects may be analyzed using complex event processing (CEP) and, based on the analyzing, rules specific to the business operations client application may be applied. The methods and systems may semantically classify text specific to the business operations client application. A federated database (FD) may archive the receive data transfer objects as well as analysis data specific to the business operations client application.
    Type: Grant
    Filed: April 16, 2018
    Date of Patent: July 14, 2020
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Alex Anton, Tim G. Sanidas, Jeff Perschall, Michael Bernico, Michael K. Cook, Lynn Calvo, V. Rao Kanneganti
  • Patent number: 10572948
    Abstract: Methods and systems for processing data associated with potential damage to a portion of the property. One or more sensors may be disposed in proximity to the portion of the property, where the one or more sensors are configured to sense physical force applied to the portion. A controller module calculates mechanical force data based on the sensor data and estimates an amount of damage to the portion of the property based on the mechanical force data. In some aspects, an insurance provider can use the estimated amount of damage to perform insurance coverage functionalities, estimate damage to additional properties, maintain a damage history for the property, and notify customers of suggested improvements to the property.
    Type: Grant
    Filed: June 5, 2017
    Date of Patent: February 25, 2020
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Michael K. Cook, Jonathan Guidry, Jason O'Donnell, Tim G. Sanidas, Doug Dewey
  • Patent number: 10339604
    Abstract: Methods and systems for modifying resources equipped to manage loss events and processing associated therewith based on an analysis of real-time data. An insurance provider can maintain historical data that indicates resources usage data for managing previously-occurring loss events. The insurance provider can receive real-time first-party and third-party loss event data from a variety of sources, the loss event data being associated with a recent or forecasted loss event. The insurance provider can compare the received loss event data to the historical data to determine that resources configured to manage insurance claim processing resulting from the loss event may need to be modified. In embodiments, the resources may be hardware or software resources, a workforce, physical goods or supplies, or other resources. The insurance provider can facilitate the appropriate resource modification by interfacing with various components and entities.
    Type: Grant
    Filed: December 9, 2016
    Date of Patent: July 2, 2019
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventor: Michael K. Cook
  • Patent number: 10089691
    Abstract: Methods and systems for detecting inaccurate insurance claims associated with a loss event are provided. An insurance provider may receive loss event data associated with the loss event from a variety of sources. The insurance provider may also receive an insurance claim submission from the claimant customer that indicates an insured property and a claimed amount of damage to the insured property. The insurance provider examines the loss event data to estimate an actual amount of damage experienced by the property as a result of the loss event, and compares the actual amount of damage to the claimed amount of damage. Based on the comparison, the insurance provider may approve the insurance claim, deny the insurance claim, or flag the insurance claim. The systems and methods thus aim to reduce fraudulent or otherwise inaccurate insurance claim filings.
    Type: Grant
    Filed: December 4, 2013
    Date of Patent: October 2, 2018
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventor: Michael K. Cook
  • Patent number: 9948715
    Abstract: Methods and systems for processing machine accelerated and augmented customer data using a Web-Scale Data Fabric (WSDF). According to embodiments, the data may be received as data transfer objects from a set of business operations client applications. The data transfer objects may be analyzed using complex event processing (CEP) and, based on the analyzing, rules specific to the business operations client application may be applied. The methods and systems may semantically classify text specific to the business operations client application. A federated database (FD) may archive the receive data transfer objects as well as analysis data specific to the business operations client application.
    Type: Grant
    Filed: April 19, 2016
    Date of Patent: April 17, 2018
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Alex Anton, Tim G. Sanidas, Jeff Perschall, Michael Bernico, Michael K. Cook, Lynn Calvo, V. Rao Kanneganti
  • Patent number: 9727921
    Abstract: Methods and systems for processing data associated with potential damage to a portion of the property. One or more sensors may be disposed in proximity to the portion of the property, where the one or more sensors are configured to sense physical force applied to the portion. A controller module calculates mechanical force data based on the sensor data and estimates an amount of damage to the portion of the property based on the mechanical force data. In some aspects, an insurance provider can use the estimated amount of damage to perform insurance coverage functionalities, estimate damage to additional properties, maintain a damage history for the property, and notify customers of suggested improvements to the property.
    Type: Grant
    Filed: June 9, 2014
    Date of Patent: August 8, 2017
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Michael K. Cook, Jonathan Guidry, Jason O'Donnell, Tim G. Sanidas, Doug Dewey
  • Patent number: 9552611
    Abstract: Methods and systems for modifying resources equipped to manage loss events and processing associated therewith based on an analysis of real-time data. An insurance provider can maintain historical data that indicates resources usage data for managing previously-occurring loss events. The insurance provider can receive real-time first-party and third-party loss event data from a variety of sources, the loss event data being associated with a recent or forecasted loss event. The insurance provider can compare the received loss event data to the historical data to determine that resources configured to manage insurance claim processing resulting from the loss event may need to be modified. In embodiments, the resources may be hardware or software resources, a workforce, physical goods or supplies, or other resources. The insurance provider can facilitate the appropriate resource modification by interfacing with various components and entities.
    Type: Grant
    Filed: December 2, 2013
    Date of Patent: January 24, 2017
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventor: Michael K. Cook
  • Patent number: 9363322
    Abstract: Methods and systems for processing machine accelerated and augmented customer data using a Web-Scale Data Fabric (WSDF). According to embodiments, the data may be received as data transfer objects from a set of business operations client applications. The data transfer objects may be analyzed using complex event processing (CEP) and, based on the analyzing, rules specific to the business operations client application may be applied. The methods and systems may semantically classify text specific to the business operations client application. A federated database (FD) may archive the receive data transfer objects as well as analysis data specific to the business operations client application.
    Type: Grant
    Filed: September 16, 2015
    Date of Patent: June 7, 2016
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Alex Anton, Tim G. Sanidas, Jeff Perschall, Michael Bernico, Michael K. Cook, Lynn Calvo, V. Rao Kanneganti
  • Publication number: 20150356686
    Abstract: Methods and systems for processing data associated with potential damage to a portion of the property. One or more sensors may be disposed in proximity to the portion of the property, where the one or more sensors are configured to sense physical force applied to the portion. A controller module calculates mechanical force data based on the sensor data and estimates an amount of damage to the portion of the property based on the mechanical force data. In some aspects, an insurance provider can use the estimated amount of damage to perform insurance coverage functionalities, estimate damage to additional properties, maintain a damage history for the property, and notify customers of suggested improvements to the property.
    Type: Application
    Filed: June 9, 2014
    Publication date: December 10, 2015
    Inventors: Michael K. Cook, Jonathan Guidry, Jason O'Donnell, Tim G. Sanidas, Doug Dewey
  • Patent number: 9208240
    Abstract: Methods and systems for processing machine accelerated and augmented customer data using a Web-Scale Data Fabric (WSDF). According to embodiments, the data may be received as data transfer objects from a set of business operations client applications. The data transfer objects may be analyzed using complex event processing (CEP) and, based on the analyzing, rules specific to the business operations client application may be applied. The methods and systems may semantically classify text specific to the business operations client application. A federated database (FD) may archive the receive data transfer objects as well as analysis data specific to the business operations client application.
    Type: Grant
    Filed: January 21, 2015
    Date of Patent: December 8, 2015
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Alex Anton, Tim G. Sanidas, Jeff Perschall, Michael Bernico, Michael K. Cook, Lynn Calvo, V. Rao Kanneganti
  • Publication number: 20150154709
    Abstract: Methods and systems for modifying resources equipped to manage loss events and processing associated therewith based on an analysis of real-time data. An insurance provider can maintain historical data that indicates resources usage data for managing previously-occurring loss events. The insurance provider can receive real-time first-party and third-party loss event data from a variety of sources, the loss event data being associated with a recent or forecasted loss event. The insurance provider can compare the received loss event data to the historical data to determine that resources configured to manage insurance claim processing resulting from the loss event may need to be modified. In embodiments, the resources may be hardware or software resources, a workforce, physical goods or supplies, or other resources. The insurance provider can facilitate the appropriate resource modification by interfacing with various components and entities.
    Type: Application
    Filed: December 2, 2013
    Publication date: June 4, 2015
    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventor: Michael K. Cook
  • Publication number: 20150154712
    Abstract: Methods and systems for detecting inaccurate insurance claims associated with a loss event are provided. An insurance provider may receive loss event data associated with the loss event from a variety of sources. The insurance provider may also receive an insurance claim submission from the claimant customer that indicates an insured property and a claimed amount of damage to the insured property. The insurance provider examines the loss event data to estimate an actual amount of damage experienced by the property as a result of the loss event, and compares the actual amount of damage to the claimed amount of damage. Based on the comparison, the insurance provider may approve the insurance claim, deny the insurance claim, or flag the insurance claim. The systems and methods thus aim to reduce fraudulent or otherwise inaccurate insurance claim filings.
    Type: Application
    Filed: December 4, 2013
    Publication date: June 4, 2015
    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventor: Michael K. Cook
  • Patent number: 9015238
    Abstract: Methods and systems for processing machine accelerated and augmented customer data using a Web-Scale Data Fabric (WSDF). According to embodiments, the data may be received as data transfer objects from a set of business operations client applications. The data transfer objects may be analyzed using complex event processing (CEP) and, based on the analyzing, rules specific to the business operations client application may be applied. The methods and systems may semantically classify text specific to the business operations client application. A federated database (FD) may archive the receive data transfer objects as well as analysis data specific to the business operations client application.
    Type: Grant
    Filed: September 12, 2014
    Date of Patent: April 21, 2015
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Alex Anton, Tim G. Sanidas, Jeff Perschall, Michael Bernico, Michael K. Cook, Lynn Calvo, V. Rao Kanneganti
  • Patent number: 8930581
    Abstract: Methods and systems for processing business operations transactions and associated augmented customer data using a Web-Scale Data Fabric (WSDF). According to embodiments, a plurality of computer servers are configured for economical large scale computation and data storage with resilience despite underpinning commodity hardware failure and grow-shrink capacity changes of nodes and associated interconnectivity. The servers communicate with direct attached storage (DAS) and include a co-processor coupled for computation capacity. The servers can connect to an external computer network (ECN) for external client input and output, as well as other functionalities such as physical-to-virtual network connectivity mapping and maintaining resilient storage of data received from the ECN or computationally derived from the received data.
    Type: Grant
    Filed: March 7, 2014
    Date of Patent: January 6, 2015
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Alex Anton, Tim G. Sanidas, Jeff Perschall, Michael Bernico, Michael K. Cook, Lynn Calvo, V. Rao Kanneganti
  • Publication number: 20140278575
    Abstract: Methods and systems for processing data, such as insurance data, using a Web-Scale Data Fabric (WSDF). According to embodiments, a stream ingestion hardware component can ingest messages related to an actionable event and send data objects to an in-memory data store based on the messages. The in-memory data store can retrieve insurance policy information that may be applicable to the actionable event and store the insurance policy information in cache memory. A search-based application interfaces with the in-memory data store to search for and retrieve data associated with the insurance policy information, from which a user or administrator may process or otherwise access the information. The systems and methods can further initiate insurance claim processing as well as enrich the data using various techniques to enable real-time search.
    Type: Application
    Filed: March 7, 2014
    Publication date: September 18, 2014
    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Alex Anton, Tim G. Sanidas, Jeff Perschall, Michael Bernico, Michael K. Cook, Lynn Calvo, V. Rao Kanneganti