Patents by Inventor Michael K. Forbis

Michael K. Forbis has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230089001
    Abstract: A method and system are described that provide responses to natural language queries regarding the performance of a business. The method and system provide for crowd-sourced data to determine natural language query suggestions to transmit to a user, based upon previously submitted questions of the user and/or similar merchants to the user. Natural language query suggestions may be provided as utterances to a keyboard of a merchant user. The merchant user may select one or more suggestions provided. The use of natural language queries and responses allows a merchant without a business intelligence background to obtain business insights easily and accurately assess his performance (e.g., against similar merchants, etc.) without personally identifiable or confidential information of other merchants being compromised.
    Type: Application
    Filed: November 29, 2022
    Publication date: March 23, 2023
    Inventors: Andrew J. SMITH, Saravana Perumal SHANMUGAM, Adam Kenneth HOSP, Ted P. SANDERS, Michael K. FORBIS, Sarala BURADAGUNTA
  • Patent number: 11537644
    Abstract: A method and system are described that provide responses to natural language queries regarding the performance of a business. The method and system provide for crowd-sourced data to determine natural language query suggestions to transmit to a user, based upon previously submitted questions of the user and/or similar merchants to the user. Natural language query suggestions may be provided as utterances to a keyboard of a merchant user. The merchant user may select one or more suggestions provided. The use of natural language queries and responses allows a merchant without a business intelligence background to obtain business insights easily and accurately assess his performance (e.g., against similar merchants, etc.) without personally identifiable or confidential information of other merchants being compromised.
    Type: Grant
    Filed: June 6, 2017
    Date of Patent: December 27, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Andrew J. Smith, Saravana Perumal Shanmugam, Adam Kenneth Hosp, Ted P. Sanders, Jr., Michael K. Forbis, Sarala Buradagunta
  • Patent number: 10719539
    Abstract: A method and system are described that provide responses to natural language queries regarding the performance of a business. The method and system process data from multiple data sources including information generated by the business and analyze the data to provide actionable suggestions, analytics and advice as to how to determine how to improve the performance of the business. The actionable suggestions, analytics and advice may be automatically compiled into a report and generated without user action. The use of natural language queries and responses allows for a merchant without a business intelligence background obtain these insights easily.
    Type: Grant
    Filed: June 6, 2017
    Date of Patent: July 21, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Andrew J. Smith, Saravana Perumal Shanmugam, Adam Kenneth Hosp, Ted P. Sanders, Jr., Michael K. Forbis, Sarala Buradagunta
  • Patent number: 10685301
    Abstract: A method and system are described that provide responses to natural language queries regarding the performance of a business. The method and system processes data from multiple data sources including information generated by the business and analyzes the data to provide actionable suggestions as to how to determine how to improve the performance of the business. The use of natural language queries allows for a merchant without a business intelligence background obtain these insights easily.
    Type: Grant
    Filed: June 30, 2017
    Date of Patent: June 16, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Andrew J. Smith, Siddique Hameed, Michael K. Forbis, Stewart Boling, Adam Kenneth Hosp, Ted P. Sanders, Jr.
  • Publication number: 20190213569
    Abstract: An apparatus and method for utilizing a portable point-of-sale device for onboarding a merchant with an interchange network is provided. The method includes the operation of coupling the portable point-of-sale device to an external display device. The method also includes the operation of downloading a merchant companion application to a merchant client device. The merchant companion application is configured to communicate directly with the portable point-of-sale device. Furthermore, the method includes the operation of configuring a network connection between the portable point-of-sale device and the interchange network utilizing the merchant companion application. Moreover, the method includes the operation of providing merchant onboarding information to the interchange network via the portable point-of-sale device utilizing the merchant companion application.
    Type: Application
    Filed: January 5, 2018
    Publication date: July 11, 2019
    Applicant: Mastercard International Incorporated
    Inventors: Adam Kenneth Hosp, Ellen Christine Walz, Stewart Boling, Siddique Hameed, Michael K. Forbis
  • Publication number: 20180349474
    Abstract: A method and system are described that provide responses to natural language queries regarding the performance of a business. The method and system process data from multiple data sources including information generated by the business and analyze the data to provide actionable suggestions, analytics and advice as to how to determine how to improve the performance of the business. The actionable suggestions, analytics and advice may be automatically compiled into a report and generated without user action. The use of natural language queries and responses allows for a merchant without a business intelligence background obtain these insights easily.
    Type: Application
    Filed: June 6, 2017
    Publication date: December 6, 2018
    Applicant: Mastercard International Incorporated
    Inventors: Andrew J. SMITH, Saravana Perumal SHANMUGAM, Adam Kenneth HOSP, Ted P. SANDERS, JR., Michael K. FORBIS, Sarala BURADAGUNTA
  • Publication number: 20180349473
    Abstract: A method and system are described that provide responses to natural language queries regarding the performance of a business. The method and system provide for crowd-sourced data to determine natural language query suggestions to transmit to a user, based upon previously submitted questions of the user and/or similar merchants to the user. Natural language query suggestions may be provided as utterances to a keyboard of a merchant user. The merchant user may select one or more suggestions provided. The use of natural language queries and responses allows a merchant without a business intelligence background to obtain business insights easily and accurately assess his performance (e.g., against similar merchants, etc.) without personally identifiable or confidential information of other merchants being compromised.
    Type: Application
    Filed: June 6, 2017
    Publication date: December 6, 2018
    Applicant: Mastercard International Incorporated
    Inventors: Andrew J. SMITH, Saravana Perumal SHANMUGAM, Adam Kenneth HOSP, Ted P. SANDERS, Jr., Michael K. FORBIS, Sarala BURADAGUNTA
  • Publication number: 20180225608
    Abstract: A method and system are described that provide responses to natural language queries regarding the performance of a business. The method and system processes data from multiple data sources including information generated by the business and analyzes the data to provide actionable suggestions as to how to determine how to improve the performance of the business. The use of natural language queries allows for a merchant without a business intelligence background obtain these insights easily.
    Type: Application
    Filed: June 30, 2017
    Publication date: August 9, 2018
    Applicant: Mastercard International Incorporated
    Inventors: Andrew J. SMITH, Siddique HAMEED, Michael K. FORBIS, Stewart BOLING, Adam Kenneth HOSP, Ted P. SANDERS, JR.
  • Publication number: 20180012163
    Abstract: A method and system are described that provide responses to natural language queries regarding the performance of a business. The method and system processes data from multiple data sources including information generated by the business and analyzes the data to provide actionable suggestions as to how to determine how to improve the performance of the business. The use of natural language queries allows for a merchant without a business intelligence background obtain these insights easily.
    Type: Application
    Filed: June 30, 2017
    Publication date: January 11, 2018
    Applicant: Mastercard International Incorporated
    Inventors: Andrew J. SMITH, Siddique HAMEED, Michael K. FORBIS, Stewart BOLING, Adam Kenneth HOSP, Ted P. SANDERS, JR.
  • Publication number: 20170161725
    Abstract: Embodiments of the disclosure enable a card issuer to deliver and deliver payment cards in an organized and secure manner. In one aspect, a computer-implemented method and system for delivering a payment card is provided. The method and system include identifying a location of a client device associated with a request for the payment card. A first zone about the client device is scanned for one or more objects in the first zone. A determination is made as to whether at least one predetermined object of the one or more objects is associated with the payment card. On condition that the at least one predetermined object is associated with the payment card, the payment card is delivered. Aspects of the disclosure enable a card issuer to activate and deliver payment cards in an organized and secure manner.
    Type: Application
    Filed: December 2, 2015
    Publication date: June 8, 2017
    Inventors: Adam Kenneth Hosp, Matthew R. Stocke, David Colby Brown, Nevada Alpine Kent, V, Michael K. Forbis
  • Publication number: 20170069003
    Abstract: Systems and methods for use in permitting merchant to manage fraud prevention rules are disclosed. One exemplary method includes causing at least one settings interface to be displayed to a merchant via a sales platform. The method also includes receiving, by a computing device, via the at least one settings interface, a merchant-specific selection of a prescribed action relating to transactions, at the merchant and receiving, by the computing device, a merchant-specific selection of a fraud prevention rule associated with the prescribed action. The fraud prevention rule defines merchant-specific criteria relating to the transactions. In addition, the method includes appending, by the computing device, the fraud prevention rule to a data structure, in association with the merchant, whereby the prescribed action is effected when a transaction to the merchant violates the criteria defined by the fraud prevention rule.
    Type: Application
    Filed: March 29, 2016
    Publication date: March 9, 2017
    Inventors: Deborah E. Barta, Michael K. Forbis, Timothy R. Zyk, Michael Wienke, Adam Axe, Siddique Hameed, Josh Monroe, Rahul Deshpande
  • Publication number: 20170046790
    Abstract: Systems and methods for use in providing one or more indicators relevant to transactions to a merchant are disclosed. An exemplary method generally includes accessing, by a computing device, transaction data associated with a merchant, for a predefined interval and generating, by the computing device, an interface including at least one status indicator based on the accessed transaction data. The status indicator is representative of a value of a metric for the merchant during a first interval within the predefined interval relative to a value of the metric for the merchant during a second different interval within the predefined interval. The method then further includes causing the interface to be displayed at an output device of the computing device.
    Type: Application
    Filed: August 11, 2015
    Publication date: February 16, 2017
    Inventors: Adam Axe, Michael K. Forbis
  • Publication number: 20160335637
    Abstract: Systems and methods are provided for processing transactions to payment accounts. One exemplary method includes receiving a transaction request from a merchant relating to a transaction between a consumer and the merchant, transmitting a verification message to the merchant including a verification code, and receiving a verified transaction request from the merchant. At least one of the transaction request and the verified transaction request includes a telephone number associated with the consumer and an amount of the transaction. The method also includes transmitting a confirmation request to the consumer including a confirmation code, when the verified transaction request includes said verification code. The method further includes receiving a confirmation response from the consumer and transmitting an authorization request for the transaction, when the confirmation response includes said confirmation code.
    Type: Application
    Filed: May 10, 2016
    Publication date: November 17, 2016
    Inventors: Rahul A. Deshpande, Deborah E. Barta, Nevada Alpine Kent, V, Siddique Hameed, Stewart J. Boling, Michael K. Forbis