Abstract: A system for distributing a loan lead generation fee, including: a computer including a processor in communication with a computer-readable medium and a network, the computer-readable medium having a database stored thereon, the database including a listing of the plurality of participants and hierarchical relationships therebetween; a participant input subsystem operably connected to the computer and to the network; a lead generation fee payment subsystem for receiving the lead generation fee that is generated upon closing of the loan; a calculation subsystem for calculating loan lead generation fee payments to be made to at least one participant, wherein the calculation subsystem calculates a fraction of the loan lead generation fee payment to pay the at least one participant based on the hierarchical relationship between the at least one participant and the plurality of participants; and a payment subsystem for distributing a payment to the at least one participant.