Patents by Inventor Michael Krasnerman

Michael Krasnerman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Premium financing method and product using life insurance policies and method for administering same
    Publication number: 20060184442
    Abstract: A premium financing method and a loan product using life insurance policy as all or a portion of the collateral for a loan or credit line. The proceeds of the loan or draws against the credit line are used to ensure payment of at least one scheduled premium of the life insurance policy. The loan product can use a new or an existing life insurance policy of the insured to provide reverse life settlement.
    Type: Application
    Filed: April 12, 2006
    Publication date: August 17, 2006
    Inventors: Michael Krasnerman, Andrew Szabo
  • Premium financing method and loan product using life insurance policies and method for administering same
    Publication number: 20060111949
    Abstract: A premium financing method and a non-recourse loan product using life insurance policy as only collateral for a non-recourse loan. The proceed of the non-recourse loan being used to pay the premium of the life insurance policy. The non-recourse loan product can use a new or an existing life insurance policy of the insured to provide reverse life settlement.
    Type: Application
    Filed: January 10, 2006
    Publication date: May 25, 2006
    Inventor: Michael Krasnerman
  • Premium financing method and loan product using life insurance policies and method for administering same
    Publication number: 20050234791
    Abstract: A premium financing method and a non-recourse loan product using life insurance policy as only collateral for a non-recourse loan. The proceed of the non-recourse loan being used to pay the premium of the life insurance policy. The non-recourse loan product can use a new or an existing life insurance policy of the insured to provide reverse life settlement.
    Type: Application
    Filed: April 4, 2005
    Publication date: October 20, 2005
    Inventor: Michael Krasnerman