Patents by Inventor Michael L. Waterston

Michael L. Waterston has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20140304828
    Abstract: A method facilitating secure financial transactions using email is presented comprising the steps of receiving bill data at a server implementing the method, and generating an email message to a recipient with information including at least a portion of the received bill data. The amount of bill data included in the email message is based, at least in part, on the email address of the recipient.
    Type: Application
    Filed: June 23, 2014
    Publication date: October 9, 2014
    Inventors: Ian V. Hollier, Michael L. Waterston
  • Patent number: 8793185
    Abstract: A method facilitating secure financial transactions using email is presented comprising the steps of receiving bill data at a server implementing the method, and generating an email message to a recipient with information including at least a portion of the received bill data. The amount of bill data included in the email message is based, at least in part, on the email address of the recipient.
    Type: Grant
    Filed: August 16, 2001
    Date of Patent: July 29, 2014
    Assignee: Microsoft Corporation
    Inventors: Ian V. Hollier, Michael L. Waterston
  • Publication number: 20110035303
    Abstract: The system and method described herein secures third-party content development and hosts the content development within a financial services network. According to an aspect of the described technique, a development account uniquely identifying authorized developers is established on a development server, developed content is posted to the development account, and an automated validation agent validates the developed content.
    Type: Application
    Filed: October 25, 2010
    Publication date: February 10, 2011
    Applicant: Microsoft Corporation
    Inventors: Eric G. Jakstadt, Michael L. Waterston, Vasantha Badari, Jarrod E. Pfost
  • Patent number: 7827102
    Abstract: A method facilitating secure financial transactions using email is presented comprising the steps of receiving bill data at a server implementing the method, and generating an email message to a recipient with information including at least a portion of the received bill data. The amount of bill data included in the email message is based, at least in part, on the email address of the recipient.
    Type: Grant
    Filed: December 29, 2000
    Date of Patent: November 2, 2010
    Assignee: Microsoft Corporation
    Inventors: Bassam A. Saliba, Kyle S. Young, Michael L. Waterston, Warren T. Dent
  • Patent number: 7822683
    Abstract: An electronic billing statement, presented as a user interface to a registered user of a server, the electronic billing statement comprising a first component, hosted by a financial service center, to navigate the user UI and invoke one or more functions of the financial service center, and a second component, hosted by a third-party, to provide detailed billing information from a biller to the registered user.
    Type: Grant
    Filed: December 22, 2000
    Date of Patent: October 26, 2010
    Assignee: Microsoft Corporation
    Inventors: Eric G. Jakstadt, Michael L. Waterston, Vasantha Badari, Jarrod E. Pfost
  • Patent number: 7620602
    Abstract: An electronic billing statement, presented as a user interface to a registered user of a server, the electronic billing statement comprising a first component, hosted by a financial service center, to navigate the user UI and invoke one or more functions of the financial service center, and a second component, hosted by a third-party, to provide detailed billing information from a biller to the registered user.
    Type: Grant
    Filed: November 12, 2004
    Date of Patent: November 17, 2009
    Assignee: Microsoft Corporation
    Inventors: Eric G. Jakstadt, Michael L. Waterston, Vasantha Badari, Jarrod E. Pfost
  • Patent number: 6976077
    Abstract: A method and system via which a client application hosting a browser notifies a server of its existence, whereby the server provides enhanced operating functionality, such as state synchronization, to the client. Instead of requesting a server's normally-accessible website, a client application provides a URL to a hosted browser to access a hidden web page. The hidden web page returns awareness information (e.g., a “cookie”) identifying the client as an enhanced client, and also automatically forwards the client to the server's normally-accessible website. Based on the awareness data, the server distinguishes enhanced clients from ordinary clients, and modifies its behavior accordingly. For example, the server and client application may communicate in the background, such as to synchronize the client application's data with server state information. To synchronize, the server data may be written into a client storage mechanism, or the server data may be passed in a page.
    Type: Grant
    Filed: July 6, 1999
    Date of Patent: December 13, 2005
    Assignee: Microsoft Corporation
    Inventors: Christian R. Lehew, Michael L. Waterston, Robert A. Kleewein, Ian V. Hollier
  • Publication number: 20020065772
    Abstract: An electronic financial system for providing financial services over the Internet has multiple billers, a service center, multiple financial institutions. The service center is responsible for distributing electronic bills on behalf of billers. The service center has a Web site that customers can directly access to examine their bills. The financial institutions also offer their own Web sites for their customers. Each financial institution's Web site presents a home page that allows its customers to select different services, such as examining a checking or savings account balance, or conducting a funds transfer. These services are supported locally at the financial institution's Web site. The home page also offers an option to view personal billing statements from the billers, which are stored at the service center.
    Type: Application
    Filed: November 26, 2001
    Publication date: May 30, 2002
    Inventors: Bassam A. Saliba, Howard Campbell, George Webb, Kyle S. Young, Bert Speelpenning, Michael L. Waterston
  • Publication number: 20010032181
    Abstract: An electronic billing statement, presented as a user interface to a registered user of a server, the electronic billing statement comprising a first component, hosted by a financial service center, to navigate the user UI and invoke one or more functions of the financial service center, and a second component, hosted by a third-party, to provide detailed billing information from a biller to the registered user.
    Type: Application
    Filed: December 22, 2000
    Publication date: October 18, 2001
    Inventors: Eric G. Jakstadt, Michael L. Waterston, Vasantha Badari, Jarrod E. Pfost