Patents by Inventor Michael Lawley

Michael Lawley has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240152937
    Abstract: Systems and methods determine and record legitimate interest in a consistent and quantitative manner. A contact interest engine receives from a source (e.g., sales/marketing automation), data regarding interaction with a contact. The interaction data may include a topic, a country, and consent by the contact. The CII processes the interaction data according to appropriate rules, in order to calculate a Legitimate Interest (LI) point score. The LI point score may be affected by decay over elapsed time from communication with the contact. The LI point score is recorded and then referenced in order to determine an existence of LI. Based upon the LI, appropriate actions may be output (e.g., permission to communicate with the contact; issued alerts; recommendations for follow-up activities). Reproducibility of the LI determination allows marketing/sales professionals (having limited expertise in privacy rules/regulation) to reach out with confidence to prospective contacts (e.g., customers).
    Type: Application
    Filed: November 8, 2022
    Publication date: May 9, 2024
    Inventors: Christopher Salvatore, William Lawley, James Pagel, Pavan Kumar Yanmanagandla, Subrahmanyam Kappagantula, Michael Hollitscher, Asha Iyengar, Benjamin Smokovich
  • Publication number: 20130241933
    Abstract: In one aspect, the invention comprises a computer system comprising means for displaying on a computer screen a chart illustrating level and volatility of a projected accounting performance based on a plurality of possible future interest rates, wherein the chart comprises a 50th percentile line, a 95th percentile line, and a 5th percentile line, and wherein the 50th percentile line, 95th percentile line, and 5th percentile line represent probability distribution over time of the projected accounting performance. In various embodiments: (1) for each of the one or more vertical bars, the uppermost dot represents a 95% best case for projected accounting performance and the lowermost dot represents a 95% worst case for projected accounting performance; and (2) the projected accounting performance comprises one or more of: net interest margin, interest expense, interest income, and present value.
    Type: Application
    Filed: January 25, 2013
    Publication date: September 19, 2013
    Applicant: BARCLAYS CAPITAL INC.
    Inventors: Husnu Kipcak, Michael Lawley, Kevin Thatcher
  • Publication number: 20060265306
    Abstract: In one aspect, the invention comprises a computer system comprising means for displaying on a computer screen a chart illustrating level and volatility of a projected accounting performance based on a plurality of possible future interest rates, wherein the chart comprises a 50th percentile line, a 95th percentile line, and a 5th percentile line, and wherein the 50th percentile line, 95th percentile line, and 5th percentile line represent probability distribution over time of the projected accounting performance. In various embodiments: (1) for each of the one or more vertical bars, the uppermost dot represents a 95% best case for projected accounting performance and the lowermost dot represents a 95% worst case for projected accounting performance; and (2) the projected accounting performance comprises one or more of: net interest margin, interest expense, interest income, and present value.
    Type: Application
    Filed: May 18, 2006
    Publication date: November 23, 2006
    Applicant: Lehman Brothers Inc.
    Inventors: Husnu Kipcak, Michael Lawley, Kevin Thatcher