Patents by Inventor Michael Lyon

Michael Lyon has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12620002
    Abstract: A financial institution computing system includes an account database with a plurality of transaction parameters with respect to a financial account of a customer, a receptiveness metrics circuit structured to extract the plurality of transaction parameters from the account database, the transaction parameters including at least one financial transaction record, and indicative of a mode of the customer, and determine one or more receptiveness metrics attributed to the customer based on the mode of the customer, the one or more receptiveness metrics indicating likelihoods of the customer converting an interaction from the financial institution, wherein the interaction includes an avatar that is an aged version of the customer, and an interaction generation circuit structured to transmit the interaction to the customer at an optimal time based on the one or more receptiveness metrics.
    Type: Grant
    Filed: April 15, 2024
    Date of Patent: May 5, 2026
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Wayne Barakat, Michael Fitzpatrick, Mark A. Frank, Yvette M. Hatton, Pey-Ning Huang, Michael Lyon, Kimberly D. Peck, Melissa Schroder Viscomi
  • Publication number: 20260083124
    Abstract: A formulation for repelling ticks and insects has, by weight: 5-25% medium-chain triglycerides derived from natural sources, and 0.1-6% medium-chain fatty acids derived from natural sources. The pH of the formulation is approximately 7, and the formulation does not contain N,N-Diethyl-meta-toluamide (NEET).
    Type: Application
    Filed: September 23, 2024
    Publication date: March 26, 2026
    Inventor: Michael Lyon
  • Publication number: 20240257180
    Abstract: A financial institution computing system includes an account database with a plurality of transaction parameters with respect to a financial account of a customer, a receptiveness metrics circuit structured to extract the plurality of transaction parameters from the account database, the transaction parameters including at least one financial transaction record, and indicative of a mode of the customer, and determine one or more receptiveness metrics attributed to the customer based on the mode of the customer, the one or more receptiveness metrics indicating likelihoods of the customer converting an interaction from the financial institution, wherein the interaction includes an avatar that is an aged version of the customer, and an interaction generation circuit structured to transmit the interaction to the customer at an optimal time based on the one or more receptiveness metrics.
    Type: Application
    Filed: April 15, 2024
    Publication date: August 1, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Wayne Barakat, Michael Fitzpatrick, Mark A. Frank, Yvette M. Hatton, Pey-Ning Huang, Michael Lyon, Kimberly D. Peck, Melissa Schroder Viscomi
  • Patent number: 11972457
    Abstract: A financial institution computing system includes an account database with a plurality of transaction parameters with respect to a financial account of a customer, a receptiveness metrics circuit structured to extract the plurality of transaction parameters from the account database, the transaction parameters including at least one financial transaction record, and indicative of a mode of the customer, and determine one or more receptiveness metrics attributed to the customer based on the mode of the customer, the one or more receptiveness metrics indicating likelihoods of the customer converting an interaction from the financial institution, wherein the interaction includes an avatar that is an aged version of the customer, and an interaction generation circuit structured to transmit the interaction to the customer at an optimal time based on the one or more receptiveness metrics.
    Type: Grant
    Filed: May 24, 2021
    Date of Patent: April 30, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Wayne Barakat, Michael Fitzpatrick, Mark A. Frank, Yvette M. Hatton, Pey-Ning Huang, Michael Lyon, Kimberly D. Peck, Melissa Schroder Viscomi
  • Publication number: 20230363485
    Abstract: A footwear article, the footwear article including a sock having a proximal end and a distal end, the proximal end having an opening configured to receive a human foot and the distal end terminating in a curved closed cavity configured to receive a toe portion of the human foot, the distal end and the proximal ended defining an tubular body therebetween, the tubular body having a curved heel portion proximate the opening of the distal end, the heel portion extending to the toe portion forming a sole portion on an underside of the sock and a rubber layer disposed on at least a portion of the underside of the sock.
    Type: Application
    Filed: May 16, 2023
    Publication date: November 16, 2023
    Inventor: Michael Lyon
  • Publication number: 20210282414
    Abstract: A bread cup for holding a food material and a condiment container has a cup body made of bread. The cup body has a base and an upwardly extending side wall that extends upwardly to a top perimeter, forming an interior bore that is adapted to receive the food material. The bread cup further includes a lid made of bread that has a top surface and an opposed bottom surface that together extend outwardly to a lid perimeter, the lid perimeter being sized and shaped to rest upon the top perimeter of the cup body for covering the interior bore of the cup body. A condiment receiving bore is formed in the top surface of the lid, the condiment receiving bore being sized and shaped to receive the condiment container therein.
    Type: Application
    Filed: March 11, 2020
    Publication date: September 16, 2021
    Inventor: Michael Lyon
  • Patent number: 11030649
    Abstract: A financial institution computing system includes an account database structured to store a plurality of transaction parameters with respect to a financial account of a customer, a receptiveness metrics circuit, and an interaction generation circuit. The receptiveness metrics circuit is structured to extract the plurality of transaction parameters from the account database. The receptiveness metrics circuit is further structured to determine one or more receptiveness metrics attributed to the customer based on the extracted transaction parameters, the one or more receptiveness metrics indicating likelihoods of the customer converting an interaction from the financial institution. The interaction generation circuit is structured to transmit the interaction to the customer at an optimal time based on the one or more receptiveness metrics.
    Type: Grant
    Filed: July 21, 2017
    Date of Patent: June 8, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Wayne Barakat, Michael Fitzpatrick, Mark A. Frank, Yvette M. Hatton, Pey-Ning Huang, Michael Lyon, Kimberly D. Peck, Melissa Schroder Viscomi
  • Patent number: 10856367
    Abstract: An electrical connector for a glazing including a first connector foot and a second connector foot for soldering to the glazing, and a bridge portion comprising sheet metal having a thickness in a specified range linking the first connector foot and second connector foot. The first connector foot and the second connector foot each are shaped so that most of the perimeter of each foot is curved, the first connector foot and the second connector foot are connected to the bridge portion by a first neck portion and a second neck portion respectively, and the first neck portion and the second neck portion each have a narrower width than a width of the bridge portion.
    Type: Grant
    Filed: August 4, 2016
    Date of Patent: December 1, 2020
    Assignee: PILKINGTON GROUP LIMITED
    Inventors: Michael Lyon, Jonathan Mark Williams
  • Publication number: 20190376949
    Abstract: An interlock data collection and calibration system has a device computer, and a gas sample delivery system for delivering a first gas sample and a second gas sample to the ignition interlock device, the first and second gas samples having different predetermined concentrations of alcohol. The device computer includes a calibration program for calibrating the ignition interlock device using the first gas sample, and then delivering the second gas sample to the ignition interlock device to verify that the ignition interlock device correctly determines the second alcohol concentration of the second sample gas.
    Type: Application
    Filed: August 23, 2019
    Publication date: December 12, 2019
    Inventor: Michael Lyon
  • Patent number: 10458975
    Abstract: An interlock data collection and calibration system has a device computer, and a gas sample delivery system for delivering a first gas sample and a second gas sample to the ignition interlock device, the first and second gas samples having different predetermined concentrations of alcohol. The device computer includes a calibration program for calibrating the ignition interlock device using the first gas sample, and then delivering the second gas sample to the ignition interlock device to verify that the ignition interlock device correctly determines the second alcohol concentration of the second sample gas.
    Type: Grant
    Filed: May 7, 2015
    Date of Patent: October 29, 2019
    Assignee: 1A Smart Start, LLC
    Inventor: Michael Lyon
  • Patent number: 10436770
    Abstract: An interlock data collection and calibration system has a device computer, and a gas sample delivery system for delivering a first gas sample and a second gas sample to the ignition interlock device, the first and second gas samples having different predetermined concentrations of alcohol. The device computer includes a calibration program for calibrating the ignition interlock device using the first gas sample, and then delivering the second gas sample to the ignition interlock device to verify that the ignition interlock device correctly determines the second alcohol concentration of the second sample gas.
    Type: Grant
    Filed: January 9, 2019
    Date of Patent: October 8, 2019
    Assignee: 1A Smart Start, LLC
    Inventor: Michael Lyon
  • Publication number: 20190145956
    Abstract: An interlock data collection and calibration system has a device computer, and a gas sample delivery system for delivering a first gas sample and a second gas sample to the ignition interlock device, the first and second gas samples having different predetermined concentrations of alcohol. The device computer includes a calibration program for calibrating the ignition interlock device using the first gas sample, and then delivering the second gas sample to the ignition interlock device to verify that the ignition interlock device correctly determines the second alcohol concentration of the second sample gas.
    Type: Application
    Filed: January 9, 2019
    Publication date: May 16, 2019
    Inventor: Michael Lyon
  • Patent number: 10290953
    Abstract: An electrical connector for a glazing comprising a connector portion for connection to an electrical supply, and a button for soldering to a surface of the glazing, the button comprising a base portion adjacent, in use, to the surface of the glazing and an upper portion remote, in use, from the surface of the glazing, wherein the button comprises at least one solder-contacting surface, at least a portion of the solder-contacting surface curving from the base portion to the upper portion and defining a tapering solder cavity. A glazing comprising the electrical connector is also disclosed as is a method of soldering the electrical connector to a glazing.
    Type: Grant
    Filed: August 3, 2016
    Date of Patent: May 14, 2019
    Assignee: PILKINGTON GROUP LIMITED
    Inventors: Michael Lyon, Julie Houghton, Jonathan Mark Williams, Paul Andrew Skinner
  • Patent number: 10154995
    Abstract: Compounds of Formula I or a stereoisomer, tautomer or pharmaceutically acceptable salt thereof are provided, which are useful for the treatment of hyperproliferative, pain and inflammatory diseases. Methods of using compounds of Formula I or a stereoisomer, tautomer or pharmaceutically acceptable salt thereof, for in vitro, in situ, and in vivo diagnosis, prevention or treatment of such disorders in mammalian cells, or associated pathological conditions are disclosed.
    Type: Grant
    Filed: August 23, 2017
    Date of Patent: December 18, 2018
    Assignees: Array BioPharma Inc., Genentech, Inc.
    Inventors: James F. Blake, Adam Cook, Indrani W. Gunawardana, Kevin W. Hunt, Michael Lyon, Andrew T. Metcalf, Peter J. Mohr, David A. Moreno, Brad Newhouse, Li Ren, Tony P. Tang, Allen A. Thomas, Jacob Schwarz, Jane Schmidt, Lewis Gazzard, Huifen Chen
  • Publication number: 20180263083
    Abstract: An electrical connector for a glazing, the electrical connector comprising a first connector foot and a second connector foot for soldering to the glazing, and a bridge portion comprising sheet metal having a thickness in a specified range linking the first connector foot and second connector foot, wherein the first connector foot and the second connector foot each are shaped so that most of the perimeter of each foot is curved and wherein the first connector foot and the second connector foot are connected to the bridge portion by a first neck portion and a second neck portion respectively and the first neck portion and the second neck portion each have a narrower width than the bridge portion.
    Type: Application
    Filed: August 4, 2016
    Publication date: September 13, 2018
    Applicant: PILKINGTON GROUP LIMITED
    Inventors: Michael LYON, Jonathan Mark WILLIAMS
  • Publication number: 20180233832
    Abstract: An electrical connector for a glazing comprising a connector portion for connection to an electrical supply, and a button for soldering to a surface of the glazing, the button comprising a base portion adjacent, in use, to the surface of the glazing and an upper portion remote, in use, from the surface of the glazing, wherein the button comprises at least one solder-contacting surface, at least a portion of the solder-contacting surface curving from the base portion to the upper portion and defining a tapering solder cavity. A glazing comprising the electrical connector is also disclosed as is a method of soldering the electrical connector to a glazing.
    Type: Application
    Filed: August 3, 2016
    Publication date: August 16, 2018
    Applicant: PILKINGTON GROUP LIMITED
    Inventors: Michael LYON, Julie HOUGHTON, Jonathan Mark WILLIAMS, Paul Andrew SKINNER
  • Patent number: 10010102
    Abstract: One aspect of the invention provides dietary fiber compositions comprising effective amounts of glucomannan, xanthan gum, and alginate to produce a desired viscosity. The invention also provides food products comprising an effective amount of a dietary fiber composition. In other aspects, the invention provides methods for preparing a dietary fiber composition or a food product comprising a dietary fiber composition and methods for promoting satiety, promoting weight loss, lowering blood glucose levels, or lowering blood cholesterol levels in a mammal.
    Type: Grant
    Filed: October 31, 2013
    Date of Patent: July 3, 2018
    Assignee: Inovobiologic Inc.
    Inventors: Roland Gahler, Michael Lyon
  • Patent number: 9979098
    Abstract: An electrical connector used to make electrical connection to a heating system or to an antenna system on a glazing comprises a substantially planar foot, suitable for soldering, an angled portion, permanently connected to the foot and substantially at right angles to the plane of the foot and a holding portion, connected to the angled portion and suitable for holding a cable, wherein the foot has a substantially circular or oval shape. A glazing comprising such an electrical connector further comprises a sheet of glazing material, an electrical conductor on a surface of the sheet of glazing material and a solder layer between the electrical conductor and the foot wherein the solder layer comprises lead-free solder. The angled portion may be a male portion of a button connector, also known as a snap connector. The holding portion may be a washer soldered or welded to the angled portion.
    Type: Grant
    Filed: September 19, 2014
    Date of Patent: May 22, 2018
    Assignee: PILKINGTON GROUP LIMITED
    Inventors: Michael Lyon, Julie Houghton
  • Patent number: D883650
    Type: Grant
    Filed: November 2, 2016
    Date of Patent: May 12, 2020
    Assignee: PEDESTAL FOOTWEAR
    Inventor: Michael Lyon
  • Patent number: D919928
    Type: Grant
    Filed: March 11, 2020
    Date of Patent: May 25, 2021
    Inventor: Michael Lyon