Patents by Inventor Michael M. Carter

Michael M. Carter has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20200111168
    Abstract: An apparatus, system and method of dynamic insurance coverage in accordance with a cloud-based business valuation. The apparatus, system and method may include monitoring the business value substantially continuously; communicatively connecting an output of said monitoring to a remote input of an insurance system; assessing, by the insurance system based in part on the business valuation, of an under-writeable band of at least insurance needs; offering insurance at a discount from the under-writeable band; automatically adjusting the insurance and underlying premium pricing based upon variations in at least the business value up to the under-writeable band; and substantially continuously performing the automatically adjusting.
    Type: Application
    Filed: March 11, 2019
    Publication date: April 9, 2020
    Inventor: Michael M. Carter
  • Publication number: 20190180378
    Abstract: An apparatus, system and method of dynamic insurance coverage in accordance with a cloud-based business valuation. The apparatus, system and method may include monitoring the business value substantially continuously; communicatively connecting an output of said monitoring to a remote input of an insurance system; assessing, by the insurance system based in part on the business valuation, of an under-writeable band of at least insurance needs; offering insurance at a discount from the under-writeable band; automatically adjusting the insurance and underlying premium pricing based upon variations in at least the business value up to the under-writeable band; and substantially continuously performing the automatically adjusting.
    Type: Application
    Filed: October 9, 2018
    Publication date: June 13, 2019
    Inventor: Michael M. Carter
  • Publication number: 20190073725
    Abstract: An apparatus, system and method of providing dynamic life and business insurance coverage in accordance with a cloud-based business valuation. The apparatus, system and method include: monitoring a business value substantially continuously; communicatively connecting an output of said monitoring to a remote input of an insurance system; assessing, by the financial system, of at least individual and business insurance needs in accordance with the business value; automatically adjusting the insurance needs and underlying premium pricing based upon the business value; substantially continuously outputting the insurance needs and the pricing to at least one financial service; and automatically charging the at least one financial service with the pricing based on the output insurance needs.
    Type: Application
    Filed: July 13, 2018
    Publication date: March 7, 2019
    Inventor: Michael M. Carter
  • Publication number: 20180308033
    Abstract: A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at least one network port capable of remotely receiving the company information from the graphical user interface, and at least one engine communicatively connected to the at least one network port, which engine preferably includes a plurality of rules to generate, responsively to the input company information, at least one of a business valuation, a business score, and/or one or more business flags to be used as indicators in a network marketplace, for the company associated with the inputted company information.
    Type: Application
    Filed: April 16, 2018
    Publication date: October 25, 2018
    Inventor: Michael M. Carter
  • Patent number: 10089698
    Abstract: A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at least one network port capable of remotely receiving the company information from the graphical user interface, and at least one engine communicatively connected to the at least one network port, which engine preferably includes a plurality of rules to generate, responsively to the input company information, at least one of a business valuation, a business score, and/or one or more business flags to be used as indicators in a network marketplace, for the company associated with the inputted company information.
    Type: Grant
    Filed: June 11, 2015
    Date of Patent: October 2, 2018
    Inventor: Michael M. Carter
  • Publication number: 20170206610
    Abstract: A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at least one network port capable of remotely receiving the company information from the graphical user interface, and at least one engine communicatively connected to the at least one network port which engine preferably includes a plurality of rules to generate, responsively to the input company information, at least one of a business valuation, a business score, and/or one or more business flags to be used as indicators in a network marketplace, for the company associated with the inputted company information.
    Type: Application
    Filed: March 29, 2017
    Publication date: July 20, 2017
    Inventors: Michael M. Carter, Amir Tahvildaran
  • Publication number: 20160110672
    Abstract: A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at least one network port capable of remotely receiving the company information from the graphical user interface, and at least one engine communicatively connected to the at least one network port, which engine preferably includes a plurality of rules to generate, responsively to the input company information, at least one of a business valuation, a business score, and/or one or more business flags to be used as indicators in a network marketplace, for the company associated with the inputted company information.
    Type: Application
    Filed: October 21, 2014
    Publication date: April 21, 2016
    Inventor: Michael M. Carter
  • Publication number: 20160005131
    Abstract: A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at least one network port capable of remotely receiving the company information from the graphical user interface, and at least one engine communicatively connected to the at least one network port, which engine preferably includes a plurality of rules to generate, responsively to the input company information, at least one of a business valuation, a business score, and/or one or more business flags to be used as indicators in a network marketplace, for the company associated with the inputted company information.
    Type: Application
    Filed: June 11, 2015
    Publication date: January 7, 2016
    Inventor: Michael M. Carter
  • Publication number: 20150310364
    Abstract: A system and method for providing estimated business intelligence data, responsively to received company information, including a local front end comprising a graphical user interface capable of locally querying a user for an electronic location of the received company information, and ones of the estimated business intelligence data to be displayed on the graphical user interface. The estimated business intelligence data for a company is based on the determined business intelligence data for a similar company.
    Type: Application
    Filed: April 23, 2015
    Publication date: October 29, 2015
    Inventor: Michael M. Carter
  • Publication number: 20150088564
    Abstract: A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at least one network port capable of remotely receiving the company information from the graphical user interface, and at least one engine communicatively connected to the at least one network port, which engine preferably includes a plurality of rules to generate, responsively to the input company information, at least one of a business valuation, a business score, and/or one or more business flags to be used as indicators in a network marketplace, for the company associated with the inputted company information.
    Type: Application
    Filed: September 22, 2014
    Publication date: March 26, 2015
    Inventor: Michael M. Carter
  • Publication number: 20150081355
    Abstract: A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at least one network port capable of remotely receiving the company information from the graphical user interface, and at least one engine communicatively connected to the at least one network port, which engine preferably includes a plurality of rules to generate, responsively to the input company information, at least one of a business valuation, a business score, and/or one or more business flags to be used as indicators in a network marketplace, for the company associated with the inputted company information.
    Type: Application
    Filed: September 22, 2014
    Publication date: March 19, 2015
    Inventor: Michael M. Carter
  • Publication number: 20140310137
    Abstract: A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at least one network port capable of remotely receiving the company information from the graphical user interface, and at least one engine communicatively connected to the at least one network port, which engine preferably includes a plurality of rules to generate, responsively to the input company information, at least one of a business valuation, a business score, and/or one or more business flags to be used as indicators in a network marketplace, for the company associated with the inputted company information.
    Type: Application
    Filed: June 20, 2014
    Publication date: October 16, 2014
    Inventor: Michael M. Carter
  • Publication number: 20140222517
    Abstract: The present invention provides a dynamic computing system, comprising a non-transitory computer readable storage medium having encoded thereon computer executable instructions for providing pricing information to a requester via a presentation layer, a valuation engine comprised of computing code capable of executing rules that generate at least one value for at least one food item responsive to at least the supply information and customer information accessed from at least one network, and a data layer capable of receiving at least the supply information and the customer information, and communicatively connected to said valuation engine, and further comprising food offering information for the requester for presentation to the requester via said presentation layer, wherein the food offering information comprises at least one offer price for the at least one food item.
    Type: Application
    Filed: February 7, 2014
    Publication date: August 7, 2014
    Inventor: Michael M. Carter
  • Patent number: 8799040
    Abstract: A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at least one network port capable of remotely receiving the company information from the graphical user interface, and at least one engine communicatively connected to the at least one network port, which engine preferably includes a plurality of rules to generate, responsively to the input company information, at least one of a business valuation, a business score, and/or one or more business flags to be used as indicators in a network marketplace, for the company associated with the inputted company information.
    Type: Grant
    Filed: December 6, 2011
    Date of Patent: August 5, 2014
    Assignee: BizEquity LLC
    Inventor: Michael M. Carter
  • Publication number: 20140195447
    Abstract: A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at least one network port capable of remotely receiving the company information from the graphical user interface, and at least one engine communicatively connected to the at least one network port, which engine preferably includes a plurality of rules to generate, responsively to the input company information, at least one of a business valuation, a business score, and/or one or more business flags to be used as indicators in a network marketplace, for the company associated with the inputted company information.
    Type: Application
    Filed: January 15, 2014
    Publication date: July 10, 2014
    Inventor: Michael M. Carter
  • Publication number: 20140122307
    Abstract: A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at least one network port capable of remotely receiving the company information from the graphical user interface, and at least one engine communicatively connected to the at least one network port, which engine preferably includes a plurality of rules to generate, responsively to the input company information, at least one of a business valuation, a business score, and/or one or more business flags to be used as indicators in a network marketplace, for the company associated with the inputted company information.
    Type: Application
    Filed: November 8, 2013
    Publication date: May 1, 2014
    Inventor: Michael M. Carter
  • Patent number: 8666851
    Abstract: A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at least one network port capable of remotely receiving the company information from the graphical user interface, and at least one engine communicatively connected to the at least one network port, which engine preferably includes a plurality of rules to generate, responsively to the input company information, at least one of a business valuation, a business score, and/or one or more business flags to be used as indicators in a network marketplace, for the company associated with the inputted company information.
    Type: Grant
    Filed: December 8, 2011
    Date of Patent: March 4, 2014
    Assignee: BizEquity LLC
    Inventor: Michael M. Carter
  • Patent number: 8630884
    Abstract: A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at least one network port capable of remotely receiving the company information from the graphical user interface, and at least one engine communicatively connected to the at least one network port, which engine preferably includes a plurality of rules to generate, responsively to the input company information, at least one of a business valuation, a business score, and/or one or more business flags to be used as indicators in a network marketplace, for the company associated with the inputted company information.
    Type: Grant
    Filed: December 7, 2011
    Date of Patent: January 14, 2014
    Assignee: BizEquity LLC
    Inventor: Michael M. Carter
  • Publication number: 20130332345
    Abstract: An engine, system and method for providing cloud-based business intelligence data, responsively to received company information, including a local front end comprising a graphical user interface capable of locally querying a user for an electronic location of the received company information, and ones of the business intelligence data to be displayed on the graphical user interface upon upload of the received company information from the electronic location, and further including an at least partially remote back end, comprising an accessing engine capable of accessing the electronic location for uploading to the cloud of only ones of the received company information indicative of the ones of the business data intelligence to be displayed, and a charging engine for charging an account of a user of the front end $1 per the ones of the business intelligence data to be displayed.
    Type: Application
    Filed: July 29, 2013
    Publication date: December 12, 2013
    Applicant: BizEquity LLC
    Inventor: Michael M. Carter
  • Patent number: 8606664
    Abstract: A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at least one network port capable of remotely receiving the company information from the graphical user interface, and at least one engine communicatively connected to the at least one network port, which engine preferably includes a plurality of rules to generate, responsively to the input company information, at least one of a business valuation, a business score, and/or one or more business flags to be used as indicators in a network marketplace, for the company associated with the inputted company information.
    Type: Grant
    Filed: December 2, 2011
    Date of Patent: December 10, 2013
    Assignee: BizEquity LLC
    Inventor: Michael M. Carter