Patents by Inventor Michael M. Pennella

Michael M. Pennella has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8205790
    Abstract: A system and methods for customer-managed device-based authentication are disclosed. Embodiments of the invention provide a user interface that allows a customer with an on-line account to access and manage device fingerprint information that can be used to control or regulate the customer's access. Such a system can collect user input regarding device preferences related to specified devices to be used to access or to be prohibited or restricted from accessing an account. Information regarding these devices is stored in a database. The system can then assay a device fingerprint for a device to authenticate access by the device to the account based on the device preferences. In some embodiments, input can also be collected regarding alert preferences related to alerts connected with accessing the account from specified devices.
    Type: Grant
    Filed: March 16, 2007
    Date of Patent: June 26, 2012
    Assignee: Bank of America Corporation
    Inventors: Michael M. Pennella, David C. Shroyer
  • Publication number: 20080226142
    Abstract: A system and methods for customer-managed device-based authentication are disclosed. Embodiments of the invention provide a user interface that allows a customer with an on-line account to access and manage device fingerprint information that can be used to control or regulate the customer's access. Such a system can collect user input regarding device preferences related to specified devices to be used to access or to be prohibited or restricted from accessing an account. Information regarding these devices is stored in a database. The system can then assay a device fingerprint for a device to authenticate access by the device to the account based on the device preferences. In some embodiments, input can also be collected regarding alert preferences related to alerts connected with accessing the account from specified devices.
    Type: Application
    Filed: March 16, 2007
    Publication date: September 18, 2008
    Inventors: Michael M. Pennella, David C. Shroyer