Abstract: A system may include a vehicle system configured to monitor one or more monitor variables related to a vehicle. The system may also include a processor that may receive a selection of the one or more monitor variables to monitor and receive data from the vehicle system. The data may be limited based on the selection of the one or more monitor variables. The processor may then determine a fixed rate premium for at least two years based on the data and display a visualization that may include the fixed rate premium on a display.

Abstract: A system may include a vehicle system configured to monitor one or more monitor variables related to a vehicle. The system may also include a processor that may receive a selection of the one or more monitor variables to monitor and receive data from the vehicle system. The data may be limited based on the selection of the one or more monitor variables. The processor may then determine a fixed rate premium for at least two years based on the data and display a visualization that may include the fixed rate premium on a display.

Abstract: Systems and methods for collaborative task management are described. The apparatus may include a user interface module that provides a graphical user interface to a user, a form engine coupled to the user interface module to receive form data from a task data store, a scheduling engine that schedules task assignments, and the task data store that stores information related to one or more tasks. The method may include receiving from a user a request to update a task assignment, displaying to the user a task assignment form, receiving an indication to process the form, updating a task data store with information from the form. The method may alternately include receiving task information from a plurality of users, prioritizing task assignments using that information, generating one or more work queues, providing a work queue to a user, receiving an update to a task assignment, and re-generating the work queue.

Abstract: Automobile insurance rates are established by performing calculations for defining a single tier placement dependent upon a combination of mutually exclusive factors based on applicant data. The factors include a household driving record gradient, a stability gradient and an operator driving record gradient. In the case of a new policy, the factors also include a named insured driving experience gradient and a prior insurance gradient. Alternately, in the case of a renewal policy, the factors also include a household claims record gradient, a member relationship gradient and an operator claims record gradient. No single factor is the sole determinant for placement in a tier.