Abstract: A system for location based available credit notification includes one or more processors configured to execute the instructions to determine a customer location and a customer identity based on a response from the user device to a location access request; determine an available credit associated with the customer; access customer specific information and merchant data based on at least one of the determined available credit, the customer location, and the customer identity; wherein the customer specific information includes at least one of customer transaction data or customer mobility data; predict, by a prediction model if the customer is going to make a purchase and, if so, a monetary amount of the purchase; determine if the predicted monetary amount of the purchase exceeds the available credit; and transmit a notification to the user device upon determining that the predicted monetary amount of the transaction exceeds the available credit.