Abstract: Systems and methods for fraud detection and prevention is disclosed. The system may receive a transaction request for a first customer including a transaction location, transaction time stamp, and merchant type code. The system may determine whether the transaction location is expected for the first customer. When the transaction location is unexpected, the system may identify a last-known video detection having a last-known time stamp and last-known location. The system may determine a travel time estimate between the last-known location and the transaction location and determine a buffer based on the merchant type code. The system may compare the travel time estimate to an allotted time that includes a difference between the transaction time stamp and last-known time stamp less the buffer. When the travel time estimate exceeds the allotted time, the system may execute one or more fraud prevention steps.

Abstract: A device may receive receipt information associated with items in an order. The receipt information may include item identifiers and price descriptors associated with the items in the order. The device may receive product information associated with the items in the order. The product information may include product identifiers based on images of the items in the order and object descriptors. The device may map a first item identifier for a first item in the order and a first product identifier for determining that the first item corresponds to a first price descriptor and a first object descriptor. The device may map a second item identifier for a second item in the order and a second product identifier for determining that the second item corresponds to a second price descriptor and a second object descriptor. The device may assign the first and second items to respective first and second sub-receipts.

Abstract: In order to facilitate machine learning for prediction using distinct dataset types, systems and methods include collecting content information from archived websites databases. Collecting historical event information from online sources, where the historical event information is associated with a plurality of historical events. Generating event-dependent products training datasets based on the content information and the historical event information, where the event-dependent content training datasets defines for content historical events that are associated with attributes of the content, attribute change of the content, or both. Training an attribute prediction machine learning model based on the event-dependent content training datasets. Applying the trained attribute prediction machine learning model to additional event information to predict, for content, a future attribute estimate, a future attribute change estimate, or both.

Abstract: Multifactor authentication techniques described herein may allow a user to submit a recent proof of purchase as a part of a multifactor authentication process to access an account associated with a financial institution. As part of the login process, the user may submit a proof of purchase associated with a transaction. The financial institution may determine information associated with the transaction, such as a merchant associated with the proof of purchase, a time of the transaction, the last four numbers of the transaction card used, a dollar amount, or any combination thereof. If the information matches one or more records in the transaction history of the user's account, the financial institution may authenticate the user and provide access to the account. In this way, the financial institution may leverage transaction history known to the financial institution and the user to authenticate the user.

Abstract: A device receives, from a client device, behavior data indicating an action of a user of the client device, and processes the behavior data, with a model, to determine whether the action satisfies a behavior threshold. The device determines preventative actions to perform to prevent the action of the user, when the action is determined to satisfy the behavior threshold, and performs the preventative actions to prevent the action of the user. The device provides, to the client device, a request indicating that the user perform a physical activity before the one or more preventative actions are disabled, and monitors a performance of the physical activity by the user. The device determines whether the user satisfies the performance of the physical activity based on the monitoring, and disables the one or more preventative actions when it is determined that the user satisfies the performance of the physical activity.

Abstract: A system and method for discounting the cost of goods based on social throttling is disclosed. A discount system is provided with discounting parameters that can include a starting price for the good, a price progression of the good based on the numbers of purchases, a maximum discount, and other parameters. During the promotion, as the number of purchases increases, the total discount also increases according to those parameters. Additionally, further discount incentives can be provided to individuals who promote the promotion on social media, or based on other factors, such as whether they are early adopters or frequent participants. Accordingly, the retailer benefits from increased sales and the customers benefit from reduced prices.

Abstract: In some implementations, a device may receive a document associated with a series of recurring events and associated with an account. The device may analyze, using at least one of an optical character recognition technique or a natural language processing technique, the document to identify one or more characteristics associated with the document. The device may match the document with a record included in a ledger associated with the account based on the one or more characteristics associated with the document, enabling the device to identify that the record is associated with a recurring event of the series of recurring events. The device may modify display information associated with the ledger to append at least one characteristic associated with the document to information associated with the record. The device may transmit, to a user device, the display information to cause the display information to be displayed by the user device.

Abstract: Systems and methods for verifying digitally secured communications between users are disclosed herein. A first user identifier for a first user may be received. A first blockchain address for the first user based on the first user identifier may be determined. A first non-transferable token corresponding to the first user may be generated. A request for a communication may be received. A target address and a target user identifier may be extracted. Whether the communication metadata matches the token metadata may be determined. A validation status for the communication may be determined.

Abstract: In some implementations, a device may monitor initial messages to at least one message account of a user. The device may determine, based on monitoring the initial messages, that one or more messages, of the initial messages, are associated with resetting authentication information for one or more accounts of the user. The device may determine, based on determining that the one or more messages are associated with resetting authentication information, whether the one or more messages are indicative of abnormal authentication information resetting activity. The device may perform one or more actions based on determining that the one or more messages are indicative of abnormal authentication information resetting activity.

Abstract: In some implementations, an identity verification device may receive a request to verify an identity associated with a user accessing a social media account to share information on a social media platform. The identity verification device may generate, based on the request, a virtual credential linked to a primary credential associated with a financial account belonging to a holder of the social media account. The virtual credential may be used in an identity verification transaction to prove that the user accessing the social media account has access to the financial account associated with the social media account holder. The identity verification device may store a record indicating that the virtual credential was used to conduct the identity verification transaction and may provide, to the social media platform, information to verify the identity associated with the user accessing the social media account based on the record.

Abstract: Systems and methods for preventing blockchain functions associated with malicious entities are disclosed herein. A first blockchain status update may be received from a first authorizing entity. A first counter and a first plurality of authorizing entities can be determined. The first counter and the first plurality of authorizing entities can be updated. The first counter can be compared to a consensus threshold. A first instruction to block requests for communications to the first entity address can be generated. A confirmation of the first instruction can be generated for display.

Abstract: A device receives, from a short-range wireless communication device associated with a safe deposit box, first data identifying a first transaction card, and identifies a bank employee associated with the first data. The device determines whether the bank employee is authorized to access the safe deposit box, and starts a timer when the bank employee is authorized to access the safe deposit box. The device receives, from the short-range wireless communication device, second data identifying a second transaction card, and determines whether the second data is received prior to an expiration of the timer. The device identifies a customer associated with the second data when the second data is received prior to the expiration of the timer, and determines whether the customer is authorized to access the safe deposit box. The device causes the safe deposit box to be unlocked when the customer is authorized.

Abstract: In some implementations, a front-end device may receive a physical identifier associated with the user. Accordingly, the front-end device may select a plurality of images, where each image corresponds to a unique integer of integers zero through nine. The front-end device may show, on a display, the plurality of images and receive audio that includes a sequence of words that describe a subset of the plurality of images. Accordingly, the front-end device may map the sequence of words to the subset of the plurality of images and determine a first sequence of numbers corresponding to the subset of the plurality of images. Therefore, the front-end device may authenticate the user based on the first sequence of numbers matching a second sequence of numbers associated with the user.

Abstract: Provided, in an aspect, is a method for performing an online transaction using a graphical construct. The method can include receiving, by a client device, inputs to generate the graphical construct; transmitting to a server in communication with the client device, a request to generate the graphical construct; receiving, by the client device, the generated graphical construct and a summary information from the server; displaying, through a user interface of the client device, a summary screen including the generated graphical construct and the summary information; embedding, by the client device, the generated graphical construct on a third-party application running on the client device; sending, by the client device, a transaction request to perform the online transaction using the generated graphical construct; and presenting for display, through the user interface of the client device, a notification including a status of the online transaction.

Abstract: In some implementations, a system may capture audio from a call between a calling device and a called device. The system may filter the captured audio to generate a background audio layer. The system may generate an audio footprint that is a representation of sound in the background audio layer. The system may determine that the audio footprint includes a triggering sound footprint based on one or more audio characteristics of the audio footprint. The system may detect synthetic sound based on the audio footprint and after determining that the audio footprint includes the triggering sound footprint, wherein the synthetic sound is indicative of a sound recording. The system may transmit a notification to one or more devices associated with the call based on detecting the synthetic sound.

Abstract: Systems and methods for modifying cryptographic token related data. In some aspects, the system accesses a unique cryptographic token associated with a user. The token is associated with a digital asset and is encrypted using a public key for the user. The system receives a request from the user to allow a third-party server to modify the asset. The request includes a public key for the third-party server. The system obtains and decrypts the asset using a private key for the user. The system encrypts the asset using the public key for the third-party server and transmits the asset and the public key for the user to the third-party server. The system receives, from the third-party server, an updated digital asset encrypted using the public key for the user. The system decrypts the updated asset using the private key for the user and replaces the asset with the updated asset.

Abstract: Disclosed embodiments may include a system for providing customized recommendations via data analysis. The system may receive transaction data associated with a user. The system may cause a user device associated with the user to display a notification prompting the user to provide image data. The system may receive the image data. The system may identify, from the image data via computer vision, first object(s). The system may generate, via an MLM, first item recommendation(s) based on the first object(s). The system may cause the user device to display, via the GUI, the first item recommendation(s). The system may receive type(s) of travel data. The system may generate, via the MLM, second item recommendation(s) based on the type(s) of travel data. The system may transmit, to a merchant system, a request to purchase at least one item at a predefined location based on the second item recommendation(s).

Abstract: A first device may receive a request to establish a replication session between a second device and a third device, where the replication session is associated with replicating user interactions with a user interface of an application across a first instance and a second instance of the application. The first device may receive, after receiving the request, information identifying a set of interactions by a user of the second device with a first user interface provided for display by the first instance. The first device may determine, from the information, a set of instructions related to causing an indication for the set of interactions to be provided for display on a second user interface provided for display for the second instance based on the information being received from the second device. The first device may provide, after determining the set of instructions, the set of instructions to the third device.

Abstract: Systems and methods of provisioning post-interaction values are disclosed.

Abstract: In some implementations, a device may receive a document associated with a series of recurring events and associated with an account. The device may analyze, using at least one of an optical character recognition technique or a natural language processing technique, the document to identify one or more characteristics associated with the document. The device may match the document with a record included in a ledger associated with the account based on the one or more characteristics associated with the document, enabling the device to identify that the record is associated with a recurring event of the series of recurring events. The device may modify display information associated with the ledger to append at least one characteristic associated with the document to information associated with the record. The device may transmit, to a user device, the display information to cause the display information to be displayed by the user device.